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Welfare Reform

Welfare Reform. March 2014 Eileen Broderick- Income Maximization Service. Objectives. To look at Welfare Reform changes and understand the challenges residents face . Mortgage interest cut Child Trust Fund scrapped Health in pregnancy grant gone Sure Start grant- 1 st child only

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Welfare Reform

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  1. Welfare Reform March 2014 Eileen Broderick- Income Maximization Service

  2. Objectives • To look at Welfare Reform changes and understand the challenges residents face

  3. Mortgage interest cut Child Trust Fund scrapped Health in pregnancy grant gone Sure Start grant- 1st child only Cb restricted Tax credit reductions Hb changes/ Local housing allowance caps Uprating – no longer use retail price index Reform of esa Some of the first changes…………………………

  4. The headline changes • Bedroom Tax • Social fund reform • Employment & support Allowance migration • Benefit cap • Council Tax benefit abolished • JSA Sanctions

  5. ESA Migration • Between October 2010 and spring 2014 anyone receiving incapacity benefit, severe disablement allowance, or income support paid on the grounds of disability will be reassessed for employment support allowance( esa)

  6. Three possible outcomes- outcome 1

  7. Three possible outcomes- outcome 2?

  8. Three possible outcomes- outcome 3

  9. Personal Independence Payment( PIP) • Replaced new claims for disability living allowance from June 2013 • For Islington the transfer for those receiving dla is due to happen in October 2015 • By October 2017 all dla claimants will have been invited to claim PIP.

  10. PIP • Habitual residence test • Government want fewer people to get PIP • Need to have the health condition or disability and difficulties with activities related to daily living or mobility for a year. • No lower rate for daily living • In Islington, dla renewals continue until transfer date.

  11. Universal Credit • Islington timetable is unknown • Online claims ( digital) • One household payment • Paid monthly( 5 weekly) in arrears

  12. Questions?

  13. IMAX • Advice line 0207 527- 4490 (option 4, available 9.30-4.30 Mon- Thurs) • Email: claimit@islington.gov.uk

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