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Budgeting is need of everyone. And its very essential. Everyone wants to maintain budget with new technology techniques.
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Mint In terms of budget tracking, it beats most apps out of the water with ease. Mint automatically updates your spending and transactions without any user input required. It does so by connecting directly to your bank account through Mint's secure and award-winning online service. It keeps an eye on all of your spending and automatically categorizes your transactions in the background so you don't have to constantly update your spending profile in order for the service to work for you. www.mint.com
Kick-Ass Budget A simple budgeting solution for adults, Students and seniors. Kick-Ass Budget requires no accounting knowledge and will keep you on- track throughout the year. Never get over budget again. The kick-ass budget is available now for download from the IPhone App store and can be downloaded at www.kick-assbudget.com Quit pouring over past bank statements and records. Just a few taps on your Smart phone you are aware of:• Where your money goes• How to stop unnecessary spending• How to best use every penny. Accomplish your personal financial goals effortlessly.
iReconcile The easily customizable Android app helps you manage day-to-day financial transactions using a checkbook register. You don’t need to keep a list of all items you bought or all the money you spent. The app does everything for you; once you enter each transaction, your new balances appear automatically. It also comes with free updates and online backup.
Grocery Gadget Grocery Gadget helps you reduce the time you spend in the supermarket and the time you would normally spend rewriting grocery lists. It also helps to cut down your grocery bill. You can add notes, take photos of grocery items, and use ecoupons from specific stores.
YNAB You Need A Budget The courses (which require registration) also teaches beginners the basics of starting a budget and setting up accounts. Meet-ups and discussion forums are available if you require more help. There is also a blog and daily posts presented as real life case studies. If you find the courses too basic, the 40 video tutorials have a bit more substance.
XpenseTracker – ExpenseTracker & Mileage Log XpenseTracker is the app you need while you are on business. Enter your details for each log and XpenseTracker records your expenses. You can add expenses for a weekend at a hotel, car rental, purchases, or business lunches. You can also include descriptions and notes. When you set up your preferred currency, XpenseTracker will calculate your conversion rate. The mileage tracker calculates distance traveled and fuel purchases. This app is compatible on iPhone and iPad. The download is available on iTunes for $4.99.
MoneyBook It's simple in nature, but looking a little deeper you'll find a number of unexpected surprises. Entering a new transaction is a breeze, with flexible options for adding notes or affixing a specific category to individual transactions. In addition, MoneyBook has options to export your finances and also lets you password protect sensitive items you don't want others to see. I didn't see any graph or chart options, so you may want to keep that in mind when choosing which app is for you.
Toshl Need a secure, simple and intuitive way of keeping your finances in order while simultaneously taking advantage of that newfangled cloud technology everyone keeps talking about? Toshl delivers with a clean iPhone expense tracking app featuring a built-in (and free!) easy to use online syncing service. The app takes away the worry of losing your spending history by syncing everything -- literally everything -- to the cloud automatically after adding or updating a transaction, with manual sync options for those looking for a little more control.
Expenditure Expenditure is a gem of a budget & finance tracking app. It features effortless methods for adding new transactions and going over your allotted chunk of spending money, and comes with awesome features that were missing from some of the other apps I chose for this post. A good example is when adding a new transaction you'll be presented with options for including a photo or a quick note, which effectively pushes the customizability and flexibility of your transactions beyond most basic budgeting apps.
iBank 4 iBank 4 is more suitable for advanced users, or anyone with previous experience using heavyweight apps. There is a somewhat high-end learning curve, but the developers have provided video tutorials about how to use each feature. Costing a hefty $59.99 for a single license, iBank 4 does more than simple budgeting. Mac users track and manage their entire net worth in once place using the Dashboard Widget. You can also manage investment portfolios, retirement accounts, and stock options. And there are 10 convenient account options to choose from including line of credit, money market, 401k, asset, and savings. iBank 4 allows the transfer of funds into foreign currencies.