The 10 Most Inspiring CEOs to Watch in 2023

1. The 10 Most Inspiring CEOs to Watch in 2023 FORTUNES TIME SEPTEMBER 2023 PG NO 32 A Serial Entrepreneur in the Financial Technology Sector Nicola Pighi President & Founder|Hdemy Group Redefining Education through Innovation and Global Perspective www.fortunestime.com

4. EDITOR’S NOTE “Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart.” – Steve Jobs, late CEO of Apple Inspiring the Business World These lines are the inspiration for every emerging executive as this what sets them apart. Being a leader can categorise in many ways but inspiring others is a true way of leadership. Many leaders have charismatic way of leadership where they lead an organization to new heights of success that never have been achieved. But it completely different than inspiring their coworkers. Inspiration has to be seen in one's way of thinking working and sharing knowledge while leading them. Today leadership has changed in so many ways that traditional way of leading cant bee seen anywhere. Organizations are focusing on leadership that can prepare future's leaders while creating a workplace that more diverse and innovative. Fortunes Time's latest edition “The 10 Most Inspiring CEOs to Watch in 2023” has featured success stories of renowned business executives from across the world whose expertise in leadership is echoing globally. The cover has Nicola Pighi the President and Founder of Hdemy Group and the NAD - Nuova Accademia del Design in Verona. His vision for founding Hdemy Group was to establish a leading educational institution that offers both online and in-person learning opportunities. Nicola's dedication to leveraging technology in education has allowed Hdemy Group to create an immersive and interactive learning environment for students. Through the use of virtual reality, students can explore new worlds and experiment with ideas in ways previously unimagined. Hdemy Group aims to stay at the forefront of the design industry by embracing this innovative approach to education, preparing students to become future leaders and trailblazers. Also, while you flip through the pages, don't forget to read the articles created by our in-house editorial staff and industry experts. Have a Lovely Read!

5. FORTUNES T IME CREDIT PAGE Celine Costa Vijay Khulpe Dafny Meyer Tony Anderson Editor-in-Chief Managing Editor Executive Editor Assistant Editor Art & Design Director Business Development Manager Business Development Executive Associate Designer Charles Lee Ellen Louise Robert Taylor Sarah Jones Digital Marketing Manager Sales Manager Marketing Manager Technical Specialist Circulation Manager Laura Wright Albert Hill Stacey Flores Jennifer Thomas Carol Green SEPTEMBER 2023 For More Details : Email: info@fortunestime.com Address. 8 The Green Suite R, Dover, DE 19901, USA. Copyright 2023 Fortunes Time, All rights reserved. The content and images used in this magazine should not be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission from Fortunes Time Reprint rights remain solely with Fortunes Time.

6. CONTENT PAGE 08 COVER STORY Nicola Pighi Redefining Education through Innovation and Global Perspective

7. Cindy Watson Dr. Nadine Hachach- Haram Hanoi Morillo 16 26 22 Kestutis Pagalys John Byrne Juan Julián León 30 32 36 Louise Hampton Roberta Perry Rob Onorato 46 50 42

8. President & Founder Nicola Pighi Redefining Education through Innovation and Global Perspective President & Founder Hdemy Group 08 | SEPTEMBER 2023

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11. The Institution At Hdemy Group, Nicola and the team foster a culture of innovation, collaboration, and excellence. The values are centered around empowering students to unleash creativity, embrace diversity, and pursue their passion for design and learning. The belief at Hdemy Group is that creativity knows no boundaries, and the diverse student body reflects this core principle. Encouraging an inclusive environment where ideas are freely and constructively shared, Hdemy Group cultivates a rich and dynamic learning community. Meet Nicola Pighi the President and Founder of Hdemy Group and the NAD - Nuova Accademia del Design in Verona. His vision for founding Hdemy Group was to establish a leading educational institution that offers both online and in-person learning opportunities. Nicola's dedication to leveraging technology in education has allowed Hdemy Group to create an immersive and interactive learning environment for students. Through the use of virtual reality, students can explore new worlds and experiment with ideas in ways previously unimagined. Hdemy Group aims to stay at the forefront of the design industry by embracing this innovative approach to education, preparing students to become future leaders and trailblazers. Additionally, Hdemy Group is committed to fostering a global perspective deeply rooted in its philosophy. The belief is that exposure to diverse cultures and ideas enriches the educational experience and equips students to tackle design challenges on an international scale. To achieve this, Hdemy Group actively encourages international exchange programs, inviting students from different parts of the world to collaborate and learn from one another. Nurturing this global mindset empowers Hdemy Group's graduates to become well-rounded designers who can contribute positively to a connected and interdependent world. an intuitive interface, along with a secure and swift validation mechanism for the awarded badges. This confers substantial worth upon the proficiencies gained by students throughout their training journey. the organization hopes to contribute to a more sustainable future for our planet. Moreover, Hdemy Group understands the significance of cultivating an entrepreneurial mindset among its students. Alongside providing technical expertise, the institution offers workshops, mentorship programs, and resources to develop essential entrepreneurial skills. The team firmly believes that nurturing an entrepreneurial spirit is vital in preparing Hdemy Group's graduates to thrive in the competitive design industry. By encouraging students to think like entrepreneurs, the team empowers them to pursue their own ventures, become design thought leaders, and make positive impacts in their communities. Commitment to Eco-Conscious Design and Entrepreneurial Empowerment As part of its commitment to sustainability, Hdemy Group strives to embed eco-conscious practices into its design curricula. Nicola asserts, “We believe that designers have a responsibility to consider the environmental impact of their work and to promote sustainable practices in the design industry. Through our coursework and projects, we encourage our students to develop solutions that are not only innovative and aesthetically pleasing but also environmentally responsible.” By cultivating a generation of environmentally conscious designers, Nuova Accademia del Design With NAD, Nicola sought to revolutionize the educational experience by introducing lessons enhanced by virtual reality technology. NAD provides both telematics and in- person training, and is on the brink of launching virtual reality classes through a partnership with Vection Technologies (https://vection- technologies.com/ ) and their advanced 3D framework software designed for Cisco Webex. In its pursuit of ensuring the credibility and legitimacy of its students' competencies, NAD has opted for C-BOX as its esteemed collaborator. This platform guarantees Fortunestime.com | 11

