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GivingSpace Microphilanthropy Processing

GivingSpace Microphilanthropy Processing. Tom Munnecke Munnecke@stanford.edu Sanjay Bhargava sbh@stanford.edu Visiting Scholars Digital Visions Program Stanford University (858) 756 4218. Designers. Tom Munnecke Asst. VP, Science Applications International Corporation

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GivingSpace Microphilanthropy Processing

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  1. GivingSpace Microphilanthropy Processing Tom Munnecke Munnecke@stanford.edu Sanjay Bhargava sbh@stanford.edu Visiting Scholars Digital Visions Program Stanford University (858) 756 4218

  2. Designers • Tom Munnecke • Asst. VP, Science Applications International Corporation • One of lead architects on VA and DoD hospital information systems, largest in the world • Founder, www.GivingSpace.org • Sanjay Bhargava • VP, Citibank (India, Thailand, USA) • VP, PayPal • Designed back-end processing for PayPal • Others from GivingSpace • Jan Hauser, David Ellerman, Heather Wood Ion …

  3. Goals • Efficient, low cost transfers of funds • “End to End” network design of donation packets based on Internet model • Integrate physical and social networks • Photo-exchange to personalize, audit transaction • Donor instructions and feedback via web and email • Built-in reputation system • Less than 5% transaction fee, any size transaction

  4. Basic Model • Donor makes PayPal donation and instructions, personal photo via web page. • GivingSpace transfers to Trustee’s account (NGO or other local organization) • Trustee gets email, withdraws donation with debit card • Trustee follows donor’s instructions • Trustee takes photo of delivery of donation, including the donor’s letter photo • Donor rates trustee’s performance

  5. Packet Model Donor Chain of Trust Recipient Scalable Trust System

  6. Donor’s offer Letter, photo PayPal Deposit (Checking Acct) Personal photo GivingSpace Master Account Instructions, Queries, Evaluations Real-time Tracking Info Individual Trustee Accounts Donation Tracking Database Trustee Withdrawal via Debit Card Recipient Donor gets email with photo of his letter and gift being delivered, including his original photo

  7. Making Donation • Donor finds web page • If not already registered, signs up with PayPal (checking account linkage earns $5 bonus which may be used for first donation) • Chooses opportunity, Optionally submits photo • Reviews transaction, costs • Commits to donation • Gets receipt from PayPal, tracking URL • Gets photo confirmation of gift being delivered, with original donor letter in the image. • Rates all participants in the chain of trust • All costs are visible

  8. Adding New Trustee • Trustee must have access to email, Web, digital camera, and ATM • Registers via web page • GivingSpace accepts, opens trustee account • Mails Debit card to Trustee • Trustee registers card, PIN via web • GivingSpace opens up card • Trustee is listed on GivingSpace web site as acceptable trustee • Trustee lists opportunities to give

  9. Photo Exchange • Personalizes donation, thank you note • Overcomes language, literacy barriers • Provides positive reinforcement of gift • Provides audit trail • Still an issue about “cut and pasting” images • May include cryptographic bar code • Donor purchases of photos could pay for digital camera, Internet costs • Could create local “photopreneurs”

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