SPLIP & SAFECLIP

1. SPLIP & SAFECLIP Protecting Students in the Community, the CSU and the Host Sites

2. We will address the following: • What is SPLIP? • Why was SPLIP created? • Who’s Covered by SPLIP? • What’s Special about SPLIP? • How does SPLIP benefit the organization?

3. What is SPLIP? Student Professional Liability Insurance Program General & Professional Liability Insurance for CSU Students in practicum training for an academic degree in Teaching and Nursing/Allied Health educational programs of the CSU at all its campuses. The insurance has been underwritten by Lloyd’s London since July 1, 2006, with coverage retroactive to August 1, 2003.

4. Why was SPLIP created? • SPLIP was established to: • provide General & Professional Liability Insurance • including Medical Malpractice Liability • for California State University students • who are completing required internship work for academic credit. • Prior to SPLIP, campuses and students obtained coverage at higher cost through individual placements. • While some potential claim incidents have been reported, the program remains loss free.

5. Who’s Covered by SPLIP? • All Students of the CSU • participating in practicum training in • CSU’s Nursing and Allied Health programs. • All Campuses of the CSU (23 campuses). • All Affiliate Institutions who have a written internship agreement with the CSU. • Automatic Additional Insured: • Any affiliate institution (Host) to whom the Named Insured (CSU) is obligated by written agreement to provide such coverage as is afforded by this policy.

6. What’s Special about SPLIP? Coverage Extensions: “You” and “Your” means the Named Insured. Legal Representation: defense cost included for covered claims. Personal Injury Liability: protects up to the Coverage Limits against covered claims arising from charges of privacy violation, libel, slander, assault & battery, and other alleged personal injuries. 3. School Grievance/ Academic Disciplinary Hearings: reimburses for expenses incurred for defense of a school grievance or academic disciplinary hearing or proceeding; $5,000 per proceeding; $100,000 aggregate.

7. What’s Special about SPLIP? Damage to Property of Others: for damage caused accidentally by a Covered Party to the property of others at your location; $5,000 per incident; $100,000 aggregate. Assault Coverage: covers your medical expenses or reimburses you for damage to your property if you are assaulted at your location; $5,000 per incident; $100,000 aggregate. Medical Payments: reimbursement of medical expenses to others injured on your location; $5,000 per incident; $100,000 aggregate. 7. First Aid Expenses: for expenses you incur in rendering first aid to others: $5,000 per defendant; $100,000 aggregate.

8. What’s Special about SPLIP? • Defendant Expense Benefit: reimburses you for lost wages and other expenses incurred when you attend a required trial, hearing or proceeding as a defendant in a covered claim: $5,000 per defendant; $100,000 aggregate. • No Exclusion for: • Sexual Harassment, Abuse or Molestation • Corporal Punishment

9. How does SPLIP benefit the Host? • Broad Coverage: The program has been in place for several years and includes “best in class” coverage. • Automatic Additional Insured:Host is an Additional Insured when required by the written internship agreement with the University. • High Limits: Coverage limits are $2,000,000 per occurrence, and $4,000,000 in the aggregate. • Ease of Administration: • SPLIP coverage will be available for all internship agreements between CSU and Host. • SPLIP coverage terms will be standard for all Host internship agreements with any CSU campus. • Managed by CSU for Students: thus assuring Host of continuous coverage for CSU students during the internship period.

10. What is SAFECLIP? Student Academic Field Experience for Credit Liability Insurance Program General & Professional Liability Insurance for CSU Students in practicum training for an academic degree in Service Learning programs of the CSU at all its campuses. The insurance has been underwritten by Lloyd’s London since July 1, 2007.

11. How does SAFECLIP benefit the Host? • Broad Coverage: The program has been in place for several years and includes “best in class” coverage. • Automatic Additional Insured:Host is an Additional Insured when required by the written internship agreement with the University. • High Limits: Coverage limits are $1,000,000 per occurrence, and $2,000,000 in the aggregate. • Ease of Administration: • SAFECLIP coverage will be available for all internship agreements between CSU and Host. • SAFECLIP coverage terms will be standard for all Host internship agreements with any CSU campus. • Managed by CSU for Students: thus assuring Host of continuous coverage for CSU students during the internship period.

12. QUESTIONS? • Zachary Gifford • Systemwide Risk Management • Chancellor’s Office • 562-951-4568 (zgifford@calstate.edu) • Rob Leong • CSURMA Program Administrator • Alliant Insurance Services • 415-403-1441 (rleong@alliant.com)