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Corporate Employee Benefits: Medical Insurance Programme

Corporate Employee Benefits: Medical Insurance Programme. MyGlobalBenefits Provided by Aviva Ltd, Singapore. Administered by Expat Insurance Pte Ltd. Coverage Highlights. High Annual Limits of US$2M No Deductible or Cost Sharing Required by Employee

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Corporate Employee Benefits: Medical Insurance Programme

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  1. Corporate Employee Benefits:Medical Insurance Programme MyGlobalBenefits Provided by Aviva Ltd, Singapore Administered by Expat Insurance Pte Ltd

  2. Coverage Highlights • High Annual Limits of US$2M • No Deductible or Cost Sharing Required by Employee • Global Coverage, excluding elective treatment in USA • Full Accident & Emergency Treatment Covered in USA • Fully Covered Outpatient Benefits • Freedom of Choice for Care • Full Coverage for all Pre-Existing Conditions

  3. Claims Process Inpatient, Hospitalisation, Surgery Call the 24-Hour Assistance Hotline: +65 6322 2567 Provide the following details: Name of Patient, Date of Birth Name of Hospital, Date of Admission, Attending Doctor/Surgeon

  4. Claims Process Inpatient, Hospitalisation, Surgery Logon to: expatinsurance.com.sg/reflectgeo Download & Complete Pre-Hospitalisation Form Upon approval, Aviva will arrange for direct settlement with the Hospital/Provider.

  5. Claims Process Outpatient & Reimbursement Claims Logon to: expatinsurance.com.sg/reflectgeo Download & Complete Medical Claim Form Post Claim Form & Original Invoice/Receipts to: Aviva Ltd Customer Service – Group Health Claims 4 Shenton Way, #01-01 SGX Centre 2, Singapore 068807

  6. Claims Process Outpatient & Reimbursement Claims Aviva will credit your preferred bank account in the currency of your choice. *Note: All claims must be submitted within 120 days. Timeline: Upon receipt of claim form and receipts by post, Aviva will process within two weeks time.

  7. Coverage for your Family Reflect Geophyscial will pay 100% of employee premiums. Employees have the option to add their Spouse and/or Children to the plan at rates subsidized 50% by Reflect Geophysical.

  8. Premium for your Family For non-USA based staff and families: For USA based staff and families:

  9. Adding your Family No application or paperwork required: To add your Spouse & Children to the MyGlobalBenefitsProgramme, send a copy of each member’s passport to: reflectgeo@expatinsurance.com.sg • Two deadlines for addition of your dependents: • 1 December 2010 • 1 January 2011

  10. Information Portal Your Personal Portal can be found at: (available from 8 November) www.expatinsurance.com.sg/reflectgeo -Employee Benefit Handbooks -Summary of Benefits, Policy Wording & Definitions -Claim Forms -Procedures -Emergency Contact Numbers

  11. Questions? +65 6401 9201 reflectgeo@expatinsurance.com.sg www.expatinsurance.com.sg/reflectgeo 20 Upper Circular Road The Riverwalk, #B1-52 Singapore 058416

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