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Filing a Claim for Lightning Damage

Was your home or business hit by lightning that caused damage? Is your insurance company refusing to pay for the damage or low balling your claim? Public Insurance Adjuster at Claims Pro USA will fight to ensure you get every dollar you deserve.

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Filing a Claim for Lightning Damage

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  1. FILING A CLAIM FOR LIGHTNING DAMAGE Stepsthatyouwill needtotaketofile lightningdamage insuranceclaims. 01 Fileaclaimandthe adjusterarrivesto assessthedamage. 02 03 Thereisadeductibleon yourpolicy.Inthecase thattheinvestment neededtorepairyour homeexceedsit,your insurancecompanyis goingtosuggest settlementforrepairs. Ifyouchoosetofilea claim,theadjuster willofferyoua settlementfor repairs. 04 Youreceivethesettlementfromyour insurancecompanyintwoincrements. Thefirstincrementwillbeprovidedto youtostartrepairsonyourhome.The secondwillbeprovidedwhenthe repairsaredone.Also,bearinmindthat youwillprobablyreceiveasmany checksasthetypesofdamagesthat needrepairing.Therefore,ifyouneedto repairastructuredamageanddamage donetoyourappliances,expecttwo checkstoarrive. 05 Sometimesyourinsurance companywillneedsometime toofferyouthedealandthe sumofmoneytocoverfor damage.Othertimes,they mightofferthemoneyonthe spot.Youcanacceptoryou canaskthemtothinkit through.It’suptoyou. 06 Ifyouareofferedanon-the- spotsettlement,youcan acceptthecheckrightaway. Lateron,ifyoufindother damage,youcanreopenthe claimandfileforan additionalamount. 07 Notethatmost policiesrequireclaims tobefiledwithin60 daysfromthedateof disaster.

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