5 mistakes to avoid when making a claim on your two-wheeler insurance

1. Two wheeler insurance

2. 5 mistakes to avoid when making a claim on your two-wheeler insurance

3. Comparing and choosing a policy amongst heaps of others is a major challenge in itself. Thus, most of us become completely bewildered when it comes to choosing an insurance policy. And finally, when you have compared and locked onto the policy that you want- the journey has just begun. You might feel safer after buying two wheeler insurance for your motorbike but it only helps you if you are well-versed with the policy. However, what if you fail to follow a crucial step in the procedure? Well, it might cause you a major loss or even complete loss of the policy. Thus, this article will highlight the 5 major mistake people make when making a claim on their insurance.

4. And the 5 mistakes are here as follows: • Fleeing after an accident: An accident doesn’t just cause bodily damage but psychological damage as well. Thus, people may get extremely scared and try to find an easy way out of the situation. Hence, more than often, people try to flee the accident spot and avoid the repercussions caused to the third-party because of them. However, this will only add more to the already created confusion and may have a severe impact on your claim approval. Thus, even if you are scared and confused, it is advised that you never flee the spot.

5. Failing to file an FIR: FIR is the first incident report that you file at a police station. Many times, in the midst of an accident, you might forget one or two things in the entire ruckus. Failing to file an FIR is one of them. Because, if you forget to file an FIR, the claim will be rejected; you need the FIR document to file a successful two wheeler insurance claim. • Forgetting to inform the insurance company: Every insurance company has a set time-frame after which your claim will not be filed. Thus, you need to keep in mind and make sure that you inform your insurance company before that date expires- so that you claim is processed without any problems. However, even after knowing this fact, people still forget to inform their insurance company. Thus, this is one of the mistakes that people make when making a successful claim.

6. Information discrepancy: After you file for a claim, your motorbike insurance company will send an agent. This agent is sent by your company to verify the facts and other valuable information needed to proceed with the claim. This agent may ask you for your point of view on the accident. In that very instant, you have to remember the accident and provide him with a detailed report; however, make sure that you never provide any false details and pieces of information. In the case of false information, your claim might be settled after a while or it might even be rejected.

7. Not keeping receipts: We have a habit of discarding papers and documents after they have fulfilled their needs. But you have to make sure that you don’t do this with the receipts of the accidents, as they might come handy while filing for a claim. Thus, make sure that you keep all the receipts with you.

8. Hope, after reading this article, you will avoid these 5 mistakes when making a claim on your two-wheeler insurance.

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