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Most of us take the BMW (bus, MRT, walk). Which credit cards are best to earn rewards while we are on the go?<br>
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Best Credit Cards For MRT/Bus Rides That’s Better Than Your EZ-Link Card Although we are not using public transportation as often as we used to thanks to work-from-home, we still use them when visiting the market, hospital, or for errands. In Singapore, there are three cashless public transportation payment options. Paying for public transportation has never been easier than with the debut of SimplyGo in 2019, and the rest was history. Without an MRT Credit card, it will be extremely troublesome to take the bus or MRT. You can always choose to pay in cash but… why wouldn’t you choose the more convenient and cheaper payment method? Now, what are these three ways for cashless payment? Well, worry no more because we got your back! Below is a brief explanation of each of them. In Singapore, there are three cashless public transportation payment options. Paying for public transportation has never been easier than with the debut of SimplyGo in 2019, and the rest was history. Without an MRT card, it will be extremely troublesome to take the bus or MRT.
You can always choose to pay in cash but… why wouldn’t you choose the more convenient and cheaper payment method? Now, what are these three ways for cashless payment? Well, worry no more because we got your back! Below is a brief explanation of each of them. In Singapore, there are three cashless public transportation payment options. Paying for public transportation has never been easier than with the debut of SimplyGo in 2019, and the rest was history. Without an MRT card, it will be extremely troublesome to take the bus or MRT. You can always choose to pay in cash but… why wouldn’t you choose the more convenient and cheaper payment method? Now, what are these three ways for cashless payment? Well, worry no more because we got your back! Below is a brief explanation of each of them. Cashless Options For Public Transport: Tap & Go How much does an EZ-Link card cost in Singapore? How does EZ Reload work and can I earn rewards? Cashless Options EZ-Link EZ Reload Simply Go What is it? - A service allows you to link your debit/credit cards to the SimplyGo app and pay for your transportation using that card. - The EZ-Link card is the first contactless means to pay for MRT and bus fares. - You can top up card at the self-service machines located in - When your EZ-Link balance is inadequate to pay for the trip, this service tops it up automatically.
Cashless Options EZ-Link EZ Reload Simply Go each MRT station. How does it work? - You can use your EZ- Link card to pay for bus rides, MRT rides, and purchases at specified merchants by scanning or tapping it. - Periodically, limited- edition EZ-Link charms are also available. - They can be hung as a keychain. These function similarly to an EZ-Link card. - You will need to register and activate EZ- Reload. - After that, you can choose the amount of the top-up as well as the payment method. - When your EZ-Link card is appropriately authorised, it will be immediately topped up when needed. - SimplyGo can be linked to a contactless bank card or a mobile wallet. - After that, tap and pay for your bus and MRT rides with your credit card or device. - You can trace your route and fare history through SimplyGo. How much does it cost? - EZ-Link card costs $12 and has a $7 stored value. Thus, it makes the card only $5. - There are no hidden fees with EZ Reload. - There are no hidden fees with SimplyGo. Can I earn rewards? - With EZ-Link, you can earn one point for every ten cents you spend. - Depending on the payment method you use, it varies. - Depending on the credit or debit card you use, it varies.
Best Credit Cards for EZ-Link and Public Transportation Purchases Don’t hesitate to leave your wallet at home when you have an all-in-one credit cards that also functions as an EZ-Link card. But which cards do actually provide you the highest cashback and rebates with each tap on public transportation? This is an important card that you will be using almost daily! In the long run, it might accumulate a significant amount of points and rewards. Here are 9 Credit Cards that Offer the Best Benefits when Used on Public Transport: Credit Card Features Who Is It Best For? - It offers 5% cashback at selected grocery stores. - $600 cashback cap per year. Citi SMRT Card - If you wish to keep your EZ-Link Card, the Citi SMRT Card is one of the best options. - If you spend $30 on each transaction, you will receive a 2% rebate. In addition, your SMRT$
Credit Card Features Who Is It Best For? - $300 minimum spend per month. earn rate will be 0.3 percent lower if your monthly statement retail purchases are less than $300. - Citi SMRT Card also has a new card design. - It offers up to 10% cashback on online and visa payment. - It also has up to $80 cashback cap per month. - Thus, $1,000 minimum spend per month. DBS Live Fresh Card - A monthly cashback ceiling of $60 applies ($20 each on eligible online purchases, suitable visa contactless purchases, and all other purchases). Maybank Family & Friends Card - In Singapore and Malaysia, you can get up to 8% cashback on groceries, dining, transportation, and fuel. - Cash rebates of up to 8% on shopping, data connectivity, and online TV streaming. - $800 minimum spend each month. - The minimum spending required to earn 8% is $800. But you can still earn 5% if you spend $500. - Groceries, eating, and telecommunications are among the other categories that reach the same percentage, making it ideal for consolidating regular expenditure. - It offers 6% cashback on online purchases, contactless mobile payments, in-store foreign currency transactions, and 0.3% on all other purchases. - It also has a cashback cap OCBC Frank Card - For users who frequently make online purchases or already have a bank account with OCBC, this might be the card for you.
