StepBy-Step Guide for Future Homeowners

1. StepBy-Step Guide for Future Homeowners topbev.com/blog/posts/tips/stepby-step-guide-for-future-homeowners Congratulations! Now that you’ve made the decision to get a house of your own, know there are a couple of things you should consider before signing a contract. Keep on reading to find out more. Get the best title insurance in Waltham and contact Topkins & Bevans. Call (781) 890-6230 and get acquainted with the real state services they have at your disposal. There are a few pivotal points to consider when it comes to buying a house for the first time. Read on and keep in mind the following tips and use them to your advantage during your home-acquiring process. Don’t Go Overboard with Your Budget People can qualify for high a loan, even if they have a few debts on their record but, don’t take this as a green light to buy a lavish and expensive house that will bury you deeper into debt, especially if it will take an unbearable toll in the debts you already have and mortgage fees. If you have good credit, fair, stable income, chances are you meet the criteria to request a loan but never approach this as a getaway to afford a temporary commodity. Always Consider Possible Expenses Total financing, meaning 100% of the property cost, is almost nonexistent nowadays and even if you find it, there will always be extra expenses, save as much as you can if you have 1/3

2. plans to buy. Taxes, which vary according to the place and type of residence, and upkeep are some of them. Maybe there’s a resident’s association in your new neighborhood and paying a fee to cover the cost of maintenance around the area. Also, remember that taxes vary according to the place you’ll live in and the kind of residence so keep in mind there’ll be cost differences after this if you consider your next house purchase as an upgrade from the place you already live in. Don’t Buy a House on an Impulse Don't compromise before making up your mind, always make an offer right after you’re completely sure about the house but, keep in mind that sellers will try to sell the property as quickly as possible and you shouldn't let that get to you. Take your time to ponder about your options and settle for the one that feels right to you; though bear in mind that you could miss it if you don't make this decision on time but it's safer than making a rushed offer for a house that didn't convince you. Clear Any Doubts before Signing the Option Contract Before signing anything, try to make as many questions as possible, especially prior to the signage of the option contract because, this document is deemed as valid after being signed by all parties involved. Then, the deal is expected to be closed as stated in this agreement. You don’t have to be a lawyer or a real estate agent to understand the basics of a contract but it's advisable to resort to these professionals when doubt comes in; it's the least you can do to ensure a safe purchase. Remember, every contract must set start and end dates, amount of money as a deposit, description of the property, and penalties so, always take the time to read and review all documents before the signage. Consider setting savings funds to have at your disposal whenever you require extra cash. Be aware that as a future homeowner, you'll have new responsibilities and obligations to adhere to; such as attending the general upkeep of your new home, its repairs to ensure your property's longevity, paying your bills and mortgage in a timely manner. Know you can rely on Topkins & Bevans to guide you towards a successful house purchase. Contact (781) 890-6230 for more information about title insurance in Waltham. It's up to You When you buy a house, you are joining a community and with a community comes a lifestyle and rules to abide by. So, prior to your purchase, it’s important to not only like the house you’ll buy but the lifestyle offered by the community and the rules that may come with it. To conclude, it's better to put aside other people's opinions; it's normal to share 2/3

3. goals, achievements, and regrets with each other but these could influence your decision making Get Title Insurance in Waltham Before selling your home, consider the importance of title insurance in Waltham during the process. Contact the title insurance experts at Topkins & Bevans at (781) 890-6230 if you are looking for the best title insurance rates. 3/3