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13. Vision for Design Education and Social Impact Nicola emphasizes that at the core of Hdemy Group's educational approach is the belief that design can shape society and improve lives. As the world faces complex challenges, design thinking becomes increasingly important in addressing them across different sectors. Hdemy Group encourages students to embrace their roles as changemakers, using design to create positive social impacts. By providing students with the necessary skills and knowledge, Hdemy Group inspires them to use design as a tool for creating solutions that benefit individuals, communities, and society as a whole. The design industry is constantly evolving due to technological advancements and changing societal needs. Hdemy Group is committed to offering the most up-to-date education that meets industry demands, preparing students to be adaptable and innovative designers. The faculty, comprising experienced professionals and educators, ensures that the curriculum remains relevant and cutting- edge, reflecting the latest industry trends and practices. proven effective in various industries, including design, offering flexibility to improve work-life balance for employees. However, the physical office space remains essential for fostering company culture, collaboration, and team cohesion. At Hdemy Group, the belief is in adopting a hybrid approach. This approach allows employees and students to enjoy the best of both worlds - the flexibility of remote work, when necessary, along with the opportunity for face-to-face interactions in a physical office or learning environment. By striking the right balance between virtual and in- person experiences, Hdemy Group aims to create a cohesive and inclusive company culture that nurtures creativity, encourages teamwork, and fosters a strong sense of belonging. Embracing the Future Nicola shares that as Hdemy Group expands its offerings, the institution aims to maintain a strong sense of community and collaboration. The goal is to ensure that all students, regardless of their location, have access to world-class resources and expertise. The integration of virtual reality into the curriculum is a significant step forward in enhancing the learning process and preparing students for the dynamic design industry. With virtual reality, students can engage with design challenges in a more immersive and experiential way, which improves their problem- solving abilities and critical thinking skills. Hdemy Group's commitment to inclusivity and diversity remains unwavering. The institution firmly believes that a diverse student body fosters a rich exchange of ideas and perspectives, enabling students to approach design challenges from unique angles. Creating a learning environment that celebrates diversity and encourages collaboration among students from different backgrounds and cultures, Hdemy Group aims to nurture empathy and cultural awareness in its graduates. Nurturing Innovation and Building Partnerships In this rapidly evolving landscape, the role of the CEO is more critical than ever. As the leader of Hdemy Group, Nicola is deeply involved in guiding the organization's direction to make sure it stays true to its mission and values. He believes that for any company to do well, the CEO must actively work on business strategy. Nicola stays updated on industry trends, new technologies, and the changing needs of students. This helps him and the team make smart decisions that drive innovation and success. Besides, Nicola also builds strong relationships with important people and organizations, like industry partners, educational institutions, and government bodies. Working together with these partners allows Hdemy Group to offer students real-world experiences and exposure to various design projects and challenges. By building this network of support, Hdemy Group creates a lively community that helps students excel and thrive in their careers. Nicola also adds as Hdemy Group embraces new educational technologies, it remains committed to preserving the essence of human connection and mentorship that is essential in the learning journey. While virtual learning provides flexibility and access to a vast array of resources, face-to-face interactions foster a sense of belonging and facilitate real-time feedback, which are crucial for students' growth and development. Hybrid Approach for Fostering Collaboration and Company Culture In the post-pandemic era, the future of work becomes a significant topic. Remote work has Fortunestime.com | 13

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15. “We are excited about the future of work and the changing landscape of education. While the pandemic has accelerated the adoption of remote work, we recognize the value of physical interaction in nurturing creativity and building strong relationships among students and faculty. Our aim is to strike the right balance between digital learning and in-person collaboration to offer a holistic and enriching educational experience.” Fortunestime.com | 15

16. Ci n d y Ci n d y W a tso n Exemplifying Exceptional Representation, Exclusively in Union-Side Labour and Employment Law across Canada 16 | SEPTEMBER 2023

