Yes Bank Personal Loan

1. Yes Bank Personal Loan A personal loan is an unsecured loan that can be used for a variety of purposes, such as debt consolidation, home renovation, medical expenses, or even a vacation. Yes Bank o?ers personal loans to salaried and self-employed individuals at competitive interest rates and flexible repayment options. YES Bank Personal Loan Highlights Interest Rate 10.99% p.a. onwards Loan Amount Rs 1 lakh-Rs 40 lakh Tenure 1-5 years Prepayment Charges Allowed if borrower has paid at least 12 EMIs. 20% of principal outstanding (13-24 months of EMI repayment) 20% of principal outstanding (25-36 months of EMI repayment) 25% of principal outstanding (37-48 months of EMI repayment) 25% of principal outstanding (>48 months of EMI repayment) ● ● ● ●

2. Foreclosure Charges Allowed if borrower has paid at least 12 EMIs. 4% of principal outstanding (13-24 months of EMI repayment) 3% of principal outstanding (25-36 months of EMI repayment) 2% of principal outstanding (37-48 months of EMI repayment) NIL (>48 months of EMI repayment of EMI repayment) ● ● ● ● Processing Fees Up to 2% Features and Benefits of Yes Bank Personal Loan ● Competitive interest rates: Yes Bank o?ers personal loan interest rates starting at 10.99% p.a. ● Flexible repayment tenure: You can choose a repayment tenure of 12 to 60 months, depending on your financial situation. ● No collateral required: Yes Bank personal loans are unsecured, so you do not need to pledge any collateral. ● Quick and easy application process: You can apply for a Yes Bank personal loan online or in person at any Yes Bank branch. ● Fast loan approval and disbursement: Yes Bank o?ers in-principle approval within 60 seconds and disburses the loan within a few days of approval. Eligibility Criteria for Yes Bank Personal Loan ● Salaried individuals: ○ Minimum age: 21 years ○ Maximum age: 60 years ○ Minimum monthly income: Rs. 25,000 (for salaried individuals in metro cities) and Rs. 20,000 (for salaried individuals in non-metro cities) ● Self-employed individuals: ○ Minimum age: 25 years ○ Maximum age: 65 years ○ Minimum annual income: Rs. 3 lakh

3. Documents Required for Yes Bank Personal Loan ● Salaried individuals: ○ KYC documents (PAN card, Aadhaar card, and voter ID card) ○ Salary slips for the last 3 months ○ Bank statement for the last 6 months ● Self-employed individuals: ○ KYC documents (PAN card, Aadhaar card, and voter ID card) ○ Income tax returns for the last 3 years ○ Bank statement for the last 6 months How to Apply for a Yes Bank Personal Loan You can apply for a Yes Bank personal loan throught bravima solution pvt ltd 1. Go to bravima solution pvt ltd - www.bravimasolution.com 2. Click on Apply Now button and sumit the details 3. After some time bravima solution sales executive call you back Why Choose Yes Bank Personal Loan? Yes Bank is a leading private sector bank in India with a strong track record of providing financial services to individuals and businesses. Yes Bank personal loans o?er a number of advantages, including: ● Competitive interest rates ● Flexible repayment options ● No collateral required ● Quick and easy application process ● Fast loan approval and disbursement