Insignia Cards - Lifestyle Management Services _ Loyalty Rewards with Insignia

1. Insignia Cards - Lifestyle Management Services | Loyalty Rewards with Insignia Insignia group consists of a number of registered businesses. Insignia Cards Limited – a provider of financial services, is the card issuing arm. It was incorporated in 2011 in Malta and is a holder of an e-money licence. It is regulated by the Malta Financial Services Authority Insignia Lifestyle Boutique Limited is the primary lifestyle arm, which renders luxury lifestyle management and concierge services globally. It was incorporated in 2002 in the UK. Insignia Global Solutions Limited is a provider of management services and ancillary services. It was incorporated in 2010 in Hong Kong. Insignia USA Holdings LLC is the lifestyle service provider for the US market. It was incorporated in 2018 in New York. Insinet Limited is the primary IT arm and services various Insignia-branded entities. It was incorporated in 2018 in Malta. Insignia, the luxury financial and lifestyle managementgroup is leading the luxury revival globally Is there a place for supreme luxury in the post COVID era? 2020 has been labelled as the worst year for modern luxury, however the industry shows an enduring resilience. Despite 2020, Insignia, the world’s leading luxury financial and lifestyle management group, has a positive stance on the matter. Throughout 2020 Insignia Cards has weathered COVID to become stronger than ever. The value proposition of Insignia’s membership has only been cemented post-COVID. Insignia offers a supremely high-level of service - it is not a reactive service, but fundamentally based on a real one-to-one relationship with each member, which allows for hyper-personalization. Hyper-personalization in the luxury market is key to its evolution and development, this has never been felt more keenly than in the post-COVID landscape. Each person and situation is different, therefore each client is valued. The future of luxury will center around creating experiences that consider those differences — in memorable

2. ways. Insignia is a boutique company in the true sense of the word, with every solution built for each individual client. Insignia offers the best of both worlds, combining the highest level of management, paired with the most convenient payment solution for ultra-high-net-worth clients. With high net worth individuals trust is an important factor, Insignia have proven that they make the impossible possible for their members, therefore gaining their trust, even during tumultuous periods. In a post-COVID world the discretion of Insignia is noteworthy – as millions globally continue to struggle financially due to the crisis, privacy and discretion have become commodities in themselves. The Jewelry Card Collection is a flagship product of Insignia’s portfolio - a product that is exclusive to Insignia and one that has proven stand-out to high-net-worth individuals in the region. The premium payment cards handcrafted by swiss artisans are designed for individuals who demand and appreciate only the finest in personalised premium quality. Insignia’s stunningly original jewellery pieces are an investment for life – each piece within the collection is a true work of art. Those approved for the card can meet with a designer to create a customized card for every personality and taste. Client’s holding a jewelry card will benefit from Insignia’s industry-leading 98 per cent success rate on cardmember requests and a dedicated personal assistant, available 24/7.