Explore Your Path: Investing in Your Future

1. How will you get there? What do you want to be? Investing in yourself.

2. College can mean any type of education after high school including… Technical Training (Apprenticeship, trade school) 1-2 years Certificate, Diploma Community College 2 years Associate Degree, Certificate, Diploma College or University 4 years Bachelor’s Degree Military Talk to a recruiter for details.

3. Think ABOUT… WHAT DO YOU WANT TO BE? What would you rather do? Assemble a bike? OR Teach someone how to ride a bike?

4. Would you rather? Assemble a bike Teach someone how to ride a bike OR Create a video on the importance of saving Help a family open a savings account OR Be a lawyer who fights for clean water Fix neighborhood flooding problems OR Provide rehab to an injured athlete Provide mental health counseling for the athlete OR Improve soil quality for growing food Create the soil company’s website OR Examine samples under a microscope Take a blood sample from a patient OR Plan events and create food menus Prepare food that sparks interest OR Care for patients in the hospital Run a hospital’s computer network OR Negotiate plans and costs to construct a building Plan and construct a building OR

5. might you earn? How much… SKILLED & TECHNICAL SCIENCES HEALTH SCIENCES Welder (join metal together) Veterinary Assistant (provide basic animal care) Education: Average pay: Education: Average pay: 2-year certificate from community college $18/hour or $37,440/year 2-year associate’s degree from community college $11/hour or $22,880/year Electrician (work with electrical wiring) Registered Nurse (provide advanced patient care) Education: Average pay: 2-year associate’s degree from community college $23/hour or $47,840/year Education: Average pay: bachelor’s degree from 4-year college $29/hour or $60,320/year Construction Manager (oversee projects & workers) Physician Assistant (examine and diagnose patients) Education: Average pay: bachelor’s degree from 4-year college $45/hour or $93,600/year Education: Average pay: bachelor’s + 2-year master’s degree from graduate school $44/hour or $91,520/year Discover more careers at MyNextMove.org

6. might you earn? How much… COMMUNICATION & INFORMATION SYSTEMS AGRICULTURE, FOOD & NATURAL SCIENCES Audio/Video Equipment Technician (Set up audio/visual for movies, concerts) Buyer/Purchasing Agent (buy/sell farm products) Education: Average pay: 2-year associate’s degree from community college $19/hour or $40,470/year Education: Average pay: 2-year certificate from community college $14/hour or $29,340/year Web Developer (design & create websites) Soil/Plant Scientist (test/alter soil for crop growth) Education: Average pay: 2-year associate’s degree from community college $18/hour or $36,740/year Education: Average pay: bachelor’s degree from 4-year college $17/hour or $36,980/year Art Director (select images/designs for magazines & newspapers) Environmental Engineer (design technology to prevent environmental hazards) Education: Average pay: bachelor’s degree from 4-year college $26/hour or $55,060/year Education: Average pay: bachelor’s degree from 4-year college $21/hour or $43,920/year Discover more careers at MyNextMove.org

7. might you earn? How much… BUSINESS, MARKETING & MANAGEMENT HUMAN SERVICES & EDUCATION Travel Agent (Set up travel plans for customers) Firefighter (provide public fire safety) Education: Average pay: 2-year associate’s degree from community college $13/hour or $26,590/year Education: Average pay: 2-year associate’s degree from community college $20/hour or $40,710/year Public Relations/Fundraising Managers (coordinate efforts to raise awareness of an organization Middle School Teacher (teach students age 10-13) Education: Average pay: bachelor’s degree from 4-year college $20/hour or $42,580/year Education: Average pay: bachelor’s degree from 4-year college $26/hour or $53,620/year Mental Health Counselor (improve patients’ mental and emotional health) General & Operations Managers (plan & direct daily business workflow) Education: Average pay: bachelor’s + 2-year master’s degree from graduate school $15/hour or $31,090/year Education: Average pay: bachelor’s degree from 4-year college $26/hour or $54,450/year Discover more careers at MyNextMove.org

9. Think ABOUT… HOW WILL YOU GET THERE? You’re the last to leave the lunch table and it’s a mess. You’re assigned to work in a group with someone you don’t get along with.

10. Study Skills… or LIE TRUTH It’s better to study right after school instead of late at night. Find a different place to study each day. LIE TRUTH Grades don’t matter in middle school. Do your most difficult homework first. LIE TRUTH

11. What study and organization habits do you currently have? I get to school and class on time. I use a planner to write down assignments for each class. I ask the teacher questions if I don’t understand. I turn off the phone, TV, and other distractions when I’m studying. I use color folders or binders to organize papers for each subject. What’s something else you do? What habit will you try this week?

12. Think ABOUT… INVESTING IN YOURSELF. “It will be easier to pay for college if you start learning how to earn, spend, save – and invest money.”

13. If you make $20 a week and want to buy a $160 phone, how many weeks will it take to earn that money? 8 8 20 160 8 = weeks 2 months or Hint… There are about 4 weeks in a month.

14. If you make $40 a month babysitting and want to buy a used car for $3,000 when you’re 16, how long will it take? $ 40 permonth x 12 months 80 + 400 480 = $ X 4 years = $ 1,920 You’ll probably have to do more than babysit to earn money for the car!

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16. 4 Ways to Pay for College!

17. Big dreams can start small. Begin your college savings plan today! If you If your parents per month for 6 years* per month for 6 years* $1,824 $9,120 $9,120 $1,824 + = $10,944that you won’t have to borrow! This illustration assumes investing over 6 years with an average 7% return to reach the total savings goal of $10,944 ($120 saved per month). This return does not represent any particular investment and does not reflect the impact of fees or expenses, if any. This chart is for illustrative purposes only. Actual returns will vary. Investments Are not FDIC Insured*| No Bank, State or Federal Guarantee | May Lose Value | *Except the Bank Savings Individual Investment Option

18. Now let’s talk about… Investing in yourself. You’ll earn independence at if you invest time and __ __ __ __ __ __ E N E R G Y G O O D Getting __ __ __ __ grades could help you earn scholarships. F U L F I L L __ __ __ __ __ __ __ your college dreams by saving cash now. Y O U Who’s the most important person to invest in? __ __ __!

19. What can you do with this publication? Who could you share it with? OR Share one thing you learned that you didn’t know before.