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Microtakaful Conference Indonesia. Agus Haryadi , ASAI, AAAI-J, FIIS 2 4 April 2014 Borobudur hotel, jakarta. poor family & micro/people business. poor family & micro/people business. poor family & micro/people business. poor family. poor family. Shadaqah /Charity.
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Microtakaful Conference Indonesia AgusHaryadi, ASAI, AAAI-J, FIIS 24April 2014 Borobudur hotel, jakarta
poor family & micro/people business poor family & micro/people business poor family & micro/people business poor family poor family Shadaqah/Charity Shadaqah/Charity Shadaqah/Charity Shadaqah/Charity Shadaqah/Charity Qardh/Loan Saving/Investment Risk Sharing Financing Qardh/Loan Qardh/Loan Financing Qardh/Loan Financing Saving/investment INSTRUMENT FOR EMPOWERMENT Five Pillars
INSTRUMENT FOR EMPOWERMENT 5 Pillars and 3 Intitutions
Peramu(NGO) ORGANIZATION TRACKS (1993 - 2006)
2012 2006
POSISI ASYKI/TAKMINdengan Klien dan perusahaan Partner Partner Klien Syariah Fee/ujroh LEMBAGA KEUANGAN MIKRO SYARIAH Fee/ujroh Lembaga/ Perusahaan Lainnya Pasar Perorangan Posisi Asyki/Takmin berada di Pihak Klien
Studi KasusTAKMIN Jan 2007 – 422 Ribu (2.067 peserta, 10 Polis) Des 2013 – 28,5 juta (39.822 Peserta, 29 Polis) Rasioklaim ~ 50% Mei 2014 2008 Jan 2007 2014 Tahun 2012 – 312 juta (~ 500 peserta)
Studi KasusKBMT UGT SIDOGIRI Des 2012 – 500 ribu (40 peserta) Feb 2014 – 100 juta (62.613 Peserta) Rasioklaim ~ 25% Nov 2012 Juni2014 Mei2014 Feb 2013 Juni2014 Januari 2015
Terimakasih , Wassalam 24April 2014 Borobudur hotel, jakarta