,
Merchant Data Systems was founded in 1997 on the principals of delivering outstanding service as well as a commitment to innovation and excellence with both our Merchants and Sales Partners. We are a full-service payment processing company offering a wide array of services to all business types including Credit Card Processing, Debit Card Processing, Automated Account Settlement, Check Guarantee, Electronic Check Conversion, Electronic Benefits Transfer, POS Equipment Sales & Leasing, 24/7 World Class Customer Service, an Award Winning Technical Help Desk, Merchant Cash Advances, Proprietary Gift Card and Loyalty programs as well as merchant-friendly PCI Compliance solutions. We also offer industry-leading Payroll programs to streamline our merchants' operations and help them realize cost savings. Our consultative approach with Business Owners helps merchants get the products and services they need while helping to keep their costs low. This allows merchants to focus on their core business with confidence that their payment acceptance tools are working together with them to increase in-store sales. Merchant Data Systems offers these solutions throughout the entire United States of America. Merchant Data Systems' relationships include some of the largest FDIC insured banks in the United States, Software integrators, Alternative Payment providers and all different types of merchants in every state of the Union. Merchant Data Systems can connect to virtually any merchant, anywhere, anytime... and merchant clients of Merchant Data Systems can accept virtually any form of Payment ensuring they make the sale no matter how their customers wish to pay.