Choosing The Right Credit Card

1. ChoosingTheRight CreditCard Consider these points before you pick a credit card: Some common types of credit card are student credit card, secured credit card & rewards credit card. So,understand your requirements and the types of credit card before applying. Consider the usage, for example opt for a charge credit card if you can pay your balance in full every month or a low-interest card if you plan to carry balance from one month to next. APR is the percentage applied to balances that are carried beyond grace period. So, know the annual percentage rate (APR) for purchases, balance transfers and cash advances. Ask about the annual fee, late fee, over-the limit fee and any other fee or charges. Also confirm the term of the charge before applying for the credit card. It is important to know the credit limit of the card as it has an impact on your purchasing power. So take a note of this and choose a card accordingly. Fort Hood National Bank www.fhnb.com Phone: (800) 477-9801 TJ Mills Soldier Center Building 18010 Tj Mills Boulevard, 76544 Ft. Hood , TX Building 109, TJ Mills Boulevard, Fort Hood, TX 76544 Clear Creek Road Warrior Way Building 85006, 76544 Fort Hood , TX Building 50005 Clear Creek Road, 76544 Ft. Hood , TX FHNB Cove West Fort Hood Building 91079 Clarke Rd., 76544 Fort Hood , TX 210 Constitution Dr., Ste. A, 76522 Copperas Cove , TX Main Exchange Building 4250 Clear Creek Road, Main Exchange, 76544 Ft. Hood , TX All loans and collateral subject to approval Fort Hood National Bank | NMLS## 403607 | Member FDIC | Equal Housing Lender