EXPECT TO SUCCEED

1. EXPECT TO SUCCEED National Export-Import Bank of Jamaica Ltd

2. Our VISION To facilitate Jamaica becoming a net exporting country by being a visionary, innovative and creative trade financing institution.

3. Our MISSION • To facilitate sustainable economic growth through increased exports and sustained job creation by providing competitively-priced trade financing solutions to the productive sector including exporters, potential exporters and direct suppliers to exporters. • This we will achieve by being visionary, innovative, creative, customer-focused and viable with a highly efficient, motivated and performance-driven team.

4. 100% Government Owned …but Independently financed Managed by a Board of Directors experienced in many fields from both the private and public sectors.

5. We Are… Corporate Bankers to Jamaican Companies in the Productive Sector Providing Trade Financing, Medium Term Loans & Trade Credit Insurance

6. EXIM’s Mandate Foster Economic Growth & Development • Emphasis on….. • Entrepreneurship • Small & Medium Sized Business • Financing Key Growth Areas

7. Who We Serve • The Productive Sectors • Manufacturing • Agro-Business • Mining • Tourism • Services • Creative Industries • ICT

8. Linkage Companies You do not have to be an Exporter to qualify for an EXIM loan If your company supplies goods and/or services to a company within the Productive Sector you may also be eligible for EXIM Bank’s low cost financing

9. Tourism & its LINKAGES Service Providers Outside Contractors Florists Janitorial Service Agro-Processors Suppliers

10. We Finance the Following: Working Capital Equipment Acquisition Retooling/ Upgrading of Facilities Pre Shipment Financing Receivables Financing Debt Refinancing * Market Research *Note: Conditions Apply

11. Affordable Financing 10 -12%p.a. JA$ Loans 8.0-9.5% p.a. US$ Loans

12. EXIM Bank’s Credit Facilities • TypeTerm Short Term • Foreign Currency Line 90-270 days of Credit (LOC) • SMTE 180 days • Cuban Line of Credit 360 days

13. EXIM Bank’s Credit Facilities • TypeTerm Short Term • BECF/ ECF 90 - 120 days Pre Shipment 90 - 270 days Post Shipment 120 days • JEA/ExBed 120 days

14. EXIM Bank’s Credit Facilities • TypeTerm Medium Term • SME Growth Initiative 48 mths • Modernization Fund 48 mths for Exporters ** Moratorium of up to 6 months , on principal payments are allowed if warranted • SME Energy Loan 48 mths • SMTE Loan (for tourism entities only) 60 mths

15. Cuban Line of Credit CAN$10 million BancoNacional de Cuba Facilitates the exportation of Jamaican Goods to Cuba EXIM Bank pays you 100% of the value of your export order, upon receipt of shipping documents, and then waits to collect from the Cuban Authorities. Visit our website for a list of eligible goods

16. Bankers Export Credit Facility Pre Shipment Financing Max 90 days Up to 100% of FOB value of your export order Post Shipment Financing Max 120 days Up to 100% of CIF value of your export

17. JEA/JMA Loan Programme J$3.5million Loan Ceiling Working Capital Support Light Equipment Eligible Borrowers: Linkage Companies to the Export Sector <50 permanent employees Export Ready Have excess capacity

18. SME Growth Initiative 10%-12% p.a. JA$ Loans Loan Ceiling: J$ equiv of US$500,000.00 Net Worth< JA$100 million Annual Sales <JA$360 million

19. SMTE Loan Facility • 60 months to repay • Moratorium – up to 12 months • Must be in operation for at least 2 years • At least 25% of gross revenue must be derived from the tourism sector

20. Trade Credit Insurance Protects your business against non-payment of receivables by local or foreign buyers. With TCI you can claim for up to 85% of the value of your receivables – for non payments and for payments over 120 days

21. Trade Credit Insurance • Covers Foreign & Domestic Receivables • Covers Commercial & Political Risk • Risk Coverage – 85% & 90% • Coverage available to all entities registered in Jamaica

22. Trade Credit Insurance ELIGIBLE TRANSACTIONS • Sale of goods & services to approved buyers • Sale of goods originating outside Jamaica, by Jamaican firms, to 3rd countries • Sale of goods by subsidiaries of Jamaican companies operating in CARICOM • Goods trans-shipped from Jamaica’s duty-free zones to countries in the Caribbean

23. Acceptable Collateral • Mortgage over Real Estate • Bank Guarantees from the Bank’s Approved Financial Intermediaries (AFI) • Bill of Sale over Equipment • Hypothecation of Financial Instruments • Assignment of Receivables

24. Meeting Your Needs • Relaxed Collateral Requirements • Increased Loan Limits • Faster Processing Times • Streamlined Business Processes • Access through AFIs

25. Approved Financial Intermediaries • BNS • NCB • First Global Bank • CIBC - FirstCaribbeanInt’l Bank • Sagicor Bank • JMMB • JN Fund Managers • MF&G Trust & Finance • Mayberry Investments • Sterling Asset Management • Development Bank of Jamaica • Citibank NA Access EXIM Bank’s loan facilities through our AFIs:

26. To Apply You Will Need • Business Plan • Audited and In-House Financials • Cash Flow Projections • Collateral documentation • Valid Tax Compliance Certificate • Completed Application Form

27. www.eximbankja.com Start your application on-line Or visit our Office at 85 Hope Road, Kingston 6 Telephone: 630-1400

30. Thank You