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Group Benefits for Part Time and Casual Hospital Employees and all Hospital Retirees

Health Care Providers Group Insurance Plan. Group Benefits for Part Time and Casual Hospital Employees and all Hospital Retirees. HISTORY. ENDORSING HOSPITALS. Bluewater Health Chatham-Kent Health Alliance Georgian Bay General Hospital Guelph General Hospital Hamilton Health Sciences

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Group Benefits for Part Time and Casual Hospital Employees and all Hospital Retirees

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  1. Health Care Providers Group Insurance Plan Group Benefits for Part Time and Casual Hospital Employees and all Hospital Retirees

  2. HISTORY

  3. ENDORSING HOSPITALS Bluewater Health Chatham-Kent Health Alliance Georgian Bay General Hospital Guelph General Hospital Hamilton Health Sciences Holland Bloorview Kids Rehab Humber River Regional Hospital Kingston General Hospital Lady Dunn Health Centre Lakeridge Health Corporation Mount Sinai Hospital Niagara Health System Notre Dame Hospital Quinte Health Care

  4. ENDORSING HOSPITALS Atikokan Hospital Credit Valley Hospital Grand River Hospital Hanover and District Hospital Markham Stouffville Hospital Middlesex Hospital Alliance Providence Healthcare Royal Victoria Hospital Ross Memorial Hospital St. Joseph’s Health Centre St. Mar’s General Hospital Toronto Rehabilitation Institute Toronto Grace Hospital West Park Healthcare Centre

  5. ENDORSING HOSPITALS Rouge Valley Health System Southlake Regional Hospital St. Joseph’s Healthcare Hamilton Sunnybrook Health Sciences Centre Tillsonburg District Memorial Hospital Toronto East General Trillium Health Centre West Nipissing General Hospital William Osler Health Centre Woodstock General Hospital And many more…

  6. THE TEAM Our Associates Our Partners

  7. ELIGIBILITY Booklet Pg. 2

  8. IN LIEU OF BENEFITS Enrolling in the Health Care Providers will not in any way affect your in lieu of benefits payment

  9. PORTABILITY AND FLEXIBILITY

  10. CONTINUATION OF COVERAGE IF YOU LEAVE YOUR EMPLOYMENT OR RETIRE… * Employee group life insurance and employee & spousal optional life can be converted to individual plans (no medical if within 31 days) * Your group disability insurance will cease * Your Extended Health Care Package (drugs, travel, dental etc.) can be continued under Plan 2 WHEN YOU TURN 65… * If Full Time benefit coverage through the hospital ceases, guaranteed coverage options are available with HCP * If already enrolled in the plan, an automatic transfer to a 65+ Plan is processed, no medical required

  11. GUARANTEED COVERAGE Booklet Pg. 3

  12. PLAN 1

  13. PLAN 1A CORE COVERAGE ONLY Offered exclusively to those applicants already covered for extended health care benefits through a spouse’s plan or another group plan.

  14. CORE BENEFITS UNDER PLAN 1 • LIFE INSURANCE: $10,000 for the Employee • ACCIDENTAL DEATH, DISEASE AND DISMEMBERMENT: $25,000 for the Employee • LONG TERM DISABILITY: $ 1,000 monthly benefit for the Employee when unable to work due to illness or injury

  15. LTD AND EI • Health Care Providers’ Long Term Disability benefit works in conjunction with Employment Insurance. • EI Benefit:55% of gross annual income up to a specified maximum which is adjusted annually to YMPE • HCP Benefit:$1,000/month up to a maximum of $5,000 OR 65% of the gross annual salary, whichever is less

  16. PLAN 1 – OPTIONAL COVERAGE

  17. OPTIONAL COVERAGE WORKSHEET Booklet Form 4

  18. PLAN 2

  19. PLAN 1 and 2: Extended Health Care Coverage MAXIMUMS: No lifetime maximum. Annual maximums where applicable DEDUCTIBLE: No deductible. NOTE: Maximums stated are per benefit year, unless otherwise specified and apply to each employee and insured dependent. Booklet Pg. 4

  20. PLAN 65+

  21. PLAN 65+: Extended Health Care Coverage MAXIMUMS: No lifetime maximum. Annual maximums where applicable DEDUCTIBLE: No deductible. NOTE: Maximums stated are per benefit year, unless otherwise specified and apply to each employee and insured dependent. Booklet Pg. 5

  22. DENTAL CARE • Basic Eligible Dental Services • Recall examinations once every 9 months • Fillings, cleanings, scalings, examinations and polishing • Root canal therapy • Diseased bones and gums therapy • Standard denture services • Surgical services • General anesthetic • Major Restorative Services (Enhanced ONLY) • Crowns • Caps • Bridges • Repair Booklet Pg. 6

  23. PLAN 1: RATES Booklet Pg. 12

  24. PLAN 1A: RATE Booklet Pg. 12

  25. PLAN 2: RATES Booklet Pg. 12

  26. PLAN 65+: RATES Booklet Pg. 12

  27. MAKING AN APPLICATION Form 1 – HCP Group Enrolment Form Form 2 – HCP Statement of Health

  28. PAYMENT INSTRUCTIONS All cheques made payable to HCP Group Insurance Plan Deposit Cheque DATED: date of application AMOUNT: equal to the monthly premium of the plan for which an application is being made First Month’s Premium DATED: 1st of the month in which coverage will begin AMOUNT: monthly premium indicated in the premium guide Booklet Pg. 11

  29. MONTHLY WITHDRAWALS Premiums are paid on a monthly basis, by automatic withdrawal from the bank account of the plan member’s choice. Each HCP monthly withdrawal takes place on one of the plan member’s Hospital Pay Days per month. A calendar for each endorsing hospital site can be found at www.healthcareproviders.ca. Click on Endorsing Hospitals next to the “Search” feature on the top of the home page.

  30. HCP ONLINE www.healthcareproviders.ca

  31. QUESTIONS ?

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