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Features Of A Savings Account A savings account is a type of account that offers interest on balance in the account. A minimum balance needs to be maintained in the account to earn dividends. Funds can be withdrawn or deposited to the account anytime. Some savings account types such as Vacation Club charge a penalty for early withdrawal of funds. www.gctfcu.net Greater Central Texas Federal Credit Union 3305 E. Elms Rd., Killeen, TX 76542 Phone: (254) 690 - 2274 Images Source: Designed by Freepik