1 / 16

M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-Business Dr.N.C.Dhande

M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-Business Dr.N.C.Dhande. Unit II e-business frameworks e-selling process, e-buying, e-procurement, e-payments: Pre; Post and instant payment systems, convergence strategies. Legal Support / Govt. www.

yul
Download Presentation

M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-Business Dr.N.C.Dhande

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Unit II e-business frameworks e-selling process, e-buying, e-procurement, e-payments: Pre; Post and instant payment systems, convergence strategies.

  2. Legal Support / Govt. www M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Seller Buyer Channel System e-business frameworks Service Provider EDI

  3. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande e-selling process: Traditional: Opening-Introduction-product features-benefits-cost-terms & Conditions-mode of payment-Closing of sale-Order-delivery-payment-formalities. Web service Provider Web page – Portal – e-Catalogue Registration format- Details of Procedure Agreement, entering in to contract Acceptance of ‘deal’ Execution and implementation of the deal Transaction Payments

  4. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande e-buying Buyer uses Search Engine Web provider database accessed Information search results are presented Portal; e- Catalogue; Choice; Acceptance of terms Input of relevant information Verification with std. database On Confirmation- Material dispatch schedule Payment procedure Confirmation of Payment and Delivery

  5. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande e-procurement EPS: Electronic payment System-Online business process for ‘Funds transfer’ using electronic means. Features: Convenient way for customer Easy order processing; accounting; inventory management etc for the supplier. Value addition service opportunity for banks

  6. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Working of EPS: Three broad categories Banking & Financial payments Large Scale:- Bank to Bank Transfers Small Scale:-ATMs & Cash dispensers Home Banking:- Bill payments ( door to door) 2. Retailing Payments Credit Cards ( Visa / Master cards) Private Credit/ Debit Cards( JC Penny cards) Charge Cards ( American Cards) 3. Online e-commerce payments Token based payments: Electronic cash ( Digicash) Electronic Cheques ( Net Cheques) Smart Cards ( Mondex e currancy cards) Credit Card based payments: Encrypted cards; Theird party authorization number.

  7. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande e-payment System: Pre Post and Online; e Tokens Debit or Pre paid: User pays in advance for granting privilege ( Smart Card/e purchase) Post paid or Credit: Server authenticates the customer; verifies funds; allows from A/C Cash to Real time: User Prepaid token; server settles transactions as e-currency (Online). E-Cash: Computer independence, Non Reusable, Anonymity @ owner, Transferability, divisible denomination, Secure storage. Working of E-Cash: Phase 1. Obtaining E-Cash Phase 2. Purchasing Phase 3. Redeeming Cash by merchant ( Merchant has to have the facility for the same)

  8. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Working of E-Cash: Phase 1. Obtaining E-Cash Customer Request for money transfer Transfer of money from Bank to ‘e-mint’ ‘e-mint’ sends cash to customer for service Phase 2. Purchasing On purchase cash from ‘e-mint’ to Merchant A/C Merchant Supplies Material Phase 3. Redeeming Cash by merchant Merchant sends E-Cash to bank from ‘e-mint’ ‘e-mint’ transfers money to merchants bank Bank transfers it to merchant’s A/C

  9. E-mint M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Merchant Consumer Merchant’s Bank Consumer’s Bank E-Cash: System

  10. E-mint M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Merchant Consumer Merchant’s Bank Consumer’s Bank E-Cheque: System Cheque Clearing House ( To other Banks)

  11. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Working of E-Cheque system Purchase: Consumer access the merchant’s server Merchant displays goods Customer selects the goods Customer sends E-Cheque to merchant Merchant validates the E-Cheques Merchant electronicaly forwards the cheque to the Bank Merchant’s Bank forwards cheque to the ‘Clearing House’ The clearing house transfers money from customer A/C to the merchant’s Bank Both the A/C updated by the Banks.

  12. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Currency Server Types: ATM M/C, POS (Point of Sale) Terminals Card Readers etc. Application facilities for: Bank Debit, Credit cards, Telephone card, SIM, Emp. ID Cards, E-Cheques ( Payments on issue ) EFT ( Ele. Fund Transfer ( Automatic installments payments without Cheque issue)

  13. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Credit Cards: ( Electronic Cards) Easiest method for online transactions ( Card + Balance + PIN ) Smart Card: Similar to Credit Card + tiny ‘µp’ ( RTO) Small transactions like Telephone bills Electronic Purse, Digital Wallet ( Debit Card): One need to get it from Bank POS Scans the wallet Does the transaction If required card may be charged ‘automatically’ “Bank A/C to Wallet”

  14. Mrchnt POS M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Srvs Provdr Order custm Instant payment systems- On line payment Dbase Bank A/C

  15. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Convergence strategies. Technology Infrastructure Hardware Software Service Providers Agreement; Contracts; Processes Application development System in place Manpower; Skill; competency; Training ECLIP: Electronic Commerce Legal Issues Platform Make, Buy, Share, Lease, Rent, Own, Agency

  16. M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-BusinessDr.N.C.Dhande Further Readings Home Work Practicals Questions

More Related