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How To Be Savings Smart? Smart saving habits help in ensuring a financially secure future. Here are some ways to help you save effectively: 01 Cut sown automatic subscriptions to applications and services you do not use often. 02 Explore automatic savings options like scheduled transfer to your savings account from current account. 03 Reduce the amount spent on energy costs by making smart moves like using energy efficient appliances. 04 Look for special discounts and offers before purchasing a service or product. 05 Pay off your credit card balance every month. www.gctfcu.net Greater Central Texas Federal Credit Union 3305 E. Elms Rd., Killeen, TX 76542 Phone: (254) 690 - 2274 Images Source: Designed by Freepik