Presented by: Oleh : Syed Faizal Bin Syed Abdul Karim Business Development Manager Allianz Life Insurance Malaysia

1. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD INSURANCE PRESENTATION PEMBENTANGAN INSURANS • Presented by: • Oleh: • SyedFaizal Bin Syed Abdul Karim • Business Development Manager • Allianz Life Insurance Malaysia Berhad Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

2. W ALLIANZ LIFE INSURANCE MALAYSIA BERHAD hat is Insurance? ApadiaInsurans?  Transfer the risk of loss to the insurance company. Pemindahanrisikokepadasyarikatinsurans Reduce your financial hardship when losses occur. Mengurangkanbebankewanganpabilaperkaraburukberlaku Based on the concept of money pooling. Berdasarkankpdkonsep ‘kolamduit’ Participants based on their risk proposal contributes a certain amount into a pool of fund. Pesertaberdasarkankepadacadanganrisiko, menyumbangjumlahtertentu kedalam ‘kolam’ dana Payment is known as PREMIUM. Bayarandikenalisebagai PREMIUM. Document of Agreement is known as POLICY. DokumenPerjanjiandikenalisebagai POLISI.      Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

3. W ALLIANZ LIFE INSURANCE MALAYSIA BERHAD hy purchase Insurance? Kenapaperlubeli/sertaiInsurans? Insurancedeals with uncertainties..answering the question of WHAT IF? Insuransmembantumenghadapikeadaanygtidakdiingini..menjawabpersoalanJIKA SEANDAINYA? Reduce your financial burden upon losses or mishaps. Mengurangkanbebankewanganseandainyaberlakukejadian ygtidakdiingini. Income replacement method when in time of need. Penggantianpendapatanpadawaktuygdiperlukan. But only covers what is specified. Tetapihanyaterhadkpd had perlindunganygdipersetujui.     Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

4. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD S hould I apply for an Insurance plan? Patutkahsayamendapatkanpelaninsurans? Insuranceis NOT aboutreplacing your life…it’s a way to ensure you can continue to provide breakfast, lunch, dinner and education to your loved ones Insurans BUKAN menggantikannyawaanda..tetapisatucarauntukterusmemastikansarapan, makantengahari, makanmalamdanpendidikantersediauntukorang yang andasayangi • ? • ? • ? • ? Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

5. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD S hould I apply for an Insurance plan? Patutkahsayamendapatkanpelaninsurans? BRAIN TUMOR TumorOtak RM 50k – RM 60k HEART BYPASS PintasanJantung Up to Sehingga RM 50k LIVER TRANSPLANT PemindahanHati Up to Sehingga RM 120k BREAST CANCER KanserPayudara Up to Sehingga RM 30k SPINAL TRANSPLANT Pemindahan Spinal Up to Sehingga RM 20k BONE MARROW TRANSPLANT Pemindahan Sum-sum Tulang RM 40k per session persesi Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z STROKE Strok Up to Sehingga RM 50k - CommaKoma – RM 1k dailysehari • KIDNEY TRANSPLANT PemindahanGinjal • Up to Sehingga RM 50k • DialysisDialisis RM 1k per session per sesi • At least 3 sesssions a week (severe cases) • Sekurang-kurangya 3 sesiseminggu (kesteruk)

6. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD S hould I apply for an Insurance plan? Patutkahsayamendapatkanpelaninsurans? SERVICE COMFORT GOVT HOSPITALS Hospital Kerajaan PRIVATE HOSPITALS Hospital Swasta HOSPITALITY Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

7. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD S hould I apply for an Insurance plan? Patutkahsayamendapatkanpelaninsurans? • WHAT SHOULD I DO IF I WANT ONE FOR MYSELF? • Apa yang sayaperlubuatuntukdapatkanpelanuntuksaya: • SEEK TO UNDERSTAND YOUR REQUIREMENTS • Cuba memahamiapakahbentukpelanperlindunganataupelansimpanan yang andaperlukan. • MUST KNOW YOUR FINANCIAL STATUS & WILLING TO ASSIST • Mestitahu status kewanganandadansanggupmembantu. • PUT YOUR INTEREST FIRST BEFORE HIS/HERS – BEFORE & AFTER SALES • Mengutamakankepentingan ANDA sebelumdirisendiri – sebelum & selepasjualan. • BACKGROUND, PRODUCT FEATURES, CUSTOMER HANDLING • Latarbelakang, ciri2 produk, pengendalianpelanggan. YOURSELF THE AGENT THE INSURANCE COMPANY Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

