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TRIVIA QUESTIONS “Tagisan ng Galing sa P S I M”

TRIVIA QUESTIONS “Tagisan ng Galing sa P S I M”. Philippine Society of Insurance Medicine. Life insurance underwriting originated in connection with:. A. Property Insurance B. Aerial Insurance C. Maritime Insurance D. Fire Insurance. MIB stands for:. A. Medical Impairment Bureau

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TRIVIA QUESTIONS “Tagisan ng Galing sa P S I M”

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  1. TRIVIA QUESTIONS“Tagisan ng Galing saP S I M” Philippine Society of Insurance Medicine

  2. Life insurance underwriting originated in connection with: • A. Property Insurance • B. Aerial Insurance • C. Maritime Insurance • D. Fire Insurance

  3. MIB stands for: • A.Medical Impairment Bureau • B. Medical Information Bureau • C. Major Information Bureau • D. Men In Black

  4. The following are amongst the alternative underwriting methods except: • A. Jet Units • B. Computer Screening • C. Both • D. Neither I

  5. Who is the incumbent Insurance Commissioner? • A. Atty. Edgardo C. Malinis • B. Dr. Edgardo T. Malinis • C. Atty. Eduardo T. Malinis • D. Atty. Eduardo C. Malinis, Jr.

  6. The practice of cautiously accepting specific types of risk at premium rates lower than those that would normally be charged according to company’s underwriting guidelines: • A. Speculative Underwriting • B. Preferred Underwriting • C. Biased Underwriting • D. Experimental Underwriting

  7. Who is the predecessor of Dr. Emil Canonigo as president of PSIM? • A. Dr. Benny Delgado • B. Dr. Edilberto Torres • C. Dr. Gabby Mejia • D. Dr. Art Catli

  8. Who is the predecessor of Dr. Emil Canonigo as president of PSIM? • C. Dr. Gabby Mejia

  9. The process of taking back from the reinsurer a portion of the reinsured business: • A. Retrocession • B. Recapture • C. Facultative reinsurance • D. Rebate

  10. The process of taking back from the reinsurer a portion of the reinsured business: • B. Recapture

  11. The most reliable screening test for Diabetes Mellitus is: • A. Glycosylated Hemoglobin • B. Fasting Blood Sugar • C. 2-hour post prandial glucose • D. Oral Glucose Tolerance Test

  12. The most reliable screening test for Diabetes Mellitus is: • C. 2-hour post prandial glucose

  13. Who is the current PSIM - CME Chairperson? • A. Dr. Nazario A. Macalintal, Jr. • B. Dr. Patricia S. Ching • C. Dr. Bert Esguerra • D. Dr. Linda Umali

  14. Who is the current PSIM - CME Chairperson? • B. Dr. Patricia S. Ching

  15. An underwriting approach which utilizes clerical screeners or trainee underwriters: • A. Lay Underwriting • B. First Level Approach • C. Jet Units • D. Clerical Units

  16. An underwriting approach which utilizes clerical screeners or trainee underwriters: • C. Jet Units

  17. First broad study significant to the underwriting of impaired lives was the: • A. Medico-Actuarial Investigation of 1910 • B. Build & BP Study of 1905 • C. Mortality & Survival Study of 1912 • D. Mortality & Survival Study of 1905

  18. First broad study significant to the underwriting of impaired lives was the: • A. Medico-Actuarial Investigation of 1910

  19. Percentage of developing overt DM for a patient who had Gestational DM: • A. 40% • B. 30% • C. 20% • D. 10%

  20. Percentage of developing overt DM for a patient who had Gestational DM: • B. 30%

  21. Under this type of plan, the ceding company pays all claims as they occur during a specified period up to a certain amount: • A. Excess-loss Plan • B. Pool Plan • C. Stop-Loss Plan • D. Leche Plan

  22. Under this type of plan, the ceding company pays all claims as they occur during a specified period up to a certain amount: • C. Stop-Loss Plan

  23. PSIM was accepted as an affiliate society by the Executive Council of PMA and ratified by the House of Delegates on: • A. May 1968 • B. May 1976 • C. May 1978 • D. May 1980

  24. PSIM was accepted as an affiliate society by the Executive Council of PMA and ratified by the House of Delegates on: • C. May 1978

