Principles of Banking Module C By DR. ONKAR NATH

1. Principles of Banking Module C By DR. ONKAR NATH

2. ESSENTIAL OF BANK COMPUTERISATION • Bank Computerisation • Stand-alone Computer System • Multi-user Systems • LANs and WANs • Local Area Network • Topology • Protocol • Wide Area Network

3. Core Banking Solution • Business Components • Benefits • Essential Requirement • Creation of Primary Data • Disaster Recovery Site (DRS) • Business Process Reengineering • Specialised Consultancy • Infrastructure • U.P.S.

4. PAYMENT SYSTEMS AND ELECTRONIC BANKING • Electronic Payment Systems • ATMs • PIN (Personal Identification Number) • Electro-Magnetic Cards • Credit Cards • Debit Cards • Smart Cards • Multiple PIN • Electronic Purse • Bank Card • Electronic Cheque • Electronic Cash • Electronic Token

5. Corporate Cash Management Services • Electronic Banking • Anytime Banking • Anywhere Banking • Home Banking (Corporate and Personnel) • Internet Banking • Mobile Banking • E-Commerce • Signature Storage and Display by Electronic Means • Cheque Truncation • Note and Coin Counting Devices

6. DATA COMMUNICATION NETWORK & EFT SYSTEMS • Advent of Information Technology in Banking • Data Communication Networks • Components of Data Communication Networks • Modes of Transmission • Network Scenario in India: Major Networks • INET • NICNET • INDONET

7. Emerging Trends in Communication Networks for Banking • RBI’s VSAT Network • Internet • Evolution of EFT Systems • Telex Communication for Message Transfer • Structured Message Transfer System Using SWIFT • Security in SWIFT • Developments in SWIFT • Automated Clearing Systems • Clearing House Interbank Payment System (CHIPS) • Clearing House Automated Payment System (CHAPS) • Clearing House Automated Transfer System (CHATS)

8. Two Level Funds Transfer Systems • Fedwire • Bankwire • Point of Sale Systems (POS) • Developments in India • Electronic Clearing System in India • Electronic Funds Transfer System in India • Real Time Gross Settlement (RTGS) System • Digital Signatures

9. ROLE OF TECHNOLOGY UPGRADATION AND ITS IMPACT ON BANKS • Trends in Technology Developments • Data Warehousing and Data Mining • Delivery Systems and Self Servicing Banking • Role and Uses of Technology Upgradation • Data and Message Transferring • Corporate Websites • Management information Systems • Global Trends in Banking Systems • Impact of IT on Banks • Changes in Organisational Structure and Orientation • Impact on Service Quality • Impact on Human Resources • Impact on Privacy and Confidentiality of Data

10. SECURITY CONSIDERATIONS • Risk Concern Areas • Data and Software • Infrastructure • Peopleware • Different Types of Threats • Accidental Damages • Malicious Damages • Control Mechanism • Physical Controls • Internal Controls • Operational Controls

11. Computer Audit • Scope of Computer Audit • Audit Approaches • Evaluation Requirements • Computer Hardware • Computer Software • Data • Communication Channels • Contingency Planning and Recovery Procedures • System Development Process • Legal Framework for Electronic Transactions

13. Thank you