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As a homeowner, you must have thought about how much homeowners insurance coverage do you need or if your current policy is enough?
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WHAT DOES HOME INSURANCE NOT COVER UNLESS YOU PAY MORE It varies from state to state and from policy to policy. But here are some general exclusions in a standard homeowner’s policy: 1 FLOODS Loss and damage due to flood are often not covered under a home insurance policy, and therefore you might want to opt for extra coverage. 2 DAMAGE FROM LACK OF MAINTENANCE Damage due to negligence or lack of maintenance is often not covered under home insurance, so you need to assess those requirements separately. 3 EARTH MOVEMENT Similar to floods, loss due to earthquake and earth movement is not covered and is excluded from home insurance coverage. 4 CANINE ATTACKS Canine attacks are also not covered under your home insurance coverage, and therefore you need to make additional arrangements for such coverage. If you are looking for advice or help on how much insurance you should buy, then talk to the expert agents at Abe GT & Associates. We have 23+ years of experience in all types of insurance products in Chicago. https://www.abegtinsurance.com/
