Super Visa Insurance: FAQ’s

1. Super Visa Insurance: FAQ’s For those parents or grandparents of permanent or Canadian citizens visiting Canada long-term (up to 2 years at a time), Super Visa is the way to go. But don’t forget you will need Super Visa insurance Kitchener to cover your stay in Canada!

2. Here are answers to the most frequently asked questions about Super Visa insurance Kitchener: • What is the minimum amount of coverage that I need to stay in Canada? You will need at least $100,000 of coverage – which all of our plans can provide. • Is there an age limit for Super Visa insurance Kitchener ? While some of the insurance  plans have limits, we have plans available that can cover you at any age. • How long does my coverage have to be? You must be covered for one year if you have got the 1 yr insurance policy. • What if my visa is denied? You can get a full refund on your Super Visa insurance Kitchener with proof that your visa was denied. (If no proof of denial is given, you could be charged a fee of up to $250)

3. What happens if my visa is approved, and travel dates change suddenly? You can contact your agent to change your dates of coverage, but you must contact them before the effective date. • If I am only travelling for one month, can I get a Super Visa insurance Kitchener for that one month only? If you are travelling to Canada with a Super Visa, you have to purchase a one-year policy in order to be eligible. Once you have returned home, you can always apply for a partial refund (with the proof of your early return, provided you have no claims on the file). Most insurers will charge a small fee for this of about $25. • If I leave Canada before the year is over, can I get any money back? Once you are back home, you can apply for a partial refund (with proof of your early return, provided you have no claims on file). Most insurers will charge a small fee for this, usually $25. • If I am planning to stay in Canada for two years, can I buy the insurance for two years? No, policies can only be issued for one year at a time. However, once you are nearing the end of your first year, we can renew your plan.

4. Will Super Visa insurance Kitchener cover me if I make side trips to other countries? Visitors to Canada plans do allow side trips, provided at least 51% of the coverage dates are spent in Canada. However The trip must also commence and end in Canada. • Are the pre-existing conditions covered? Yes, provided they meet certain stability requirements. For travelers aged 80 and over, coverage of pre-existing conditions may be offered after a detailed medical questioning and underwriting  • Payments methods for Super Visa Insurance Kitchener By credit or debit card. • Can I pay monthly No, the premium must be paid up front only

5. Is there any way to lower my insurance premium? Yes! You can take a deductible to lower your premium. For more information about this option, feel free to contact us. • Can I extend my super visa to stay in Canada due to the COVID-19 pandemic? Yes. If you’re already in Canada and your visitor visa is still valid, you can apply online for a visitor record to extend your stay. • You should submit your application for the extension at least 30 days before your current stay expires. To get more information on who can apply, how to apply and what happens after you apply, please see the Government of Canada website.

6. Do I need to extend my super visa insurance if I’m extending my stay in Canada due to the COVID-19 pandemic? Yes. As long as you’re in Canada, you have to maintain a minimum of $100,000 in insurance coverage. Even if you only plan on visiting for three months you need insurance coverage for at least one year. But if you only stay three months and don’t make any claims, you will be eligible for a remaining refund. • Does super visa insurance cover costs associated with the COVID-19 pandemic? A super visa plan will have coverage for COVID-19. Insurance provides coverage for some unexpected medical and dental emergencies, so make sure to read the policy and ask your insurer any questions you have before purchasing a Super Visa Insurance Kitchener