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Does Home Insurance Cover Roof Leaks? By: Frazier Roofs & Gutters www.Frazierservices.com Copyright @ Frazier Roofs & Gutters
Not all insurance covers the same instances. As a general idea, here is what you can expect from most homeowners policies regarding roof damage. Commonly excluded instances are natural disasters like: Home Insurance & it’s Exclusions Earthquakes Rust and corrosion Water damage from flooding Power failure War Government action Copyright @ Frazier Roofs & Gutters
Coverage for Mold Damage Coverage for mold damage is based on what caused the mold; if mold formed due to a pipe breaking, your insurance will probably cover this damage. • If mold developed after you failed to deal with a moisture issue in your attic, your insurer will classify the loss as neglect and will not cover the roof leak. Copyright @ Frazier Roofs & Gutters
Routine Maintenance Of Your Roof Getting Routine Maintenance and Inspections on your roof helps the likelihood of problems to be covered by insurance. If problems arise due to neglect on your part, insurance will not cover it. Copyright @ Frazier Roofs & Gutters
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