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French Healthcare vs. American Healthcare By: Meghan Rocheleau a.k.a. Madeleine

French Healthcare vs. American Healthcare By: Meghan Rocheleau a.k.a. Madeleine. Type of Healthcare. Best Described as a Hybrid System A system which flows and jumps Has a continuous and a specific behavior No universal healthcare system. Type of Healthcare. Universal Coverage

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French Healthcare vs. American Healthcare By: Meghan Rocheleau a.k.a. Madeleine

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  1. French Healthcare vs. American Healthcare By: Meghan Rocheleau a.k.a. Madeleine

  2. Type of Healthcare • Best Described as a Hybrid System • A system which flows and jumps • Has a continuous and a specific behavior • No universal healthcare system

  3. Type of Healthcare • Universal Coverage • Everyone has it

  4. How Healthcare is Paid for? • 21% of a person’s income • A person’s employer picks up about half of that

  5. Who is Insured? • In 2012 • 84.6% of the population • 48 million people without

  6. Who is Insured? • EVERYONE under the national healthcare insurance

  7. Money Spent for Healthcare • About $4,000 per person • 11.6% of GDP spent on healthcare

  8. What the Cost of a Visit Depends on? • Whether you are insured or not • The Doctor’s Prices • How much your insurance is willing to pay • What is the deductible?

  9. Cost for Insured People? • Primary Care Doctor • $15 to $25 • Specialty Doctor • $30 to $50 • Emergency Room Visit • Around $100

  10. Cost for Uninsured People? • Primary Care Doctor • On average $125 • Specialty Doctor • On average $100 to $300 • Emergency Room Visit • Over $1000

  11. Cost • General Doctor • $24.47 • Emergency Room Visit • $32 for everyone • Patient is reimbursed for what they paid for a doctor’s visit and pays less than half of what they paid originally

  12. What Reimbursement Depends on? • Type of insurance one has • The age of the patient • The medical condition of the patient • If your general doctor referred you to a specialty doctor then you are fully reimbursed

  13. Amount of Time Spent with the Doctor • On average 10 minutes

  14. Amount of Time Spent with the Doctor • On average 30 to 40 minutes

  15. Money Spent for Healthcare • $8,508 per person • $2.9 Trillion(2013) • 17.7% of the GDP is spent on healthcare; Gross Domestic Product • GDP-The total value of goods produced and services provided in one year

  16. Why Healthcare is Higher? • Multidimensional Problem • Insurance Companies • Pharmaceutical • Medical School, etc.

  17. How Insured people pay for Healthcare? • Insurance Premium • The amount of money paid to the insurance company by the person that is insured by them • Employer Based Insurance • Single= $1,081; Monthly=$90 • Family=$4,823; Monthly=$402 • Individual Based Insurance • Single=$3,444; Monthly=$287 • Family=$8,724; Monthly=$727

  18. Insurance Companies • These companies affect the amount of time a doctor spends with you because the more patients they see during a day the more they can make because the insurance companies are taking some to all of the money the doctor charges the insurance company for your visit • Insurance companies also affect your co-pays

  19. Pharmaceutical • Prescriptions • Makes up 17% of spending per person • Makes up 25% of out of pocket spending per person • Brand Name Average Price= $268 • Generic Name Average Price= $33 • Most Prescriptions are Covered Somewhat by an Insurance Company • In 2011 • Per person • $1,010

  20. Pharmaceutical • Prescriptions • Reimbursement ranges from 15% to 100%; Depends on the medicine • 75% of prescriptions are 65% reimbursed • Reimbursement can be as low as 15% • In 2011 • Per person • $655

  21. Cost of School? • On average • $51,044 per year • $51,044 x 4= $204,176 • BUT…. you have to add that onto 4 years of undergraduate • About $300,000-$400,000 for 8 years of schooling

  22. Cost of School? • On average • 1st Cycle= 452 euros($481.72) • 2nd Cycle= 259.10 Euros($276.03) • 3rd Cycle= 393.10 Euros($418.95) • Total= $1,176.70

  23. Doctor’s Salary • Intern(1 year) • $35,000 • Resident(3-5 years) • $50,000-$60,000 • General Doctor • $156,000 • Specialty Doctor • $200,000-$300,000

  24. Doctor’s Salary • General Doctor • $92,000 • Specialty Doctor • $150,000

  25. You my be thinking wow that’s a big difference in salaries, but keep in mind • In France, doctor’s are coming out of medical school with little to no debt • BUT… • In America, doctor’s are coming out of medical school with $300,000-$400,000 in debt

  26. Doctor’s salaries can also be associated with the amount of time doctor’s spend with you because they need to make money and the more patient’s they see will help them make more money, so this goes back to insurance companies and medical school debt

  27. Insurance companies, pharmaceuticals, and medical school are just part of the reason for the higher costs for healthcare and for the multidimensional problem • But without med school we would not have the professionals to pay for health reasons and with no paying for anyone we would not have insurance companies and with no professional help we would not have prescription drugs to buy • They are all intertwined somehow

  28. Which Healthcare is Better?

  29. France is the answer to that question • France has been voted one of the best healthcare systems in the world

  30. French medical school are cheaper which will help doctors • Because the higher the debt out of college the more the person will work and try to make up for the amount of money they need to make to relieve some of that debt • More work hours leads to stress and tiredness of doctors; which will lead to malpractice

  31. France has a better healthcare system because everyone has insurance and it does not matter who you are • France also spends less of their GDP on healthcare • France also spends less money per person on healthcare • France spends less per person on pharmaceuticals

  32. France has longer visits with doctors • The amount of money you pay for visits is less • You will be reimbursed with some amount of money

  33. In France the population are happy with the healthcare system, but here in America a lot of the population dislike the healthcare system

  34. There are positives of America though… • Doctor’s get paid more here • More people are insured than not insured

  35. American’s do not pay as much in taxes • But… American’s end up paying more for healthcare because of all the other costs • Insurance • More expensive cost for medicine, appointments, and hospital stays

  36. Work Cited • http://dpeaflcio.org/the-u-s-health-care-system-an-international-perspective/ • http://about-france.com/health-care.htm • https://www.debt.org/medical/doctor-visit-costs/ • http://www.theapprenticedoctor.com/steps-to-becoming-a-medicaldoctor-in-the-united-states-of-america/ • http://www.studyineurope.eu/study-in-france/tuition-fees • http://economix.blogs.nytimes.com/2009/07/15/how-much-do-doctors-in-other-countries-make/ • http://www.usnews.com/education/blogs/medical-school-admissions-doctor/2011/12/05/how-to-select-undergraduate-premed-coursework • http://www.dhpescu.org/media/elip/Country%20report%20medical%20education%20in%20France.pdf • http://www.npr.org/templates/story/story.php?storyId=92419273 • http://www.fool.com/investing/general/2015/01/04/heres-what-the-average-american-pays-for-health-in.aspx • http://www.healthcostinstitute.org/files/HCCI_IB4_Prescriptions.pdf

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