17. Cindy Watson Watson Labour Law Founder & Managing Partner Fortunestime.com | 17

18. Cindy Watson, the founder and managing partner of Watson Labour Law and a graduate of the renowned Osgoode Hall, is an experienced and recognized a?orney who has specialized in social jus?ce for the past 30 years. Cindy is a sought-a?er corporate trainer and speaker who works to bridge the gap between men and women in order to improve produc?vity, communica?on, and gender prejudice. Cindy is commi?ed to breaking down barriers, achieving wage fairness, and pu?ng an end to discrimina?on. She has a demonstrated track record of empowering, figh?ng for, and pushing individuals to be the greatest versions of themselves. She is a well-known interna?onal speaker, author, and consultant who is recognized for her enthusiasm, devo?on, and ability to inspire. B Below are highlights of the interview conducted between World's Leaders and Cindy Watson: full-time hours waitressing throughout the school year for my high school, university, and law school experiences to earn the money to fund my education. In the summers, I sought out relevant work experience, doing an internship in the Students Training in Industrial Relations program, working at employment agencies (both private and public), and working with a trade union. no assurance of clients, no business plan, or any of the typical minimum requirements for a business start-up, but my unshakable confidence in the power of my mission allowed me to forge a path to kickstart my own boutique labor law firm, which quickly grew (both in size and reputation). We became known for our passionate advocacy on behalf of our clients, and I'm proud to say that reputation continues. Describe who you are as a person, inside and outside of the workplace. I've always been passionate and driven about issues I care about. Growing up in a blue-collar family (in a low-rent apartment complex with a father who worked shift work in a paper mill factory), I felt called to protect the rights of workers. It was always instilled in me from a young age that everyone deserves to be treated with dignity and respect in the workplace and beyond. That is a life-long philosophy I have embraced and brought to my law practice, zealously representing trade unions and the rights of their members. Tell us about the inception of the company. How did it all start? I went to law school knowing I wanted to practice trade union labor law. I articled at the Labour Relations Board, and after my call to the bar, I took a position at a boutique labour law firm. I was offered a partnership after only 3 years, but while I loved the practice, I knew I didn't want to do it there. Everyone thought I was having an early midlife crisis when I turned it down and opted to put out my own shingle. I wanted a firm that was mission-driven and ideologically committed to protecting and enhancing rights for workers and unions. What has made you successful? What do you value? I've always prided myself and our firm on our core values of integrity, passion, drive, commitment, and excellence. That winning combination delivers consistent, superior results. We believe in what we do and the important value it brings, not only to our clients but the broader community as we advocate for enhanced rights for workers on a global level. Because we are mission-driven, we aren't motivated by the money. We pride ourselves on our ability to effect superior settlements, knowing when and how to avoid litigation to secure creative best outcomes and when to litigate. Describe your background and what did you do before you started/joined the company? Coming from a blue-collar background, my parents didn't have the resources to afford a post-secondary education for me. So, I worked almost With the naiveté that comes from youth, I had no doubt that it would succeed. In hindsight, I had no equity, 18 | SEPTEMBER 2023

19. Which are the major services of the company and how do they the company to get ahead in the competition? What value-added services does the company provide? We offer the full range of services to our trade union clients, including (but not limited to): Representation before all labour tribunals and at all levels of court Ÿ Grievance & arbitration advocacy Ÿ Labour Board advocacy Ÿ Workers compensation matters Ÿ Disability benefits Ÿ Equity work Ÿ Human Rights advocacy Ÿ Legislative and political lobbying Ÿ Training & Education programming We stand out from the competition given our passionate commitment to the cause which is reflected in our advocacy and in our ability to secure better outcomes without litigation where appropriate. We tirelessly seek the best possible results for our clients. We do so utilizing what we call the Art of Feminine Negotiation, where we bring rapport-building, empathy, flexibility, intuition and trust-building to the table so our clients get more creative outcomes with better relationships, greater buy-in and longer-lasting agreements. Give us your opinion on; do organizations rely heavily on individual heroics or team processes? Team is key in life generally, in business organizations, and particularly for trade unions and service providers for unions. Unions are based on a philosophy of solidarity—stronger together. Individual heroics do not serve the greater good. Building an engaged, dedicated, passionate team is key to success. Studies show that diversity in thinking allows for more creative outcomes and better results (not to mention improved productivity and efficiency). Teamwork and the brainstorming it affords will increase the output of any organization (both in terms of quantitative productivity, but perhaps more importantly, in terms of more refined, creative, distinctive, move-the- dial end results). This holds true generally, and we see it as particularly important for our law firm. Unions secure their strength in numbers. Unions that rely on individual heroics don't survive. The law firms that serve trade unions need to similarly embrace and foster team environments to deliver the best possible service, advice, and results. We think outside the box, looking for unexamined options for enhanced solutions. This cooperative versus competitive approach consistently yields better experiences and outcomes for our clients. Having said that, where necessary we are known for our exceptional advocacy, where we leave no stone unturned. offer. Engaging directly with members, stewards and front-line union reps feeds me – the energy flows both ways as we inspire each other in carrying forward the important work that needs to be done. What are your responsibilities as the Founder/CEO of the company? What is the happiest part of your daily routine? I'm proud to have built our thriving practice over the last 30 years. We've built a reputation for our passion, integrity, and results. I'm still integrally involved in the building of our team and ensuring that our culture continues to reflect our core values. Hiring our best team is a key part of that process, as is fostering relationships with our long-time clients and building on client development for the future. What advice would you give someone going into a leadership position for the first time? Listen. Really listen. Bring empathy to the table, truly seeking to understand and meet the needs of others (both within and outside your organization). The benefits of this approach cannot be overstated. Never seek to exert power over others, but rather, always strive to achieve power with those you engage with. We care about our clients and their issues. We don't treat them like numbers. Unlike most law firms, we also think proactively, seeking to anticipate issues and redressing them before they become conflicts or problems. Our proactive (vs reactive) approach is unique in the practice of law and saves our clients much time, money, angst and relationships. I'm lucky to still be passionate about representing trade unions. I love the advocacy, and I particularly love the exceptional training and education we Fortunestime.com | 19

