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Work Injury Compensation

Work Injury Compensation. What is Work Injury Compensation ? As an employee, you are covered under the Work Injury Compensation Act (WICA). If you suffer an injury or disease due to work , you can claim work injury compensation from your employer or employer’s insurer. You can claim even if

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Work Injury Compensation

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  1. Work Injury Compensation What is Work Injury Compensation ? • As an employee, you are covered under the Work Injury Compensation Act (WICA). • If you suffer an injury or disease due to work, you can claim work injury compensation from your employer or employer’s insurer. • You can claim even if • you no longer work for the company or your work pass was cancelled, and • regardless of who caused the accident/disease.

  2. Work Injury Compensation What can be claimed under WICA? • Medical Leave wages • Medical Expenses • Compensation for permanent incapacity (PI) or death (if any)

  3. Work Injury Compensation What can be claimed? • Medical Leave Wages • Wages while on MC or hospitalisation leave • Payable by the usual pay day

  4. Work Injury Compensation What can be claimed? • Medical Expenses • Payable by employer, as long as treatment is considered necessary by doctors registered in Singapore • Compensation for permanent incapacity (PI) or death (if any) • PI compensation is applicable only if injury or illness has permanent ill effect on ability to work – this is determined by doctor • Lump sum payable to employee or next-of-kin (for death) • Subject to minimum and maximum limits

  5. Work Injury Compensation What to do if you are injured at work? • Seek medical treatment • Inform your employer / supervisor of your injury or illness as soon as possible. • If your employer does not know, he may dispute that your injury/illness is not due to work.

  6. Work Injury Compensation • Pass original MC to your employer to claim medical leave wages • Keep a photocopy for your own record. • Your employer is required to pay you by next pay day.

  7. Work Injury Compensation • Pass original medical bills to your employer • He will pay direct to the clinic or hospital. If you had paid first, he is to pay you back.

  8. Work Injury Compensation If your ability to work is permanently affected… • You have the following options OR

  9. Work Injury Compensation If you decide to …

  10. Work Injury Compensation Filing claim with MOM • Easy • No cost • Can do it yourself • Just give • Name • Contact number • Employer’s name • Date of accident No need lawyers. MOM can help you claim.

  11. Work Injury Compensation Warning: Filing false claim is a serious offence. • Max $15,000 fine and/or 12 months/ jail for each offence • Sent home. Barred from working in Singapore. • Same punishment for any person found to assist a worker in filling a false claim.

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