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How to Get U.S. Mortgage for U.K. Citizens

Get mortgage loans for foreign nationals and U.S. expatriates in America Mortgages with competitive rates and personalized service. No US Credit Required. Apply now.<br>For more information, visit our website: https://www.americamortgages.com/

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How to Get U.S. Mortgage for U.K. Citizens

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  1. How to Get U.S. Mortgage for U.K. Citizens? America Mortgages

  2. Introduction • The U.S. is one of the most sought-after countries in the world to invest in real estate mainly because it caters to a wide range of needs, which is why, as a U.K. Citizen, this is the right time to move the needle on obtaining a mortgage in the U.S. • In this guide, we will explain how to get a U.S. mortgage as a U.K. citizen. Whether it is for a new home, an investment or a commercial property.

  3. Can U.K. Citizens Obtain a Mortgage in the U.S.? • Yes, U.K. Citizens can obtain a mortgage to buy real estate in the U.S. The U.S. does not restrict any non-citizens from owning property in the country. • As long as you meet the criteria for owning a property in the U.S., you are free to do so. These criteria are rather simple; you don’t even need a credit history in the U.S. to own property there! • However, it is important to note that you do not receive residency rights by owning a property in the U.S. you can stay there for as long as your visa permits.

  4. Documents Needed to Get a Property in the U.S.? • Proof of your income, your last three years of tax returns, or a letter from your employer – Documents proving your creditworthiness. • Documents proving that you can afford the monthly payments, such as household cash flow statements, utility bills, or bank statements – Documents proving the mortgage’s affordability. • Personal identification documents (passport). • Proof of legal status in the United States as a Foreign National.

  5. Who is eligible for a U.S. mortgage? While everyone can obtain a mortgage in the U.S. there are specific differences based on immigration status. Let’s look into each scenario further to understand how a U.K. citizen obtains a U.S. mortgage. U.K. Nationals Without Residency As a U.K. citizen who doesn’t have permanent residence (a green card) in the U.S. or a work visa, you will not be eligible for a government-backed loan. But you are still eligible for a foreign national loan.

  6. Permanent Resident With Green Card As a permanent resident with a green card, you are eligible for the same loan as any U.S. citizen which is – a Fannie Mae or FHA loan. Additional eligibility for such a loan includes a 2-month bank statement, 2 years credit history in the U.S. and 2-3 years of tax return. Temporary Residents With a Work Visa Everyone working in the U.S. on a work visa is eligible for the Foreign Mortgage Loans, as is any permanent resident. In addition to the usual documents, you may be asked to provide a letter from your company.

  7. Contact Us Address: 118 Broadway STE 638, San Antonio, TX. 78205 (HQ) 171 Telok Ayer Singapore 068621 Email id: hello@americamortgages.com North America: +1 (845) 583-0830 Europe: +44 07537-131168 Asia: +65 8430-1541 Australia: +61 2 8417-2895 Middle East: +971 800-0651-2066 Website: https://www.americamortgages.com/

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