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SIMPLIFIED ISSUE LIFE IMPAIRED RISK LIFE

SIMPLIFIED ISSUE LIFE IMPAIRED RISK LIFE. PRESENTED BY Margaret Stolz, Vice President, Underwriting Dept. Diversified Insurance Brokers Since 1980 770-662-8510 Local 800-533-5969 Toll Free 770-662-0516 Fax. Hot Points – Simplified Issue. Yes/No Application Immediate Death Benefit

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SIMPLIFIED ISSUE LIFE IMPAIRED RISK LIFE

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  1. SIMPLIFIED ISSUE LIFEIMPAIRED RISK LIFE PRESENTED BY Margaret Stolz, Vice President, Underwriting Dept. Diversified Insurance Brokers Since 1980 770-662-8510 Local 800-533-5969 Toll Free 770-662-0516 Fax

  2. Hot Points – Simplified Issue • Yes/No Application • Immediate Death Benefit • Graded Products Available • No Build Limitation • Non Medical Term, UL, Whole Life • Quick Issue • Guaranteed Premiums • Issue Ages 0 to 85 • Face amounts - $2,500 to $350,000

  3. TARGET MARKETS • Final Expense – Smaller face amounts • Impaired Risk – ages 0 - 85 • Clients who don’t want to be examined • Clients with MVR problems • Clients looking for a small whole life product • Clients looking for additional coverage • Clients with foreign travel • Clients previously DECLINED or RATED • Older parents needing coverage • Parents wanting to insure their children • Grandparents wanting to insure their grandchildren • Individuals wanting the security of guaranteed benefit and premiums

  4. ·      Lipid Levels - the Risk of Arteriosclerosis·         Electrocardiograms and T-Wave changes·         Liver Enzyme Tests·         Multiple Sclerosis·         Mitral Valve Prolapse (MVP)·         Hypertension (High Blood Pressure)·         Cardiac Catheterization·         PercutaneousTransluminal Angioplasty·         Coronary Artery Bypass Graft (CABG)·         Prostate Cancer·         Transient Ischemic Attack (TIA)·         Sleep Apnea·         Hepatitis A, B & C·         Breast Cancer·         MIB·         Skin Cancer·         Tuberculosis·         Diabetes·         Heart Attack·         Sarcoidosis·         Kidney Transplants·         Spinal Cord Injury·         Ovarian Cancer·         Hemochromatosis·         Epilepsy·         Aortic Valve Disorders·   ·         Evaluation of Coronary Artery Disease·         Colorectal Cancer·         Depression·         Irregular Heart Beat·         Alcohol and Drug Abuse·         Valvular Heart Surgery·         Build·         Ulcerative Colitis/Crohns Disease·         Athletes Heart·         Testicular Cancer·         Bundle Branch Block (BBB)·         Pacemakers·         Heart Disease in Women·         Rheumatoid Arthritis·         Systemic Lupus Erythematosus (SLE)·         Driving Record·         Atrial Fibrillation·         Chronic Lymphocytic Leukemia - CLL·         Prostate Specific Antigen - PSA·         Bladder Cancer·         Atrial and Ventricular Septal Defects·         Older Age Underwriting·         Parkinson's Disease·         Peptic Ulcer Disease·         Chronic Obstructive Pulmonary Disease (COPD)

  5. What Diversified Will Do For You • 100 + years combined experience • In house underwriting specialist • Match your client to the right product • No voicemail phone tree • High placement ratio • Friendly efficient service • Over 70 + total products available

  6. SUCCESS STORIES • Eight year old diabetic – ISSUED • Male weighing almost 400 Lbs, Immediate Death Benefit Plan – ISSUED • Child with current seizures – ISSUED • Female client 13 months after initial cancer diagnosis, Immediate Death Benefit – ISSUED • Male 65 has on going testing. $50,000 – ISSUED PREFERRED • Male 62 smoker with benign brain tumor and TIA – ISSUED STANDARD

  7. We thank you for your time and trust Margaret – Margaret@diversifiedins.com Tonia – Tonia@diversifiedins.com Jason – Jason@diversifiedins.com Jarad –Jarad@diversifiedins.com 730 Holcomb Bridge Road Norcross, GA 30071 800-533-5969 Toll Free 770-662-8510 Local 770-662-0516 Fax WWW.DIVERSIFIEDINS.COM

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