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Like health insurance, several insurers also have designed a standalone vision insurance plan for a comprehensive eye-related healthcare service.
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Vision Insurance Plans - Standalone Vision Insurance Plans Help Keep Your Eyes Healthy Like health insurance, several insurers also have designed a standalone vision insurance plan for a comprehensive eye- related healthcare service. Your present health insurance may cover certain common types of eye issues but not all. Moreover, common health insurance plans do not cover costs for lenses either. The standalone vision insurance plans take care of all intensive aspects of your eyes along with normal eye issues. What is vision insurance?
While purchasing an insurance plan, you can consider buying a supplemental vision insurance plan as many of your fellow citizens do. Normally, health insurance plans cover your eyes only for some major eye diseases whereas the available standalone vision insurance plans help you take regular eye check-ups, visiting ophthalmologists for fixing blurred vision, buying good quality lenses, and several other eye-related issues. Types of vision insurance plans available There are two different types of vision insurance plans available in the market right now. The first one is a rider added plan that you can opt for along with your regular health insurance plan with some extra premium. The second one is the standalone plan that provides wide coverage exclusively for the eyes. The standalone vision insurance plans work like a normal insurance plan but only for the eyes. It mentions what aspects of the eyes are covered, what would be the deductible and copay, how the price of the lenses would be shared between the insurer and insured, how eye surgery expenses would be shared, etc. Benefits of vision insurance plans The coverage of the insurance varies according to the vision insurance you select. The following are some benefits under these kinds of plans –
• Periodical eye check-up that generally happens annually in most of the cases • Eyeglass frames and lenses • Contact lenses • Common vision rectification surgeries LASIK and PRK which is laser surgeries • Common eye surgeries like cataract and glaucoma The nature of benefits and share of expenses depending on the insurer. So, you have to read the policy terms and conditions before booking an eye surgeon or ophthalmologist. In any case, having standalone vision insurance helps you keep the eyes healthy. For more information, click here: https://www.insuremenowus.com/resources/overview-on-stand-alone-vision- insurance-plans.html