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The Dos And Don’ts For housing loans in India Prepayment

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The Dos And Don’ts For housing loans in India Prepayment

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  1. Housing Loans in India

  2. The Dos And Don’ts For housing loans in India Prepayment

  3. Before you start thinking about what to do and what not to, here are a couple of questions you need to ask yourself: • How old is my Home Loan? • How much tax am I saving? • What’s the rate of interest? • Am I finding it difficult to manage my EMIs? • What’s the return I could get by investing the surplus cash in a good instrument?

  4. Dos • Choose your loan wisely • Know your budget • Pay steady EMIs • Prepay as early as you can • Carry all relevant documents along

  5. Don’ts • Calculate the benefits beforehand • Don’t overlook the tax benefits of the loan • Don’t prepay the entire loan amount • Don’t forget to get an acknowledgment for your payment • Don’t forget to collect unused cheques from the bank Source: Source: https://blog.bankbazaar.com/the-dos-and-donts-of-a-home-loan-prepayment/

  6. Click to know more on housing loans in india https://www.hdfc.com/NRI/ME/housing-loans/home-loans/for-new-homes-salaried

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