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23. Dr. Nadine Dr. Nadine Hachach-Haram Hachach-Haram Dr. Nadine Hachach-Haram, FRCS (Plast), BEM, is a Consultant Plastic Surgeon at Guy's and St. Thomas' NHS Foundation Trust and the Head of Clinical Innovation.The NHS clinical entrepreneur founded Proximie in 2015 with the goal of saving lives by disseminating the world's finest clinical practice. She relied on her surgical expertise as well as her love for innovation and teaching. As part of the 2018 Queen's Birthday Honours, Dr. Nadine was awarded the British Empire Medal for her pioneering achievements in the disciplines of surgery and medicine. She also undertakes a number of roles to help advance surgery, including council member of the Royal College of Surgeons' Future of Surgery Commission, council member of the British Association of Plastic, Reconstructive and Aesthetic Surgeons (BAPRAS), Innovation UK, and council member of the Royal Society of Medicine plastic surgery section. Fortunestime.com | 23

24. Below are highlights of the interview conducted between Fortunes Time and Dr Nadine Hachach-Haram: has really come to define me as a person. I spent 10 years working on global health initiatives around the world as a trainee surgeon. During that period, I definitely found myself feeling like I simply wasn't doing enough. When I looked at the Lancet Commission that revealed five billion people in the world lack access to safe surgery, I realized that we were only scratching the surface. I realized that it was really about building scalable, sustainable models of support and delivery, so I started to look at technology, and the idea for Proximie was born. Describe your background and what did you do before you started the company? I grew up in post-war Lebanon in the early 1990s, which was undoubtedly a formative period in my life. It shaped my career, not just as a surgeon but also as the founder of Proximie. Seeing the human impact conflict exacted on my homeland had a profound influence at a very young age. At that point, I started to get interested in the ability to help patients and to look for opportunities. Describe who you are as a person, inside and outside of the workplace. I think I am a very driven person who is passionate about innovation in healthcare. Proximie was born out of a need, and my ambition as a surgeon was to find a solution and scale it using technology. In my experience, disruption in healthcare has many challenges, but I can say with experience that if it is really solving a problem, then adoption can be swift and decisive. I think having that drive to create a sustainable solution for creating better access to safe surgery Tell us about the inception of the company. How did it all start? You can't do remote surgery in 2D. It 24 | SEPTEMBER 2023

25. competition? What value-added services does the company provide? Proximie is an easy-to-use Google Chrome and Microsoft Edge based platform, which means there is no need to download any cumbersome software. Using the platform, you can broadcast four simultaneous live video feeds at one time and to multiple users, including from any medical device (imaging, cameras, navigation, fluoro, robotics, scopes, ultrasound, ECG and any other device with a video output), as well as regular cameras (webcams, room cameras, overhead cameras, wearables etc.), while Proximie's integration team can support other bespoke needs (share screens, laptops, mobile devices, increase the video feeds). The agile integration is bespoke to the clinical setting, but ultimately it has been designed to be malleable to healthcare settings all over the world. has to be more immersive than that. What we wanted to do with Proxmie was to create a multi-sensory experience that was a catalyst for collaboration and could digitize a surgeon's footprint. We wanted to extend the geographical reach of a surgeon and create the effect of a borderless operating room that could empower physicians to remotely share knowledge that could ultimately reduce variation in care, and help save lives. Five years later, Proximie has been used in every surgical specialty due to our software-first design, and has been used in more than 100 countries, in over 500 hospitals worldwide, and by over 35 medical device organizations. In the last year alone, Proximie has assisted over 13,000 surgeries, but we know we need to keep pushing and the business is evolving everyday. What are your responsibilities as the Founder/CEO of the company? What is the happiest part of your daily routine? We recently closed our Series C investment round, which certainly kept me busy! No one day is the same at Proximie, but my role is very much to drive us forward, both internally and externally, on our mission to democratize access to safe surgery. The happiest part of my day is when we sit down as a team to hear the success stories of the platform. Moving away from the data and the steep increase in Proximie procedural numbers, one of the most tangible measures of our growth and success, are the stories that we're helping to facilitate. Every case is a story in itself and whilst I can't profess to be central to every single one, I feel immense pride and a connection to the stories Proximie are helping to tell every single day. Behind every procedure is a story. It could be about the technology, the location, or the innovative way Proximie was harnessed to assist, but behind every one are real people. Real physicians, real patients and real emotions. Behind all of the layers of technology, behind every procedure, are people. What has made you successful? What do you value? I think one of the fundamental drivers of our success has been the way we designed Proximie in the first place. Being of use to the broadest user base within any given healthcare setting, Proximie was built to be light, easily deployed on low bandwidth, and therefore as usable in austere environments as it is in a high-end hospital. It needed to be intuitively designed so that it could plug in to any part of the global healthcare landscape. Due to Proximie's software-first design, we have an accessible platform that can be easily integrated at every level in any healthcare setting. Within three weeks, we can secure approval for use in a new hospital. That approach has been fundamental to how quickly we have been able to scale Proximie to all corners of the globe. Give us your opinion on; do organizations rely heavily on individual heroics or team processes? I can't speak for other organizations, but for Proximie the focus is always on the team and how we can collectively work together to help create more efficient and sustainable health systems. We have over 120 people in the company from all over the world, and this diversity of experience can be a real catalyst for innovative thinking. We know that over five billion people in the world lack access to safe surgery. The ingredients for better connected healthcare systems are right in front of us. It's incumbent on us, as one of the players in this field, to try and accelerate these conversations and to play a proactive role in finding innovative ways to democratize access to safe surgery, reduce variation in care, and, ultimately, save lives. What advice would you give someone going into a leadership position for the first time? Embrace the challenge, believe in yourself and, crucially, be human. It sounds easy enough, but when dealing with a variety of different people from different walks of life, there is immense power in remembering to do simple things; listen, empathize, and treat every single person you meet with the same level of respect. Be authentic and be yourself. Which are the major services of the company and how do they help the company to get ahead in the Fortunestime.com | 25

