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Burke & Herbert Financial Services Corp. is the bank holding company for Burke &

BHB Small Business Borrowing take one<br>

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Burke & Herbert Financial Services Corp. is the bank holding company for Burke &

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  1. SMALL BUSINESS BORROWING 1 To apply for a small business loan or line of credit, your business must be in operation for two years or more and have a primary location in the Bank’s lending area. In general, small business loans and lines of credit are for businesses with annual sales of $5 million or less. Loans and lines of credit are subject to credit approval. 2 Origination fee will be waived on applications submitted by September 30, 2022. 3 Rates are based on Prime plus a margin, which takes into consideration creditworthiness and size of loan/line of credit. 4 See card application’s Important Disclosure for terms, rates, and fees, which can be found at burkeandherbertbank.com/business/accounts- services/business-credit-cards/. Cards are issued by TCM Bank, N.A., pursuant to a license from Visa Incorporated. Visa® is a registered trademark of Visa Incorporated. Subject to credit review and approval. Must be 18 years or older to apply. If using logos less than 75% size, please switch to logo size 2. Discover a better business loan, right here where you bank Welcome to a better way to borrow ∞ Attractive terms ∞ No origination fees Special Savings on Business Loans & Lines of Credit and Owner-Occupied Real Estate Loans ∞ Fast, local decisions Like us at facebook.com/BurkeHerbertBank Follow us at twitter.com/burkeandherbert ∞ Bankers who really help Follow us on LinkedIn Burke & Herbert Bank At Your Service Since 1852 Burke & Herbert Bank At Your Service Since 1852 8070 0522 BUS ©2022 Burke & Herbert Bank ® ® Burke & Herbert Bank At Your Service Since 1852® Burke & Herbert Bank At Your Service Since 1852® FOR USE ON COATED STOCK Burke & Herbert Logo Guidlines Logotype: Blue: PMS 648 C (PC) Gold: PMS 457 C (PC) CG Futura Maxi Demi Ampersand: CG Futura Maxi Book Tagline: Futura Heavy 4C: 100c / 62m / 0y / 52k 4C: 6c / 23m / 97y / 26k

  2. SMALL BUSINESS OWNER-OCCUPIED REAL ESTATE TERM LOAN SMALL BUSINESS TERM LOAN The foundation for building a better business Here’s why borrowing is better at Burke & Herbert Bank Your property is the key to lower rates! As the saying goes, it takes money to make money – and our affordable Business Term Loan can be a smart source of the seed money you need to take your business to the next level. Owning your business workspace is a smart move on many levels – including the chance to earn a special fixed introductory rate on this attractive term loan for your first year! Apply by September 30, 2022 and you can qualify for: ∞ Loans from $10,000 to $500,000 (secured) with no origination fee2 ∞ Loans up to $1,000,000 with no origination fee2 ∞ Terms from 18 to 60 months ∞ Special low rate for your first year, with competitive fixed rates thereafter ∞ Attractive fixed rates based on Prime3 At most big banks, lending is a numbers game – and the numbers usually don’t add up for small businesses. Not so at Burke & Herbert Bank! ∞ 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account ∞ Flexible 7- or 10-year terms ∞ Available when your business occupies over 50% of the property We're small-business specialists You’ll work directly with a Branch Manager who knows your neighborhood, sees your potential, and builds a borrowing plan that works for your business.1 Our loan decisions are fast, informed, and made locally. And you’ll get the same friendly, personal service you’ve come to expect from us. ∞ Business deposit relationship with auto-pay from a Burke & Herbert Bank business checking account required Here's even more! Small Business Investment Real Estate Loans up to $1,000,000 can finance commercial or residential income-producing properties. SMALL BUSINESS LINE OF CREDIT Business Credit Cards help you earn attractive rewards on business purchases.4 Funding at the ready, whenever you need it. Personal Borrowing Options include mortgages, home equity, credit lines, and credit cards to help you meet your full range of personal needs and goals. We make borrowing affordable Apply by September 30, 2022 and you can eliminate origination fees on every loan we offer. If you own the space where your business is located, we’ve got more special savings opportunities lined up for you. In business, things can move quickly. Opportunities pop up. Cash flow slows down. But with a Small Business Line of Credit, getting the cash you need is as easy as writing a check. Apply today! ∞ Lines from $10,000 to $150,000 (unsecured) or up to $500,000 (secured) Apply in a branch or online at burkeandherbertbank.com/business. Or to learn more, speak to a branch representative or call us at 703‑684‑1655. ∞ Interest-only payments So start discovering the benefits of borrowing built better, right here in the neighborhood. Get your next business loan from Burke & Herbert Bank. ∞ No annual fee or origination fee2 ∞ 24-month term with variable rates based on Prime3 ∞ 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account Borrowing is better here.

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