Top 10 Life Insurance Companies

1. Top 10 Life Insurance Companies Finding quality, cheap life insurance may seem like an impossible challenge, but we are here to help you. There are a number of insurers providing customized insurance plans that will protect your family and help you reach your financial goals. The annual college football poll maybe the most widely anticipated list, however this list of Top 10 Life Insurance Companies for 2017 is probably a close second. We’ve added a +1 to our list, see why below, in addition feel free to compare other carrier rates here. COMPANIES OFFERING CHEAP LIFE INSURANCE William Penn Association (WPA) is our +1 when it comes to the highest quality, High Risk Life Insurance Companiesfor today’s consumer. Right now you can buy their Ordinary Life Senior Special and Almost Guaranteed Issue Special. These are limited time offers that are subject to change. You choose a program based on your age and get the cheapest life insurance rates available on the market today. Either program gives you low rates even if you have certain chronic health problems like diabetes.

2. William Penn Association Ordinary Life Senior Special is a whole life policy designed for seniors who have underwriting risks but provides access to coverage through standard rates. The company’s Almost Guaranteed Issue Special, is ideal for those aged 21 to 55. It offers a discounted premium rate and allows the individual to choose Ordinary Life or Life paid up to age 65. They are currently promoting a discount offer to celebrate their 131 years of success. Here’s the deal: When you purchase any permanent life insurance plan you get their standard rates. You can purchase Bankers Life Insurance Company with no health questions asked, and the death benefit will be available immediately. That means you don’t have to wait 2 years for the full benefit to be available for your loved ones. This offer, however ends July 9, 2017 therefore you need to hurry and apply. You cannot complete your application online; however we have licensed agents that can provide you free assistance. We’ll provide a no-obligation quote and guide you through their no medical exam application process. American General Life Insurance Company (AIG) One of the more well-known companies, American General, or AIG, is also one of the strongest when it comes to financial ratings. What makes AIG valuable is that it is a very versatile company, offering a number of insurance products for most needs. The company’s flexible underwriting is a draw as well. AIG offers plans for diabetics and flexible terms, even for 17 or 19 years.

3. American National Perhaps one of the oldest companies in our ranking, American National Insurance Company (ANICO) offers a solid financial rating and flexible insurance plans. The company offers innovative plans including 10- to 30-year coverage terms, locked in premiums, and in addition rider options that other companies don’t have. It has a strong financial rating as well. For many Americans, the benefit of not having a medical exam requirement for some life insurance plans is a reason to go with this company. Assurity Life Insurance Assurity is another policyholder-focused High Risk Life Insurance Companies. This company offers plans such as Life Scape Non Med Term 350 and Life Scape Whole Life Insurance. Policies offer the standard features most will expect from a life insurance provider, with limited actual flexibility. Some plans do not require medical exams. Life Scape Term 350 Plus is fully underwritten yet guarantees your premium will not change while the policy is active. The plan is available to you until you reach age 75.

4. Loyal American Life Insurance Company & American Retirement Life Insurance Company Cigna and is a common company sought after by employers because of their flexible options and affordable costs. You can also buy individual whole life insurance as well. You’ll have the option to purchase a supplemental insurance plans for unexpected illness or accidental death. The company offers a variety of cancer-and heart-focused plans designed for those who are younger and healthy. Their whole life insurance plan is highly competitive however it’s not available in all states. Loyal American has no weight limit table which can help you get cheap life insurance rates when other carriers will not even offer coverage. Fidelity Life Insurance Fidelity offers term, whole and accidental life insurance plans. It has a large amount of assets and offers competitive pricing as a result. Key products here include RAPI Decision Life, Express, and Senior Life Term, which offer quick issue policies for those who need to get something in place right away. The plans help people get coverage quickly, sometimes in as little as 48 hours. Level death benefits and premiums are another attractive feature of Fidelity Life Insurance. Mutual of Omaha The company is actually owned by the policyholders and gives you a variety of benefits along with great financial strength. In other words, you’ve made a great choice by selecting Mutual of Omaha as your insurance carrier. You can buy either their term or whole life insurance policies. Another great thing is many of their policies do not require a medical exam and are available to older Americans. Mutual of Omaha has a variety of products to choose and competitive rates, therefore they’re ideally suited for our list.

5. Phoenix Life Insurance Another long-term provider is Phoenix Life which is a very customer-centric company. The company, now wholly owned by Nassau Re, has several plan options. Phoenix Safe Harbor Term Life and Phoenix Simplicity Index Life combine good coverage and affordability. You should look into these plans if you don’t want to deal with medical exams when buying life insurance. Phoenix Remembrance Life gives cheap life insurance rates for their term life insurance product. Their whole life insurance plan provides a death benefit; in addition it has living benefit features included as well. Although this options maybe a bit more costly than other providers, Phoenix’s plans are solid. Royal Neighbors Royal Neighbors is a financially strong organization with a significant amount of assets. They have a full product line, in addition to term, they offer universal and whole life insurance plans. The term life policy available is ideal for those looking for an add-on to their existing insurance coverage. It provides a disability waiver, accidental death protection, and guarantees insurability. Other options include the Royal Neighbors SecureLife plan. The plan does have limitations on its guarantee, yet it is very competitively priced when compared to other companies. SBLI What draws people to SBLI is their “no nonsense” policies. They offer customer- focused policies start out affordable and remain affordable. Key features include plans with guaranteed level premium terms and no paramedical exams. You have choices in term lengths ranging from 10 to 30 years. SBLI has a annual renewable term product that gives you a short-term option with low rates.

6. Sagicor Life Insurance Company Sagicor offers a number of policies with one of the longest guaranteed level death benefit – up to age 95. In addition, you can buy up to $500,000 of life insurance with no medical exam. Their Sage Term Life Insurance plan provides long-term coverage therefore you can buy it and not have to worry about it. You can buy the Sage NLUL plan which is a policy that will never lapse as long as premiums are paid. If you want a financially strong organization with a lot of plans to choose from, this is the one. It’s also great if you want to buy insurance with no medical exam, rather than a fully underwritten policy. Compare the Top 10 Life Insurance Companies Today As you can see, there are many ways to find cheap life insurance rates, however our Top 10 Life Insurance Companies list is a great place to start. To find out about other lower priced options available to you, please click on our “View Your Quotes” button above. In addition you can speak with a licensed agent by calling us at 866- 936-3831. Gary W Blackmon is a licensed insurance agent, helping families with their life insurance needs for 10 years. The agency helps families like yours from New York to California find quality cheap life insurance rates. Source By: https://insurelife.life/top-10-life-insurance-companies Phone 760-459-2888 Business Email garyblackmon@insurelife.life Website http://insurelife.life Social Profiles https://twitter.com/GaryWBlackmonIn Full Business Address 777 E. Tahquitz Canyon Way, Palm Springs, CA 92262