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27. Hanoi Morillo A Highly Sought-After Speaker, Focusing on Exponential Technologies and their Impact on Organizations Hanoi Morillo is an accomplished author, speaker, executive, and international investor. She has had a significant influence on the digital and technological worlds thanks to her years of experience in the field. In addition to being a shark on the television program "Shark Tank Colombia," Hanoi is a partner in the Latin American companies LA7EM and Gate93. She brings to the sector her vast experience in digital transformation and innovation as the CEO and co-founder of Fivvy, a new fintech in the USA. Hanoi has demonstrated her capacity to drive and expedite digital transformation through her prior experience as Scotiabank's Vice President of Digital Banking and CDO. She has also held senior management positions at Google and IBM, where she worked on global projects involving marketing, digital transformation, and innovation. Describe who you are as a person, inside and outside of the workplace. Describe your background and what did you do before you started/joined the company? As an individual, I am passionate, driven, and endlessly curious, constantly seeking out opportunities to learn and embark on new projects. Whether it's serving as a Shark on SharkTank Colombia, writing books, or leading a company, I am always eager to take on new challenges and explore different avenues. My thirst for knowledge and my willingness to push myself beyond my limits are characteristics that define me both inside and outside of the workplace. Hailing from Spain, my educational background lies in Business Administration. I began my professional journey at KPMG before venturing into the realm of technology, where I spent over a decade at Google. Following this, I held executive positions at IBM and Scotiabank for five years. Alongside my professional commitments, I also take on various other roles such as mentorship, angel investing, public speaking, and writing. In short, I am a multi-hyphenate who wears many hats on any given day. Fortunestime.com | 27

28. Tell us about the inception of the company. How did it all start? What are the most important aspects of a company's culture? What principles do you believe in and how do you build this culture? single app solution for managing personal finances. Our services include budget tracking, expense reduction recommendations, and detailed credit card information such as available credit and payment due dates. By utilizing our payment alerts, our users have saved up to $597 USD in late payment fees alone. Moreover, our sophisticated fraud detection system ensures that any fraudulent activity is immediately identified and reported to our clients. These value-added services provide our company with a competitive edge, setting us apart from others in the industry. Initially, our quest was to enhance your financial experience by asking the question: how can we make your interaction with money better? Our initial idea for Fivvy was to develop a credit/debit card recommendation engine, where you could effortlessly identify the optimal payment method for each transaction in your wallet. However, our vision has evolved, and we are now a super app that enables you to become more financially astute. Furthermore, our impressive B2B solution for Financial Institutions is an added advantage that truly become our priority. In just three months, we can transform a purely transactional and boring banking interaction into modern personalized digital experience. For me, company culture is of paramount importance, and I prioritize it above all else. Before discussing business matters, I focus on people, as I believe that a strong culture is our most valuable asset. As a startup, we may not be able to offer the same level of compensation as larger companies, but our employees choose to stay with us because we foster an incredible work environment. Our culture is built on pillars such as Psychological Safety, Trust, Inclusion, and Accountability, which are fundamental to our values and principles. We work hard to ensure that these values are integrated into every aspect of our operations, from hiring practices to team building activities, to create a supportive and collaborative workplace. For both North American and South America, our B2B solution is disrupting the Fintech space. Fivvy specializes in transforming traditional banks that have lost their competitive edge and are failing to meet their customer's expectations. In just three months, we can transform a purely transactional and boring banking interaction into modern personalized digital experience. What has made you successful? What do you value? What is the significance of innovative ideas in the company? My success can be attributed to my willingness to take risks and step out of my comfort zone. As evidence of this, I have relocated to different countries six times, transitioned into new roles and companies, made appearances on a TV show, and authored books. Additionally, I am highly self- disciplined when it comes to managing my time and prioritizing my health. Furthermore, I am fortunate to be surrounded by an exceptional group of friends and family who have provided me with unwavering support. These are the values that I cherish and that have contributed to my success. Which are the major services of the company and how do they the company to get ahead in the competition? What value-added services does the company provide? We leverage cutting-edge data analytics and ML to provide our banks' customers with a personalized and valuable financial experience that allows them to answer questions like having a personalized budget, payment or fraud alerts). At the same time we give real-time customer insights to the FI, enabling them to monetize their own data and make informed decisions about their go-to-market strategies or product development and build high performing upsell and cross-sell campaigns. In today's competitive business landscape, innovative ideas play a crucial role in the success of a company, particularly when competing against larger players such as Mint or Google Pay. At our company, we recognize the importance of being agile and adaptive, which is why we encourage a constant flow of fresh ideas and are willing to experiment with new approaches as long as they ultimately provide value to our users and customers. Give us your opinion on; do organizations rely heavily on individual heroics or team processes? In my opinion, whether organizations rely heavily on individual heroics or team processes varies based on the company culture and industry. However, I believe that a balance of both is crucial to achieve long-term In short, we help banks stay ahead of the curve by offering personalized, data-driven solutions that enhance their customers' banking experiences and increase data related revenue streams and cost efficiencies. With our platform, any bank can stay competitive, innovative, and customer- focused. In the US, our company provides a range of major services to our B2C clients. With our intuitive user interface and clear language, we offer a 28 | SEPTEMBER 2023

