Top Bad Credit Car Loans for 2019

1. Top Bad Credit Car Loans for 2019 Buying a Car is a necessity today rather than luxury for many. It’s a daily need for many people as public transportation is unreliable and time-consuming. Unfortunately, buying a vehicle is not a cheap disposition and could be one of the most expensive purchases you would have ever made. That’s why many people go for financing rather than paying cash up front. However, many people may not have an excellent credit score due to which their loan application may be declined. So what to do if you have bad credit and need a new car? Though the conventional lenders may not approve the application, there are a few places where you can turn for a loan even if you have bad credit. Here are some of the top places you can easily get an auto loan in 2019 even with bad credit: 1. Auto Credit Express Auto Credit Express is a name in Auto loans for borrowers with bad credit. The specialty of Auto Credit Express is lending to borrowers with bad credit or even no credit. It also finances car loans to those who have had bankruptcy in the past. They’re also known for approving loans for older vehicles with higher mileage, whereas typical lenders turn down such applications.

2. The best part about borrowing from Auto Credit Express is that you can get approved with as little as $500 down payment. Therefore, you don’t need to worry about having lots of cash for the down payment. However, you’ll need to have a steady flow of income to get your loan application approved with at least a monthly pretax salary of $1500. You can easily file an application online on their website. You’ll be asked a few questions about your employment but it should take no more than 3-4 minutes. 2. My Auto Loan My Auto Loan is another top lender when it comes to auto loans; although it doesn’t finance the purchase itself but connects you with lenders who could provide you with a loan even with bad credit. You can find both new car loans as well as used car loans with My Auto Loan. It matches you with different lenders according to your borrower profile and can provide you with up to four loan offers in as fast as four minutes. It has a patented analysis process which matches you with the most relevant lenders. However, since they work with different lenders you’ll find that the lending guidelines to be less restrictive. There are no set rules for lending as it depends on each lender’s policy. Each lender will have their own procedure of analyzing your credit history and will accordingly decide the loan term, request amount and the down payment. However, you also get a variety of funding options to choose from such as ACH, check, bank deposit, etc. The greatest perk of borrowing with My Auto Loan is that you can review all the offers for which you qualify without any obligation to accept any of them. 3. Road Loans Just like My auto Loan, you can find both new and used car loans with RoadLoans. You can even use them to refinance an existing vehicle loan. They finance any credit type and you’ll receive an application decision within minutes. You can even use Road Loans to finance a vehicle from a private party. However, you’ll need a vehicle inspection to be conducted and the car must be no more than 12 years old with 100,000 miles or less for private party loans. Most customers have a positive experience with Road Loans and it has four-star reviews on TrustPilot. Where else to get your vehicle financed with bad credit if you’re in and around Fresno? If you’re in and around Fresno and have bad credit, you need not run to different lenders for an auto loan with bad credit.

3. We at Own A Car Fresno have a special lending program for with bad credit. We make sure that each of your customer’s application gets approved regardless of their credit status. You can get the vehicle approved with a down payment as low as $500. The process is very simple and you can easily get pre-qualified by filling an application form online on our website online. You just need to fill basic information like your name, contact number, employment type and annual income to get pre-approved. We also provide custom financing solutions depending upon your credit position. So, why go elsewhere when you can test drive and get financed at one place. Visit our website https://www.ownacarfresno.com to buy cars at affordable price.