1 / 8

What is Personal Loan

Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.<br>Visit: https://www.clix.capital/personal-loan/

Personal_Loan
Download Presentation

What is Personal Loan

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. What is Personal Loan?

  2. What is Personal Loan? • Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. • Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.

  3. Benefits of availing of a Personal Loan? • Unlike other types of loans like Home Loan or Gold Loan, where you must provide several documents, Personal Loans require minimum documents and the approval process is quick. • With various financial institutions offering Personal Loan online services, the loan amount is disbursement within a few hours provided the lender is convinced of your repayment capacity.

  4. Maximum amount that you can borrow • The maximum amount that you can avail depends on your income level, your profession and the lender’s assessment of your loan application. Generally, the lenders sanction the loan based on their calculation, so that the EMI is not more than 40% - 50% of your monthly income. • Also, the lenders consider if you have any dues while calculating the loan amount.

  5. Documents required for Personal Loan application • Although the documentation varies from lender to lender, some of the essential documents you must provide along with your application form include: • Proof of income (salary slip, bank account statement, ITR forms) • Proof of residence and identity proof • Certified copy of your degrees and licence (this is applicable only for self-employed applicants)

  6. Apply Personal Loan in Mumbai • A personal loan is the best option if you need funds for an urgent need or a short period. It can be availed for any purpose. Apply for personal loan in Mumbai online on Clix Capital by just filling a few personal details. • A personal loan is easy to have from the various rising banks, NBFC, and other digital loan-providing agencies. Get personal loan online amount within 24 hours in your bank account at Clix.

  7. Facebook www.facebook.com/ClixCapital Official Social Media Instagram www.instagram.com/clixcapital Twitter twitter.com/clixcapital

  8. Thank You For more information please contact: Clix Capital Services Private Limited Email: hello@clix.capital | Mobile: 18002009898

More Related