29. success. While team collaboration and collective efforts are essential for achieving sustainable growth, having exceptional individuals can add value to the team and keep motivation levels high. As the popular saying goes, "If you want to go fast, go alone. If you want to go far, go together." I firmly believe in this approach, and I believe that having both individual stars and a strong team process can lead to outstanding results. It's crucial for organizations to strike a balance between individual contributions and collaborative efforts to achieve the best possible outcome. What are your responsibilities as the CEO & Co-founder of the company? What is the happiest part of your daily routine? As the CEO & Co-founder of the company, my responsibilities are varied, and it's safe to say that I wear multiple hats throughout the day. While my focus lies on raising capital, leading commercial conversations with prospects, and ensuring that my team can perform at their best by eliminating roadblocks, I also have to be actively involved in other aspects of the company, such as product development and strategy. In my opinion, the happiest part of my daily routine is seeing my team thrive and succeed. As a leader, there's nothing more satisfying than witnessing your team members excel in their roles, reach their goals, and grow both personally and professionally. What advice would you give someone going into a leadership position for the first time? to be an active listener, to empathize with your team members, and to serve them rather than expecting the opposite. Additionally, I would recommend being adaptable and open to change, as the business landscape can be unpredictable at times. Finally, prioritize your own learning and growth as well, as a strong leader is one who constantly learns, evolves, and develops new skills. If I were to give advice to someone entering a leadership position for the first time, I would suggest taking a deep breath and remembering to ask a lot of questions. As a leader, it's crucial Fortunestime.com | 29

30. Kestutis Pagalys, CEO at Servermall, has more than several years Management experience and over several years of working with people and leading teams across all levels within organizations. Kestutis is a dynamic leader in my present position as Director - B2B, where he can contribute to a company's Project Management goals and objectives by overseeing every aspect of the business, from sales to pricing and invoicing to e-commerce and sales management. Building and managing diverse, high-performing teams for the company's clients while ensuring that their demands are always addressed to encourage repeat business is Kestutis' area of expertise. establishing priorities for both himself and the employees. His job is fast-paced and demanding, so he has to be ready for unforeseen obstacles and make the most of every opportunity. Kestutis takes advantage of the necessity to be both technically adept and imaginative to succeed in his profession. Kestutis actively monitors business operations throughout the day with a focus on making sure that ready orders are sent out on time. This demonstrates his dedication to effective execution and exceeding client expectations. Kestutis successfully juggles his duties as CEO with direct participation in procurement efforts. He usually begins his day by going over his emails and 30 | SEPTEMBER 2023

31. Kestutis Pagalys CEO | Servermall Kestutis Pagalys, CEO at Servermall, has more than several years Management experience and over several years of working with people and leading teams across all levels within organizations. Kestutis is a dynamic leader in my present position as Director - B2B, where he can contribute to a company's Project Management goals and objectives by overseeing every aspect of the business, from sales to pricing and invoicing to e-commerce and sales management. Building and managing diverse, high-performing teams for the company's clients while ensuring that their demands are always addressed to encourage repeat business is Kestutis' area of expertise. Kestutis actively monitors business operations throughout the day with a focus on making sure that ready orders are sent out on time. This demonstrates his dedication to effective execution and exceeding client expectations. About the Company Kestutis successfully juggles his duties as CEO with direct participation in procurement efforts. He usually begins his day by going over his emails and establishing priorities for both himself and the employees. His job is fast-paced and demanding, so he has to be ready for unforeseen obstacles and make the most of every opportunity. Kestutis takes advantage of the necessity to be both technically adept and imaginative to succeed in his profession. Fortunestime.com | 31

