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The Essentials Of Opening A Bank Account Here are the factors that you need to consider before opening a bank account: 01 You should select a bank account type like a savings or a checking account depending upon your needs. 02 Make sure you are eligible to open a bank account by checking the bank’s eligibility requirements. verification as per the regulations. 03 The bank will require a customer’s Social Security Number for identity 04 A government issued ID like a driver's license, passport, state or military ID is requested as additional information. A customer has to make minimum deposit to open a new account by funding with a credit card or a checking/savings account. 05 3509 E Race Avenue Searcy, AR 72143 133 Arkansas Blvd. Texarkana, AR 71854 1815 E. Highland Drive Jonesboro, AR 72401 2875 W. Martin Luther King Fayetteville, AR 72704 304 S. Rockwood Drive Cabot, AR 72023 www.1stnb.com All loans and collateral subject to approval First National Bank Texas | NMLS #402924 | Member FDIC | Equal Housing Lender