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Do I Need Personal Liability Insurance as Part of Travle Insurance?

Personal Liability Insurance prevents you from having to pay large sums out of pocket if you are held legally responsible for something detrimental that happens to a third party. Get to know why personal liability insurance is a must-have feature.

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Do I Need Personal Liability Insurance as Part of Travle Insurance?

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  1. TRAVEL INSURANCE TIPS DOINEEDPERSONALLIABILITY INSURANCE ASPARTOFTRAVEL INSURANCE? globelink.co.uk

  2. 01 What is Personal Liability Insurance? This covers you if you become liable to pay damages to a third party if you are found liable for accidentally injuring someone else, or damaging their property. globelink.co.uk

  3. 02 Why do I need personal liability Insurance? What if you have a fall whilst heading for the beach. or visiting a historic site and accidently pull someone else down with you seriously injuring them? This could cost you thousands in legal fees. globelink.co.uk

  4. What personal liability cover limits should I get? 03The recommended cover limits vary but you should aim for at lower inner limit to apply to holiday property damage – say £50,000 to £100,000 and there is usually a higher excess for this part of the policy too. least £1 Million, preferably £2 Million in coverage. It is usual for a globelink.co.uk

  5. 04 What is not covered ? Incidents involving being in control of a motorised, mechanical or jet propelled vehicle/watercraft; any business or trade you operate; firearms or weapons; incidents where you are in control or possession of an animal. globelink.co.uk

  6. 05 How do you claim for personal liability? You must always contact the travel insurance claims team asap before you admit any liability. The insurer of your policy will usually reserve the right to take over dealing with the third party and any legal proceedings on your behalf. globelink.co.uk

  7. 06 Personal Liability Cover as standard Wherever you plan to travel, it’s a wise choice to ensure you get Personal Liability cover as part of your travel insurance. Give yourself peace of mind and opt for a company like Globelink that provide it as standard. globelink.co.uk

  8. STAYSAFE READ MORE globelink.co.uk

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