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Islamic Home Financing dengan al-Bay’ Bithaman Ajil dan Musharakah Mutanaqisah

Islamic Home Financing dengan al-Bay’ Bithaman Ajil dan Musharakah Mutanaqisah. Antika P. Salji Ratih Astrini Shanty Debora. HOME FINANCING. Pembiayaan Perumahan adalah suatu proses memperoleh dana untuk membiayai pemenuhan kepemilikan tempat tinggal. METODE HOME FINANCING.

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Islamic Home Financing dengan al-Bay’ Bithaman Ajil dan Musharakah Mutanaqisah

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  1. Islamic Home Financing denganal-Bay’ BithamanAjildanMusharakahMutanaqisah Antika P. Salji Ratih Astrini Shanty Debora

  2. HOME FINANCING PembiayaanPerumahanadalahsuatuprosesmemperolehdanauntukmembiayaipemenuhankepemilikantempattinggal

  3. METODE HOME FINANCING

  4. ISLAMIC HOME FINANCING 2 kontrakuntukmembiayaikepemilikan asset:

  5. HOME FINANCING DI INDONESIA KPR Konvensional KPR Syariah

  6. al-Bay’ BithamanAjil(BBA) Contract Al-Bay BithamanAjil (BBA)adalahkontrakpenjualan yang memberikan benefit kepadapembeliataspembayaranberjangka Pertukarankomoditasdilakukansecaralangsung, namunhargapenjualan (besertalaba) dibayarkansecaracicilan, sepanjangwaktu yang ditentukan

  7. al-Bay’ BithamanAjil(BBA) Contract

  8. al-Bay’ BithamanAjil(BBA) Contract

  9. al-Bay’ Bithaman Ajil (BBA) Contract ContohPendanaan al-Bay BithamanAjil(BBA) Seorangnasabahinginmembelirumahseharga RM200,000. Nasabahtersebutmembayarkandown payment sebesar 10% (RM 20,000) dan 90% sisany (RM 180,000) dibayarkandenganmenggunakanKontrak BBA. Tingkat profit tahunan yang dibebankan bank adalah 10% per tahundandurasidaripembiayaanadalah 20 tahun.

  10. al-Bay’ Bithaman Ajil (BBA) Contract

  11. MusharakahMutanaqisah Partnership (MMP) Contract

  12. MusharakahMutanaqisah Partnership (MMP) Contract KonsepMusharakah KonsepIjarah

  13. MusharakahMutanaqisah Partnership (MMP) Contract ContohPendanaanMusharakahMutanaqisah Partnership (MMP) Seorangnasabahinginmembelisebuahrumahseharga RM200,000. Asumsikankembalibahwapelangganhanyasanggupmembayar 10% darihargarumah (RM20,000), sedangkanfinancier (pihak yang memberidana) menempatkandanasisa 90% (RM180,000).

  14. MusharakahMutanaqisah Partnership (MMP) Contract

  15. MusharakahMutanaqisah Partnership (MMP) Contract

  16. MusharakahMutanaqisah Partnership (MMP) Contract

  17. BeberapaContohdan Model Home Financing diDunia

  18. Islamic Cooperative Housing Corporation

  19. Shared Ownership Scheme (S.O.S)

  20. LARIBA Finance House

  21. LARIBA Finance House

  22. Perbedaan BBA Contract dan MMP Contract

  23. Kesimpulan

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