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How To Buy A Home With Mortgage? There are a number of things to be considered when you buy a home. The most important among them is the mortgage loan. First thing is to consider the types of mortgage available to you. The options are Conventional, FHA, VA and With a mortgage, the home buyer borrows money from the mortgage lender. This can be used to pay a portion of the home's purchase price. USDA Loans. To make sure that you stay within your housing budget, determine the monthly payment that you can pay comfortably. The mortgage lenders consider your debt-to-income ratio, income and credit score among other factors to decide your eligibility for the mortgage. To avail a home mortgage loan, find out the mortgage lender’s closing costs. They may offer fewer fees based on your creditworthiness. 107 W. Hwy. 190 Copperas Cove, TX 76522 254-542-5100 2201 Trimmier Rd. Killeen, TX 76541 254-680-6158 3106 S. WS Young Dr., Bldg. D, Ste. 402 Killeen, TX 76542 254-953-7000 14641 S. Padre Island Dr., Ste. B Corpus Christi, TX 78418 361-949-4647 10961 Gateway Blvd. West, Ste. 200 El Paso, TX 79935 1980 E. Baseline Rd., Ste. 103, Tempe, AZ 85283 915-843-2681 480-752-3110 1320 N. Zaragoza Rd., Ste. 111 El Paso, TX 79936 915-858-1996 7348 W. Adams Ave., Ste. 200 Temple, TX 76502 254-771-0020 201 E. Central Texas Expwy., Ste. 1600 Harker Heights, TX 76548 254-680-6155 100 W. Central Texas Expwy., Ste. 300 Harker Heights, TX 76548 254-690-3765 www.fcmloans4u.com Image Source: Designed by Freepik