What are the COSTS of attending a 4-year/traditional college ? * Tuition (full-time v. part-time)

1. What are the COSTS of attending a 4-year/traditional college ? • * Tuition (full-time v. part-time) • Fees • Room • Board • Books

2. COLLEGE COSTS * does NOT include personal expenses & transportation (parking)

3. COLLEGE COSTS * does NOT include personal expenses & transportation (parking)

4. COLLEGE COSTS * does NOT include personal expenses & transportation (parking)

5. COLLEGE COSTS

6. COLLEGE COSTS With 16 colleges located on more than 70 campuses across the state, Kentucky Community and Technical College System has a location close to you.  Our colleges are as diverse as the communities in which they are located, so you'll not only receive a world-class education at a price you can afford, but you will be in an exciting environment that will prepare you to be successful in whatever you choose to do.

7. Bluegrass Community & Technical College (BCTC) offers classes at six (6) campuses and at several auxiliary centers and sites: 1. Cooper Campus 470 Cooper DriveLexington, KY 40506-0235 2. Leestown Campus164 Opportunity WayLexington, KY 40511-2623 3. Newtown Campus500 Newtown Pike Lexington, Ky 40508-1207 4. Danville Campus59 Corporate DriveDanville, KY 40422-9690 5. Lawrenceburg Campus1500 Bypass North, US 127 Lawrenceburg, KY 40342-9465 6. Winchester - Clark County Campus2020 Rolling Hills LaneWinchester, KY 40391 2-year Associates Degree

8. COLLEGE COSTS (Part-Time) * does NOT include personal expenses & transportation (parking)

9. How do I pay for college? • STEP 1: Fill out a FAFSA (on-line): To apply for federal financial aid, you must complete and submit the FAFSA • Loans (Federal) – must pay back with interest. • Stafford (subsidized; needs-based & unsubsidized; anyone). • Perkins (need-based @ 5% delayed interest; max $5500/year). • Private (Bank) Loans (generally higher than Stafford/Perkins). • Grants (Pell Grant) – based upon financial need (income). NO pay-back. • 529 Savings Plan – “investment” type savings. • Scholarships – based upon academic achievement or application. • Federal Work-Study programs – paid “job” in college. • Military: • Post 9-11 GI Bill – pays tuition/fees & monthly housing allowance. • Tuition Assistance (TA). • Kentucky Educational Excellence Scholarship (KEES): The KEES program provides scholarships to students who earn at least a 2.5 GPA each year they attend a certified Kentucky high school. The better they do in high school, the more they earn toward college. They may also earn awards for ACT/SAT scores and Advanced Placement (AP) or International Baccalaureate (IB) test scores. https://www.kheaa.com/website/kheaa/kees?main=1 FAFSA: Free Application for Federal Student Aid: www.fafsa.ed.gov.

10. COLLEGE COSTS • Can OR should I live in a dormitory or live at home ? • HOUSING OPTIONS: • Live @ Home (cheapest alternative). • Live in a Dormitory/Residence Hall (campus housing). • Live in a House/Apartment (pay monthly rent). • Live in a Fraternity/Sorority (“Greek”) House • Some are campus-owned – pay campus housing costs. • Some are owned by the fraternity/sorority (can be costly).

11. Morehead State University’s On-Campus Residency Policy requires all full-time students under the age of 21 who have earned fewer than 60 University recognized college credit hours to live on campus and subscribe to the applicable dining requirement.  • Students must be 21 by the first day of classes to fulfill residency requirement.  (Students enrolled full-time on-line or at an MSU Regional Campus are exempt from this policy.) • Students may apply for an exemption to this policy provided they meet certain established criteria. (*Please note, an application for exemption from the on-campus residency requirement does not guarantee nor imply that an exemption will be granted. Students should assume that their request has not been granted until they receive written notification of approval.)

12. All single, full-time, undergraduate students under the age of 21, having fewer than 60 hours, or less than 4 academic semesters living on campus, are required to live in university residence hall facilities. • Exception is made for students residing with their parents in the parents’ principal residence within 50 miles of the Richmond campus as determined by an official state map. • Full-time students must be 21 years of age, have completed 59 hours prior to the first day of class of any given semester or lived in campus housing for four academic semesters to live off-campus for that semester. • Students failing to meet this requirement will be assessed the lowest-price residence hall fee and board fees where appropriate. If you DO meet the exception listed above (living with parents), an additional Living with Parent Verification form must be completed to request the exception.

13. COLLEGE COSTS Summary • College can be a costly $$ proposition….but the rewards out-weigh the cost. • Everyone should file for FAFSA !......even if you’re not sure you are going to college right out of high school, you still should apply on-line. You may be surprised what you qualify for. • Almost any & every job you want or are hired for is going to eventually require some type or kind of “education” in order to advance or get promoted. • If thinking about the military, you will only get promoted to higher ranks (both enlisted & officer) if you continue your education (degrees). • Apply for and seek-out any & all opportunities for financial aid…it all ads up! • Pick the best college for YOU….don’t just go there because a friend or relative goes there or they have a great sports team. • The financial aid or scholarships available at one school will be different at a different school. • If necessary, start “small” at a Community/Junior College then move on.