Orion Capital Solutions Boardroom Presentation

1. Professional Debt Collection Solutions Proprietary and Confidential

2. About Orion Capital Solutions Who Are We? Orion Capital Solutions is a professional debt collection agency focused on providing our creditor clients with account recovery solutions. Our experienced team creates a perfect balance of performance, process, compliance, and strategy to drive results. We take the time to understand our clients’ needs to develop recovery solutions that work toward account resolution. Our Mission Orion Capital Solutions strives to provide trusted debt collection services to creditors while offering consumers with easy payment options that lead them toward financial freedom. Proprietary and Confidential 2

3. Why Use Orion The Perfect Blend of Performance and Compliance Orion Capital Solutions offers creditors the perfect blend of recovery performance and compliance. Servicing Transparency Advanced Technology Experienced Leadership Customized reporting and client services Secure technology for managing account Our leadership team has more than 30 years support to provide transparency for our clients information and providing the best experience experience implementing collection strategies and delivering exceptional results. throughout the collection process. for consumers. Community Involvement Passionate Team Payment Options Supporting our local community through Passionate and professional team that cares We make it easy for consumers to make charitable projects and contributions to causes about our work and continuously strives to payments through our website, over the phone close to our hearts. improve the consumer experience. or by mail. Proprietary and Confidential 3

4. Collection Agency Services What We Do Fintech We assist creditors and financial institutions with managing delinquent and non-performing accounts. Our best-in-class account recovery solutions drive bottom-line results for our business partners. A Focus on Compliance Credit Card Auto Loans Medical Accounts Orion Capital Solutions understands the complexity of debt collection regulation. We implement compliance-focused processes that increase recovery rates while minimizing risk. Our team of representatives participates in regular training to achieve maximum compliance with legal modifications, client requirements, and daily changes that take place in the debt collection Retail Card Installment Loans industry. Our processes and procedures ensure that these changes are implemented with fidelity across every consumer account. Proprietary and Confidential 4

5. How We Help Consumers How We Help We believe in helping consumers • Flexible payment options Orion Capital Solutions was born from the idea of helping consumers in a transparent and polite manner • Online access to free financial literacy resources and tools that leads to account resolution and improves overall • Helpful Consumer YouTube videos financial well-being. We listen to and connect with our consumers, understand their unique situations, and • Well-trained team that engages consumers with a professional and respectful demeanor politely help them to resolve their account balances. • Consumer support through phone and/or email Our main focus is to connect with and understand • News blog with helpful information consumers. We offer consumers better insight into their credit lifecycle and help them to understand their • Actively sharing information via official company social media accounts on Facebook and LinkedIn finances. Our organization is committed to offering • Helpful FAQ resources and tools that engage customers and provide important information. Proprietary and Confidential 5

6. Supporting Our Community FeedMore WNY Southtowns YMCA Building a Strong Community Baker Victory Services Naked Warrior Project Boys & Girls Club of Orchard Park Orion Capital Solutions is proud to support our local and global communities by engaging with charitable organizations in many different ways. Throughout each year, we promote several employee-driven efforts within our local area to help make an impact and serve as a beacon of hope for those in need. Watermark Wesleyan Church Ronald McDonald House St. Judes Hospital Proprietary and Confidential 6 6

7. Culture of Respect Building a Respectful Culture Orion Capital Solutions’ company culture is built on our core values of honesty, transparency, integrity, and compliance. We understand that a healthy workplace creates happier employees and better customer service. We invest in the personal and professional development of our people to build and maintain a team that is goal-focused, respectful, and compliant. Our team is composed of talented professionals who believe that success depends on dedication and effort. To maintain the highest levels of service, we provide development opportunities that promote growth and learning while keeping our team in compliance with processes, procedures, and changing regulations. Proprietary and Confidential 7 7

8. Getting Started What We Do Let us get started on developing a strategy to recover your past due funds that will allow you to turn your focus back to your core business and performing client relationships. Orion Capital Solutions Locations: Corporate Office 1971 Abbott Rd Lackawanna, NY 14218 Mailing Address 3221 Southwestern Blvd. Suite 242, Orchard Park, NY 14127 Florida Office 2503 Del Prado South Cape Coral, FL 33904 Phone: 855-399-3250 Email: customercare@orioncapitalsolutions.com Proprietary and Confidential 8