WorkScapes 2021 ™

1. WorkScapes 2021™ “Caregiving Crisis” Smart Solutions WorkScapes 2021 Proprietary Materials

2. Caregivers in Business: A Growing Issue • Human And Fiscal Wastes Costing Business Over $36 Billion A Year, Impacting 13 Million Employees-20% Of Most Businesses • Demographic Shifts Project 30% Increase In Dependent Caregivers In The Next Decade( Elders, Disabled, Developmental Disabilities, Wounded Warriors, Baby Boomers Into Elders, Chronic Illness) The • Fragmented US Disability Business Is Insurmountable “The Disability Maze” • $93B Medical Device Industry “ At Home” • Medical Centers Shifting to Partial Care Facilities, Home Care. • U.S. Lags the Industrialized World Standards For Caregivers/Dependent Care • Litigation Increases; Deficit In Caregivers’ Reasonable Work Accommodations • Employee Caregiving Is A Business Threat WorkScapes 2021 Proprietary Materials

3. Purpose of Presentation • Share Current State Of Dependent Care Challenges To Business • Review Trends, Statistics, Affecting The Employee Caregiver • Outline Effects On Business, Caregiver, Family, Community • Review Preliminary Recommended Business Direction • Discuss, Analyze, Confirm, Acceptance Of Need And Next Steps WorkScapes 2021 Proprietary Materials

4. Employee Caregiver Facts • Six In 10 Family Caregivers Are Employed ( 2009, 13 million) • Employee Caregivers Cost Businesses 8% In Higher Medical Expenses • 22%Middle-aged American Workers The Highest Percentage Of Any Group. 46% Males Are Caregivers. • 15% Of Working Americans With A College Degree Or Who Make At Least $90,000 Per Year Are Caregivers. (Gallup) • 66% Must Make Adjustment To Their Work Life 10% Shift From Full-Time To Part-Time Work 6 % Quit Work Entirely 4% Turn Down a Promotion 3% Early Retirement (3 Percent). 66% Adjustments to Their Work Life- (Reporting Late To Work To Giving Up Work Entirely). 1 In 5 Family Caregivers Have Had To Take a Leave Of Absence.22% Call In Absences --Family Issues / 26 % Due To Dependent Healthcare Needs (*Source ADP, 2012) WorkScapes 2021 Proprietary Materials

5. US Government Health and Human Services • Fragmentation Product/Svc orientation vs. Consumer - “The Maze” • Lack integration with medical providers, pharmacies, insurance/ benefits • Cottage Industry blossoming to provide special programs from HHS • List of benefits vs. availability (i.e. residential housing in NJ waitlist 10 years 5,000 people on list - no housing) • Benefits are not transparent to access, therefore not utilized • Professional Services considered benefit eligible; nurse, occupational therapist–( not care givers who are low paid, untrained and lack tenure & commitment) • Government mantra ‘empowering’ consumer / caregiver; system too fragmented to help WorkScapes 2021 Proprietary Materials

6. Caregivers’ Loses The Disability Maze Lack of aggregated, integrated information, ill equipped staff , process vs. solutions, lack reasonable delivery times,, duplicative communications Financial Losses: Present- ism / 2-5 times salary high costs of turnover of highly skilled/talented/educated workers 8% higher Healthcare costs of caregiver than other employees s- ($13.4 billion per year;) $5500.+ Caregiver Financial losses, 10 year lifespan reduction - Depression & Stress related medical issues Divorce (60%), diminished social inclusion with friends, peers at work and family Value of family caregivers' services is $306 billion (unpaid) annually Education & Training contributes to losses– “can’t manage what you do not understand”: Lack of skills , No Preparation new “life role” Lack of Project Management Skills vs. low order “caregiver role definition Limited business sponsored communications, social networking, tools Minimal Capital Investments to improve losses, not offered WorkScapes 2021 Proprietary Materials

7. Beyond FMLA --- Costs Associated with Unplanned Leave: Source ADP Study 2012 • Maintaining additional staff and/or overtime • Paid healthcare coverage during time off • Administrative tracking of eligibility/ incidence• • Abuse of intermittent leave/performance issues • Performance degradation: lost productivity, lower service standards, lost revenue opportunities, • Potential safety and operational risks • Performance risks pertaining to specific industries and workplaces • Administrative effort to ensure consistent enforcement of leave policy across all supervisors and employees WorkScapes 2021 Proprietary Materials

8. OWNERSHIP Who Has The Problem? Caregiver Corporation Who Owns The Problem? Government/ Industry Collaboration Who Can Impact The Problem? U.S Social Policy Corporations Leaders In Not For Profit Disruptive Digital Technology Who Owns The Solution? Missing In Action What Do All Of These Have In Common? Every American Citizen Is Impacted Either Directly Or Indirectly People With Disabilities Constitute The Nation’s Largest Minority Group, And The Only Group That Any Of Us Can Become A Member Of At Any Time ( Sizing Is Hard And Crisis Needs Immediate Attention) 69.6 Million Families In The U.S. More Than 20 Million Have At Least One Family Member With A Disability Human And Fiscal Implications Are Great And Growing WorkScapes 2021 Proprietary Materials

9. Proposed Business Actions Evaluate Current and Projected Critical Influx of Home Health Care Needs Impact on Employees, Managers, Customers, Leadership of the Firm Eliminate Suboptimal Business Operations—Eliminate Wastes Power Up- Use technology Disruptive /Artificial Intelligence Mobile Applications For Work/Life Management Aggregated, Expansive Resources, Speed Of Delivery To Consumer, Not Policy Solutions Digital Learning And Social Networking Connectivity with Affiliates/ Partners Prepare for 2021 Bloat of Sizeable, Permanent Increases in Employee “Caregivers”, Forecasted “Home Care Staffing” Labor Shortfall Increased Transfer of Institutional Medical Care/Procedures to “Home Care” Workplace Shifts; dispersed, flexible , inclusive, technology and talent first Use Trial Period with Dependent Care Refresh Social Policy /Standards from 1960 Model to 2021 WorkScapes 2021 Proprietary Materials

10. Summary Trends All Lead to Dependent Care Crisis Continuation A Must Manage Issue For Businesses, Government & Caregivers Current Processes And Systems Are Broken. Wastes Are Too Hidden And Too High Override Via Digital Disruption Needed Organization Dysfunction Too Large And Costly Talent Needs Require Prioritization ; Attraction And Retention Goals Leadership Responsibility Must Be Defined Measurements And Learning For WorkScapes 2021 Demands The Capital Investment Minimal Compared to The Costs In The Current State. Privatization Support Of The Caregiver Is The Best Direction. Industry Leadership Required WorkScapes 2021 Proprietary Materials

11. In Closing Discuss Information Review Concerns Determine Next Steps Leadership Accountability Industry Peer Leadership Insurance/ Benefits Providers Business Controls Workforce/ Talent Management Planning Communications to Business WorkScapes 2021 Proprietary Materials