Pentegra a Leading Provider of Retirement Plan and Fiduciary Outsourcing Solutions

1. A leading provider of retirement plan, fiduciary outsourcing and institutional investment solutions to clients nationwide. Partner with us to design a retirement plan or executive benefit plan to attract, reward and retain employees, reduce risk and burdens with our fiduciary outsourcing solutions, or achieve more successful outcomes with our SmartPath™ to retirement.

2. Our solutions: Qualified Retirement Plan and Fiduciary Outsourcing Solutions, Non-Qualified Plans, Benefits Financing Solutions using BOLI, and Institutional Investment Solutions One of the largest and most Nearly No conflicts of interest. experienced Multiple $13 billion As a privately held Employer Plan (MEP) in retirement assets company, we offer an providers in the nation under management independent perspective and objective point of view True outsourced fiduciary administration— Unparalleled governance Our board ERISA Named Fiduciary, 3(16) Administrator of directors include representatives of and Discretionary or Directed Trustee our clients, Presidents and CEOs who use capabilities delivering a level of fiduciary our services and place the future protection of their own retirement benefits unmatched in the industry in our hands Over 75years of experience More than 100 clientswho have been with us for over 30 years A 98% client retention rate

3. Maximum flexibility In-House Experts Certified Plan Consultants, ERISA attorneys, Enrolled Actuaries and credentialed professionals whose designations include, among others QKA, QPA, CEBS, PHR, and ASA for every opportunity. You decide how to work with us and we’ll select the services, fiduciary support and investment platform that bring your solution together seamlessly Best-in-class investment options with true, open architecture including nonproprietary institutional index and retail mutual funds, self-directed brokerage accounts, ETFs and other non-traditional investments, such as employer stock and CD funds One of the largest and most experienced fiduciary administrators in the nation with over 1,000 outsourced plan adopters Client driven culture. We were founded by our clients, are owned by our clients, and governed by our clients Client driven is in our DNA CEFEX Certified for our Administration Services by The Centre for Fiduciary Excellence, LLC Founded by the Federal Home Loan Bank System in 1943 Pentegra continues to manage FHLB retirement plans today along with the defined benefit plan of the Office of the Comptroller (OCC)

4. Broad capabilities with all plan types, including complex designs. MEPs, 401(k) plans, Traditional Defined Benefit Pension plans, Cash Balance plans, 412(e)( 3) Fully Insured Defined Benefit plans, Split Funded Defined Benefit plans, DB/DC Combination plans, KSOPs, ESOPs, Profit Sharing plans, Age-Weighted plans, New Comparability plans, 457(b) and 457(f) plans, 403(b) plans and Non-qualified Executive Benefit and Director plans Our fiduciary outsourcing Strong presence in the solutions and MEP expertise financial services sector with more than 700 differentiate your services financial institution to help you deliver greater value for retirement plans your clients. Contact us at 800.872.3473, visit us at www.pentegra.com or become part of the conversation and follow us on 2 Enterprise Drive, Suite 408, Shelton, CT 06484-4694 800•872•3473 tel 203•925•0674 fax www.pentegra.com © 2018 Pentegra Retirement Services All Rights Reserved