32. John Byrne CEO | Corlytics 32 | SEPTEMBER 2023

33. JOHN BYRNE A Serial Entrepreneur in the Financial Technology Sector Fortunestime.com | 33

34. In Below are highlights of the interview conducted between Fortunes Time and John Byrne: Describe who you are as a person, inside and outside of the workplace At work, I'm passionate, focused, and driven. I really enjoy the process of thinking about, and then discussing with my team, the next project, the next innovation, the next solution, and then listening to the feedback from my team. Listening is a key skill for any leader. When I'm not working, I make time to switch off and spend time with my family and our dog, Teddy. I'm lucky to live beside the sea in Dublin and like to walk the dog along the beach. I also swim in the sea as often as I can. In the colder weather, it's more of a quick dip. In terms of assessing the effect of regulatory risk, John Byrne, founder and CEO of Corlytics, is the industry pioneer. Incorporated in 2013, Corlytics collaborates with banks, authorities, and prestigious financial organisations all around the world. Describe your background and what did you do before you started/joined the company? I am a serial entrepreneur in the financial technology sector, I have built and sold a number of global technology-based enterprises. I co- founded one of the first campus companies in Ireland in the energy technology sector and founded Information Mosaic in 1997, a global player in the securities software industry, which was sold to IHSMarkit in 2015. The Corlytics system classifies and organises regulatory notifications and, where necessary, internal business data into highly structured relevant information using a combination of artificial and human intelligence. Through better regulatory planning, this makes it possible for a financial system to be more open and stable. Tell us about the inception of the company. How did it all start? I founded Corlytics (Compliance and Regulatory Risk Analytics) to provide real regulatory risk intelligence. Following a tsunami of global regulation that arrived for the financial markets in 2009, I realised there was no joined-up intelligence and predictive analytics to help banks, regulators and their advisors make informed decisions. Corlytics was formed in 2013 and today is the global leader in regulatory risk intelligence. What has made you successful? What do you value? My team and my family are key to what has made me successful. At work, I actively recruit people 34 | SEPTEMBER 2023

35. who know more than me and are also great team players. I value people's skills and their ability to both adjust and grow with the company as well as actively shape it, we are an innovative company. I'm lucky to be surrounded by super people, and I value their curiosity, their contributions, and their dedication. people that are fundamental to the quality and scope of our solutions. Great products come from great people. Companies with the best people will have the best products in the long run. We are also super focused on customer care and will continue to nurture our customers and listen to their ideas. What are the most important aspects of a company's culture? What principles do you believe in and how do you build this culture? I believe that a crucial part of building a successful business is creating a culture that is productive and engaging, one that listens and adapts, and one that fosters a sense of fun. A company with a positive culture has the power and ability to make change, be innovative and be successful. I also value time to think about what's next and how can I build on this - this can be difficult while dealing with the day to day and the what is needed now. Which are the major services of the company and how do the company get ahead of the competition? What value-added services does the company provide? Corlytics provides a range of solutions to help manage regulatory change management and implement regulatory risk reduction strategies. Our customers include financial institutions, regulators, and payment firms—many of whom have global operations. I believe in providing leadership that has clarity and purpose. I also positively encourage people at Corlytics to explore ideas and bring their thoughts and insights to the table. Again, I think listening is key to fostering a culture that's inclusive, collaborative, and beneficial to all. Many technology companies build state-of-the-art products but give secondary importance to their talent – it is the Fortunestime.com | 35

36. Juan Julián León CEO SeproTec Mul?lingual Solu?ons Juan Julián León, CEO at SeproTec Mul?lingual Solu?ons, is a professional with nearly 25 years in the localiza?on industry. As the CEO of SeproTec Mul?lingual Solu?ons, he has been able to successfully oversee and manage a business with loca?ons all over the world, more than 480 employees, and a remarkably sound infrastructure thanks to his familiarity with the localiza?on industry, direct involvement, and extensive understanding of the organiza?on. Before taking this job, Juan Julián progressed through a variety of posi?ons and divisions inside the business, including opera?ons, sales, finance, and human resources. 36 | SEPTEMBER 2023

37. Juan Julián Juan Julián León León in the Localiza?on Industry and Business Management A Professional with Extensive Experience Fortunestime.com | 37

38. During recent years, I have headed up operations as crucial as the international expansion plan, the acquisition of the Polish firm lidolang and the German firm tsd, as well as the creation of SHIP Global IP, an innovative initiative in the intellectual property industry. As CEO of both SeproTec Multilingual Solutions and SHIP Global IP, I am proud to say that thanks to all the team members who have ever worked with us, we have built a solid company with an international presence in 11 countries, 8 main production centers, 480+employees, and a substantially solid infrastructure. An internationally renowned business in the translation, localization, and interpreting fields is SeproTec Multilingual Solutions. It started out as a tiny translation agency in the 1990s and grew quickly organically, becoming a significant industry standard. SeproTec is one of the top 30 language service providers in the world, with main offices in 11 countries. I define myself as a family-oriented person, and I do really enjoy time with my children. I also love traveling, sailing, gastronomy, and the motoring world in general. Tell us about the inception of the company. How did it all start? The company has its origins as a translation department of a group of family-owned professional services companies. It was at that time that I joined the company to help my father to further develop the recently created translation department, which initially specialized in patent translations into Spanish. Describe your background and what did you do before you started/joined the company? I hold a bachelor's degree in business administration and management from the Complutense University of Madrid and a General Management Program Degree from the IESE Business School. Below are highlights of the interview conducted between World's Leaders and Juan Julián León: In order to establish a leader in the multilingual sector, the translation and interpreting department was transferred to the newly formed company SeproTec Multilingual Solutions in 2000.SeproTec is now one of the world's 30 largest companies in the Multilingual Services sector, with operations diversified into a wide range of multilingual services in more than 120 languages, delivered from 8 main, strategically located production centers. Describe who you are as a person, inside and outside of the workplace. I am a professional with an entrepreneurial spirit, a vision of the future, an open and thoughtful character who enjoys business trips and the opportunity they bring to meet industry peers and other stakeholders in the sector and contrast opinions. According to my colleagues, I am a person with resilience, I have a good ability to adapt to changes and I am a multitasker. I got involved in the family project while taking my studies at the university, so I already have nearly 25 years of experience in the localization industry. I worked closely with my father from the inception of the project. This allowed me to have direct responsibility over all the departments of the company and, therefore, a deep knowledge of the internal operations. I have grown professionally as the company has grown. 38 | SEPTEMBER 2023

