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Manappuram Finance

Manappuram

FemiFrancis
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Manappuram Finance

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  1. MANAPPURAMFINANCE LIMITED

  2. ABOUT MANAPPURAM Manappuram Finance Ltd or MAFIL is a Non-Banking Finance Company in India which was set up in 1949.Promoted by Shri. V.P. Nandakumar,MD & CEO of the company.Some of the financial products of this Company are, namely, gold-loan, Money Transfers, SME Finance, and Commercial Vehicle Loans. Furthermore, this Company is serving people for the last 71 years, so there is no risk of fraud. Also, Manappuram Finance has more than 3200 branches all over the country.Provides a gold loan at a shallow rate of interest. Manappuram has the best rates and customer service. Gold loan is a secured loan where one has to keep gold as collateral. Manappuram gold loan offers up to 1 crore amount in gold loan. Various Gold Loan Schemes are being offered by the bank with low-interest rates and higher tenure periods for repayments.

  3. Manappuram Gold Loan Gold is one of the most acknowledged metals in our country. Thus, a sizeable majority of people own ornaments of Gold. Over the past decade, people not only buy Gold as a tradition but also to keep it as security which they can exchange or pledge in times of need this is the reason why the service of Gold loan is the fastest growing amongst the other financial products. Manappuramgold-loan can be availed to meet an urgent need for cash by pledging one’s gold ornaments or gold coins as collateral. A Gold loan is one of the quickest and easiest ways of borrowing money and can be availed by any existing customer of the Manappuram as well as new borrowers. Manappuram has reduced gold loan rates, a drop of 2.1% from the earlier lowest rate of 12.00%. Currently, Manappuram offers the lowest gold loan starting at 9.90%.

  4. Gold Loan Features: • Manappuram Gold Loan Interest Rate starts from 9.90% to 29.00% • Manappuram charges a processing fees of ₹ 10 (to be paid at time of settlement) • Loan Tenure of Gold Loan ranges from 1 day to 3 Months • Lowest EMI per lakh on Gold Loan from Manappuram is offered at the lowest gold loan interest rate of 9.90% at the longest loan tenure of 3 Months • Manappuram allows prepayment of jewel loans with Nil charges

  5. Gold Loan Schemes of Manappuram • Online Gold Loan (OGL): Once you have placed the gold with the company, you can take out a loan, repay the interest, and adjust the pledge as needed. If you have idle gold, the loan plan helps to protect the asset while also providing funds. The service is available 24 hours a day, seven days a week. • SMS Gold Loan (SGL): You can even get a loan against gold via SMS.To apply for a loan, go to the branch. You don’t need a smartphone or internet to get the money. However, you must send an SMS from the registered mobile number. Following verification, the loan amount will be deposited into your registered bank account. • Gold Loan at your door: Manappuram delivers real-time doorstep loan services through a network that is 24/7 accessible.

  6. Gold Loan Calculator  You can calculate how much loan amount you are eligible for against your gold ornaments by using the Gold Loan Calculator available on the website of Manappuram Finance. Just enter some basic details such as your name, phone number, email address, state, city, type and weight of gold, and the tool will calculate and display the maximum amount you can avail as a gold loan from Manappuram Finance.

  7. How to apply for a gold loan? Procedures included in the Applying for gold loan are very simple. You have to first approach a lender, the lender will value your gold and calculate the maximum amount you can borrow. You will be required to fill a loan application for this and submit necessary documents such as copies of ID proofs and valid address proof. Once the value is calculated the money is instantly disbursed and you can use it for your intended purpose immediately. Anybody over the age of 18 can apply for a gold loan provided he or she is the actual owner of the ornaments they present. The banks are not required to consider factors such as income, age, credit score, banking history, etc.

  8. Minimum Requirements:  A certified copy of Passport, Driving License,  Aadhaar number,  Voters ID, Job card issued by NREGA duly signed by an Officer of the state government and letter issued by the NPR containing details of name and address,One recent photograph,The Permanent Account Number or Form No. 60 as defined in Income-tax Rules,1962. • Pay interest only for the exact period of loan, and to the exact number of days. • Different schemes for different needs, to suit all income groups.

  9. Online Gold Loan (OGL) by Manappuram Finance The Manappuram OGL app lets you avail a gold loan anytime, anywhere, even from the comfort of your home. Now you can pay interest, check account statement, or locate the nearest Manappuram Finance branch conveniently with this easy-to-use mobile app. Make it your trusted companion for all your financial needs. Go Digital the easy way, with Manappuram Finance. • Loans up to Rs.1.5 crore • Pay interest only for the exact number of days • 100% safety and security for your gold jewellery • Enjoy anytime liquidity

  10. Thank you

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