Credit Card Features Who Is It Best For? of $25 in each category. - To qualify for the 6% cashback, you must spend a minimum of $600 per month. - It offers up to 10% cashback on Grab. If you Grab all day, you might want to consider this option. - It has a $300 cashback cap per quarter. - Keep in mind that this has a $2,000 minimum spend per month and quarter. UOB One Card - The UOB One Card is another card you can use to save up to 5% on public transportation with SimplyGo. This rebate has a large minimum expenditure so it is best for users with large monthly expenditures or those with families. DBS Altitude Visa Signature Card - This card allows you to earn up to 3 miles for every $1 spent on online shopping or on flight and hotel transactions. This is capped at $5,000 per month. - For other purchases, 1.2 miles can be earned for every $1 spent locally. - Miles earned on your DBS Altitude Card will not expire. - When you charge the whole travel ticket to your card, you'll get free travel accident insurance worth up to $1,000,000! - On specific online flight and hotel transactions, you can earn 3 miles for every dollar spent. This makes the DBS Altitude Card even more suitable for frequent travellers. From the convenience of your own home, you may earn up to 4 miles each dollar spent on groceries or restaurants.
Credit Card Features Who Is It Best For? - It offers up to 3 miles per $1 spend on Scoot, Singapore Airlines and KrisShop purchases. - For general spending, 1.2 miles will be rewarded for every $1 spent. UOB KrisFlyer Credit Card - UOB rewards new cardholders with 3,000 welcome miles. - There is no mile conversion fee. - For customers who fly with Scoot, they will receive exclusive benefits. They will be offered priority check-in and boarding on Scoot flights, additional baggage allowance on Scoot and booking flexibility waiver. - This card is based on a minimum annual spend of $500 on Singapore Airlines and related transactions, which may be difficult to achieve considering that we are still unable to fly internationally for the time being. - Aside from that, this card rewards 1.2 miles for each dollar spent. UOB Lady's Card - It offers $5, which equals 10X UNI$ in one category. - It also has 5 SGD equivalent to 1X UNI$ in all other spendings. - If you wonder how to convert it, 1 UNI$ is equivalent to 2 Miles. - This card is a one-for-the-women piece. Beauty & wellness, dining, entertainment, family, fashion, transportation, and travel are just a few of the options. - If you wish to earn incentives (redeem air miles) with your transportation spending, don't forget to register “transport” as your preferred category (buses, MRT rides, taxis included). - This card gives you 1.4 miles for every dollar you spend on SimplyGo rides, making it a terrific card to use for public transportation. UOB PRVI Miles - It's worth noting that this offer is only applicable for UOB PRVI Miles Mastercard and Visa cards, not American Express cards.
Which Credit Card Are You Using and Why? Share With Us! Rewards, advantages, and convenience are what EZ-Link Credit Cards may provide for everyday spending. But before applying for one, make sure you’ve read the card’s terms and conditions to understand how it operates entirely as well as know the charges involved. If you are already using a fixed deposit account of a specific bank, it might be more convenient to get a credit card from them. Be careful not to overspend on your credit card. It is easy to get into credit card debt while will be detrimental to your financial health. You might need to borrow money to repay your credit card debt. Will it be better to borrow from a financial institution or from your family and friends? We evaluate the pros and cons here. Otherwise, credit cards often offer great rebates and privileges that you can enjoy! If you have more questions on the interest rates and fees of credit cards, read our in-depth credit card article here.