8. W ALLIANZ LIFE INSURANCE MALAYSIA BERHAD hat type of plans do I need? Apakahjenispelan yang sayaperlukan? • GROUND RULES: • PerkaraAsas: • ALWAYS GO FOR MORE PROTECTION • LebihPerlindunganlebihbaik. • INCREASE INCOME = INCREASE LIABILITY=INCREASE NEED FOR PROTECTION. • KenaikanPendptn=KenaikanLiabiliti=KenaikankeperluanPerlindungan. • SPREAD BEFORE FOCUS. • Menyeluruhsebelumfokus • CHOOSE ACCORDING TO NEEDS • Pilihikutkeperluan. • INSIST ON “FULL” LIFE COVERAGE • Utamakanperlindunganhayat/pendapatan PENUH Wealth Accumulation Focused Endowment, Annuity, Savings, Retirement Plan, Investment Skim Endowment, Anuiti, Simpanan, Persaraan, Pelaburan BerfokuskanPengumpulanSimpanan Life/Income Nyawa/Pendapatan Protection Focused BerfokuskanPerlindungan Medical & Hospitilization Perubatan & Hospitalisasi Liability Liabiliti Critical Illness PenyakitKritikal Personal Accident KemalanganPeribadi Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

9. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD COMPANY PROFILE PROFIL SYARIKAT Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

10. WE ARE KamiAdalah GLOBAL • We are among the Top 5 leading asset managers in the world. • Kamiadalahantara ‘Top 5’ pengurusasetdidunia. • We are among the Top 20 largest corporations based on revenues in the world. • Kamiadalahantara ‘Top 20” syarikatkorporatterbesarberdasarkankepadapulangankeuntungan. • We serve more than 75 million customers in 70 countries. • Kamimemberikankhidmatkepada 75 jutapelanggandi 70 buahnegara. • We insure the majority of Fortune 500 companies. • Majoritisyarikat-syarikat Fortune 500 diinsuranskanolehkami. • We are one of the world’s leading global industrial risk insurers. • Kamiadalahantarapenerajuutamapenanggunginsuransrisikoindustridunia Allianz brings Formula 1 teams onto the fast lane Allianz insures major Hollywood & Bollywood movie production risks Allianz Arena Stadium, home of Bayern Munich

11. MALAYSIA • We are the largest general insurance company in Malaysia based on market share (as at • year 2010) • KamiadalahsyarikatInsurans Am terbesardi Malaysia berdasarkanpasaransaham (2010). • We are ranked No. 6 in the life insurance industry (as at year 2010) • Kamiditangga ke-6 dalamindustriInsuransHayatdi Malaysia (2010). • Buildings and facilities such as the Petronas Twin Tower, STAR LRT, and majority of heavy • industries in Malaysia are insured by us. • PrasaranasepertiBangunanBerkembarPetronas, STAR LRT , dankebanyakanindustriberatdi Malaysia • diinsuranskanolehkami. • We have a wide life & general insurance network: • KamimempunyaijaringanInsuransHayat & Am yang besar: • 31 branches with more than 5,200 agents nationwide. • 31 cawangandengankekuatanseramai 5,200 ejen • seluruh Malaysia. • 21 branches with more than 5,000 agents nationwide. • 21 cawangandengankekuatanseramai 5,000 ejen • seluruh Malaysia Allianz sponsors the annual Penang Bridge Marathon Run Allianz sponsors PersatuanMobiliti KL & Selangor as part of it’s CSR programme

12. Founded in 1890 in Germany. • Ditubuhkanpada 1890 diJerman. • Providing services & products relating to life, • health, industry, commercial, personal insurance, • and reinsurance. • Menawarkanperkhidmatandanprodukberkaitanhayat • kesihatan,industri, komersial, insuransindividu, • ‘re’insurans. HARTANAH & KASUALTI INSURANS HAYAT & KESIHATAN CORE BUSINESSES ASAS-ASAS BISNES PENGURUSAN ASET PERBANKAN Insurance Solution from A to Z PenyelesaianInsurans Dari A ke Z

13. Antarabangsa BERLIN Asia Pasifik JAKARTA SEOUL

14. TOP GLOBAL INSURANCE COMPANIES SYARIKAT INSURANS GERGASI DUNIA SOURCE: FORBES GLOBAL 21.4.10

15. ALLIANZ LIFE INSURANCE MALAYSIA BERHAD INSURANCE PRESENTATION PEMBENTANGAN INSURANS Q & A SESSION SESI SOAL JAWAB