Is Travel Insurance for Mexico Necessary What You Need to Know

1. IS TRAVEL INSURANCE FOR MEXICO NECESSARY? WHAT YOU NEED TO KNOW

2. Thanks to the vaccine rollout, it seems that things are getting back on the rails in terms of travel plans, so perhaps the trip to Mexico you want to plan is just around the corner. That being said, if you are thinking about taking a vacation or business trip to Mexico, you are also probably wondering if you need travelers' insurance in Mexico. We will answer the most popular questions regarding Mexico travel insurance in this article so that you can understand why this coverage is so important.

3. Is it necessary to have travel insurance when visiting Mexico? Let us be clear: You are under no obligation to buy insurance when traveling to Mexico. Many visitors arrive in the country without it and then pay for general health care including major or minor medical emergencies out of pocket. But what happens if you get involved in a car crash and suffer serious injuries? Note: Visitors to Puerto Vallarta and the Riviera Nayarit must have travel insurance with medical coverage. (According to Source)

4. Paying for your primary health care needs out of pocket may seem to be less expensive than buying online Mexican insurance. Especially if you are accustomed to receiving primary healthcare services in the U.S., it may come as a surprise to learn that you can fly to Mexico and receive comprehensive medical care for far less than your medical expenses back home. In addition, many Americans are surprised to find that the quality of healthcare in Mexico is on par—if not better—than what they are used to receiving back home. There is a reason why Mexico has a thriving dental and medical tourist economy.

5. Because of these circumstances, comparing healthcare services in Mexico without insurance to healthcare services in the U.S. may be inevitable for Americans who visit and undergo medical treatment in Mexico. Now, you are probably wondering, “So if Mexico healthcare is way cheaper than the U.S., what is the point of buying travel insurance?”

6. Why you SHOULD have Mexican travel insurance While travel insurance is not required for entry into Mexico, and you can usually get away with spending far less on healthcare than you would in the U.S., this does not mean that buying travel insurance for Mexico should be skipped. Indeed, when more serious medical emergencies arise, even Mexico’s relative care affordability will begin to rack up. Any unforeseen medical event—particularly those caused by COVID-19 contagion—can quickly become prohibitively expensive.

7. Unfortunately, because U.S. health plans provide zero or very little coverage outside the country, many instances of Americans become effectively trapped in Mexico after incurring huge hospital expenses in an accident that they cannot pay, which prevents them from leaving the country. You would not want to be involved in such a predicament, would you? These are the types of situations that Mexico travel insurance protects you from the unexpected. So, make sure your trip to Mexico covers trip cancellation, medical expenses, and medical evacuation coverage.

8. How Do I Get Mexican Travel Insurance? Whether you are a veteran traveler visiting Mexico for the umpteenth time or this is your time out of the U.S., having the right travel insurance coverage can make or break your trip. But how much would it cost you? There is no “one-size-fits-all” cost of insurance. It is determined by the facts of your business or vacation trip. Fortunately, West Coast Global Insurance offers a range of travel insurance policies tailored to your travel patterns. Fill out their Global Health Questionnaire to get a quote for the best travel insurance plan for your needs.