1 / 4

Small Business Loans

A small business loan is a capital or working capital borrowed by business owners from banks or financial institutions to fund business-related expenses mainly related to daily operations, expansion, growth, or marketing.

financesevaloan
Download Presentation

Small Business Loans

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Small Business Loans

  2. A small business loan is a capital or working capital borrowed by business owners from banks or financial institutions to fund business-related expenses mainly related to daily operations, expansion, growth, or marketing. Small business loans are specially designed for investment in a business. This allows small business to cater to the urgent needs that a new opportunity can throw up.  These loans are either secured by collateral/assets or unsecured. Lenders also offer varied types of customized business loans depending on borrower's requirements to meet unique needs.

  3. Advantages of Small Business Loans Customized Credit Solutions- Whether you wish to start a business or expand/upgrade your existing business, you will have the flexibility to opt from a wide range of customized credit solutions to suit your needs. This aids in decision-making and choosing a plan that suits the fund requirements of your business. Competitive Interest Rate – The interest rate on small business loans depends on various factors such as market conditions, loan tenure, income stability of applicant and financial condition of business. Most of the government backend financing schemes offered by banks and NBFCs offers loan at affordable interest rates to help small business owners repay their debt on or before due dates. Moreover, these loans have nominal processing fee and other one-time charges with no hidden fees.

  4. Helps Business to Manage Finance Better- When it comes to business cash flow management, most businesses find it difficult to manage their ongoing commitments and future requirements. Wherein, business loans are a great way to gain access to funds. However, these funds can be utilized to launch a new branch, launch a marketing campaign or upgrade an inventory. In most cases what happens is that profit earned from these routes can be used to repay debts and further do investments wisely. This makes the complete flexibility of usage as per business requirements. We, at Financeseva, understand that from our years of experience in giving loans to SMEs across various industry verticals in India. Through a Financeseva Unsecured Business Loan, we try our best to make sure that the financial needs of businesses are met. Our flexible business line of credit and term loans for small businesses are designed to give businesses quick access to urgent working capital.

More Related