  25. ECG is most useful in the diagnosis of : • A. Heart Enlargement • B. Murmurs • C. Hypertrophy • D. Dysrhythmias

  26. ECG is most useful in the diagnosis of : • D. Dysrhythmias

  27. Diagnosis of Myocardial Infarction is least reliable in patients with: • A. Right Bundle Branch Block • B. Left Bundle Branch Block • C. Significant Q - waves • D. Recent Heartaches

  28. Diagnosis of Myocardial Infarction is least reliable in patients with: • B. Left Bundle Branch Block

  29. GlaxoWellcome and Smithkline Beecham merged into GlaxoSmithkline on: • A. November, 2000 • B. December, 2000 • C. January, 2001 • D. October, 2000

  30. GlaxoWellcome and Smithkline Beecham merged into GlaxoSmithkline on: • C. January, 2001

  31. Most common ECG findings in trained athletes: • A. Left ventricular hypertrophy • B. Sinus Bradycardia • C. Inverted T waves • D. Tidal waves

  32. Most common ECG findings in trained athletes: • B. Sinus Bradycardia

  33. The predecessor of Atty. Malinis as Insurance Commissioner: • A. Mr.Arnaldo Cruz • B. Dra. Adelita Vergel De Dios • C. Dr. Alberto Romualdez • D. Dr.Jaime Galvez - Tan

  34. The predecessor of Atty. Malinis as Insurance Commissioner: • B. Dra. Adelita Vergel De Dios

  35. The danger that the proposed insured is making a deliberate attempt to conceal or misrepresent information that might result in an unfavorable underwritingdecision: • A. Fraudulent risk • B. Misrepresentation • C. Moral hazard • D. Material concealment

  36. The danger that the proposed insured is making a deliberate attempt to conceal or misrepresent information that might result in an unfavorable underwritingdecision: • C. Moral hazard

  37. The most important question in all applications in which foreign travel and residence are involved is the: • A. Purpose of the insurance • B. Socioeconomic conditions • C. Political Situation • D. Length of travel or stay

  38. The most important question in all applications in which foreign travel and residence are involved is the: • A. Purpose of the insurance

  39. The Chairman of the Organizing Committee for this year’s PSIM Advanced Underwriting Seminar: • A. Dr. Jo Cano • B. Dr. Nazario Macalintal, Jr. • C. Dr. Ammie Zafra • D. Dr. Andro Sandoval

  40. The Chairman of the Organizing Committee for this year’s PSIM Advanced Underwriting Seminar: • B. Dr. Nazario Macalintal, Jr.

  41. Common differential diagnosis for athlete’s heart except: • A. Myocarditis • B. Hypertrophic Cardiomyopathy • C. Marfan’s syndrome • D. Myocardial Infarction

  42. Common differential diagnosis for athlete’s heart except: • D. Myocardial Infarction

  43. A type of health insurance that usually provides a benefit to offset actual hospital, surgical and physicians’ expenses that result from treatment for sickness or injury: • A. Major Medical Insurance • B. Medical Expense Insurance • C. Medical Reimbursement Insurance • D. Hospital Income Benefit Rider

  44. A type of health insurance that usually provides a benefit to offset actual hospital, surgical and physicians’ expenses that result from treatment for sickness or injury: • B. Medical Expense Insurance

  45. The practice of knowingly accepting risks at an inadequate premium rate, attempting to obtain business by undercutting the market price for similar coverage: • A. Stop-loss underwriting • B. Experimental Underwriting • C. Aggressive Underwriting • D. Speculative Underwriting

  46. The practice of knowingly accepting risks at an inadequate premium rate, attempting to obtain business by undercutting the market price for similar coverage: • D. Speculative Underwriting

  47. A specific form of misrepresentation wherein agent induces a policyowner to cancel his policy and purchase a new one from another company without clearly informing the latter of the consequences of the replacement: • A. Switching • B. Piracy • C. Twisting • D. Deception

  48. A specific form of misrepresentation wherein agent induces a policyowner to cancel his policy and purchase a new one from another company without clearly informing the latter of the consequences of the replacement: • C. Twisting

  49. A Federal Privacy Law wherein only individuals are considered to be consumers: • A. Fair Credit Reporting Act of 1970 • B. Privacy Act of 1974 • C. Fair Credit Reporting Act of 1971 • D. Naic Model Privacy Act

  50. A Federal Privacy Law wherein only individuals are considered to be consumers: • C. Fair Credit Reporting Act of 1971

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