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1. The Best Stocks to Invest in Today What type of investor are you? Continue Reading Below Do you have a long-term mindset? Would you be comfortable with a 30-year commitment? Do you invest in the market, or do you invest through a financial advisor? Are you willing to sacrifice a bit of short-term gain for long-term benefit? Do you have more assets than you need for the next few years? Do you have more income than you need? Do you trust yourself with your money? Do you have a substantial amount of investments that you can’t afford to touch? It’s easy to jump right in and pick a hot new stock. Don’t do that. Don’t make a “passive” investment that doesn’t provide the upside you want —or the downside you need. That won’t help your retirement. So, you invest in a mutual fund. Great. Great! Types of stocks to invest in The first thing to understand is that stocks can take different paths toward growth. Growth stocks, for example, can be relatively risky and volatile. High-growth stocks may experience huge gains in a short amount of time, but the risk of stock-price

2. declines is very real. On the other end of the spectrum are value stocks, which tend to provide stable income and are less volatile. Types of bonds to invest in Continue Reading Below Before you jump into your first stocks investment, it’s a good idea to understand the different kinds of bonds available. There are short-term bonds, long-term bonds, government bonds, corporate bonds, municipal bonds, real estate investment trusts (REITs), and commodities. All are different ways to build your wealth, but they have similarities to stocks in most cases. There are four basic bond types: municipal bonds, Treasurys, Treasury inflation-protected securities (TIPS), and corporate bonds. Municipal bonds are tax-exempt (and taxed at the same rate as other bonds), and the U.S. government backs Treasurys.