39. Fortunestime.com | 39

42. Owner Attend2Health 42 | SEPTEMBER 2023

43. Louise Hampton Chiropractic graduate from the University of South Wales, Louise Hampton is the owner of Attend2Health. She looked at many health care careers before deciding she wanted to be a chiropractor. She was intrigued with the outcomes of chiropractic care and, in certain cases, the quickness with which patients would begin to feel better. Prior to relocating her practice to Buntingford she first started seeing patients in Birmingham and opening a chiropractic office there. She states, "Attend2Health is my second clinic, closer to home and with my husband Dominic." She has been awarded a Fellowship of the British Chiropractic Association (BCA) for the work she has done on the BCA council and is a trustee of the Chiropractic Research Council. Fortunestime.com | 43

44. 44 | SEPTEMBER 2023

45. Buntingford High Street. It was October 2007, just before the 2008 recession. Times were hard, but the business got through it. My main goal has always been to do the best I can for my patients. Over the years, the clinic has grown and taken on more staff. We now have a practice manager and five receptionists, as well as all the practitioners. Louise is proud to be a fellow of the British Chiropractic Association (BCA) after sitting on the BCA council for a number of years. Louise has also just become a trustee of the Chiropractic Research Council. As well as treating patients, Louise is keen to help the local community by sponsoring local sports teams such as the Buntingford Cricket Club and the Buntingford Bowls Club. She also likes to raise money for charity and this year she raised money for the Buntingford Food Bank. Below are highlights of the interview conducted between World's Leaders and Louise Hampton: Describe who you are as a person, inside and outside of the workplace. Louise Hampton is a chiropractor and owner of Attend2Health. I am th celebrating our 15 anniversary this month, which I am incredibly proud of. In that time, the clinic has grown so much. 15 years ago, I started by renting a shop at the top of Fortunestime.com | 45

46. Roberta Perry Committed to Creating a Customer Experience Business with Great Natural Products 46 | SEPTEMBER 2023

47. Fortunestime.com | 47

48. Roberta Perry started ScrubzBody Skin Care when her own skin was suffering, and she figured out a way to make it feel and look better. She recalls, "After sharing it with my late sister, Michelle, she suggested I sell it to others. It was a way to share my sugar scrub creation and the concept of pampering oneself with others, and also get the chance to work with my late sister. It really began when I was so chapped on my elbow that when I scratched it, it bled. All over the papers I was working with at a meeting. I was so embarrassed. I left the meeting and headed to a skin care store, where the manager introduced me to a scrub. I liked it but didn't love it, so I searched out another. And then another. And then another still. After a while, Roberta decided to make some herself, using only the things that made the great scrubs great and eliminating all the things that made an OK scrub just OK. That was in 2006, and she has grown the business and enjoyed the ride ever since. 48 | SEPTEMBER 2023

49. Below are highlights of the interview conducted between World's Leaders and Roberta Perry: Describe who you are as a person, inside and outside of the workplace. I like to think of myself as a positive, happy with her fate in life, forward-thinking person. It doesn't mean I haven't had my share of sh*t, most especially losing my sister, business partner, and best friend, Michelle, but I am grateful for everything I have and really embrace what life has to offer. I love exploring new places and eating new foods. I have always been OK with trying and failing and trying again. I am also a wife, a mom of 3 grown adults, a mother-in-law, a grandmom of 3 incredible boys, a daughter, a sister a friend, and a mentor. Describe your background and what did you do before you started/joined the company? My background after college was graphic design, so I did that for five years in NYC before having my first son and starting my freelance design company. Along the way, I started selling telecommunications when the industry was exploding and honing my sales and customer service techniques. I was the marketing director of a failed start-up in Texas, but the 2 years involved in that gave me the chance to learn about web design and trademarks, dealing with the public, and free publicity. I really believe that every job and position I have had prior has been a stepping stone to my business. What has made you successful? What do you value? I have said this before and I will say it again: money is necessary to keep my business alive, well, and thriving. However, my greatest success is the relationships I have been lucky enough to develop with my business associates and my customers. I have the greatest people surrounding me, and that is my biggest joy and business accomplishment. I got to start this business with my late sister, and I get to work with my childhood bestie. I get to sell other products in my shop that were made by great friends whom I found through my larger business group. These are the things I value most. Fortunestime.com | 49

50. Rob Onorato CEO | Shorr Packaging Corp. 50 | SEPTEMBER 2023