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BANKING DISPUTES Banks today go to lengths in providing services to customers within the applicable regulatory framework. However, customers in the usual course are frequently dissatisfied with the bank for the services provided. Whether it is wrongful levy of interest on a loan, or a wrongful banking charge or fees, it is usually the customer who bears the financial burden in the short-term, given that the bank has direct access to the source of the customer's funds to which to levy the charge - i.e. the customer’s account.
BUILDER DISPUTES Buying an apartment can be a fairly cumbersome process – from arranging the funds, to selecting a suitable home that fits your budget. The hassles don't end there. Even after paying all your hard earned money in instalments, the builder is at times behind on the construction resulting in delayed possession of your home from months to even years. In other situations, the delay is because of the delayed processing of approvals from the state government, municipal or any other governmental agency. In recent times, we have even read news where builders have illegally constructed floors above the permitted level, erecting a building on unlawfully acquired property, etc.
CONSUMER DISPUTES We hire services of Service Providers almost every day of our lives. Mobile phones, land lines, internet service providers, cable televisions, banks, to cab rides, buses, airlines to name a few. We are literally surrounded by service providers if you look closely. Service Providers endeavor to provide the best service to customers. They lure them with the most valuable services at the optimum price. However, even after all efforts, sometimes services are found to be dissatisfactory or deficient. In those situations, the consumer suffers.
COMPANY FORMATIONS A private limited company is a voluntary association of not less than two and not more than 200 members, whose liability is limited, the transfer of whose shares is limited to its members and who is not allowed to invite the general public to subscribe to its shares or debentures.
COMPANY LAW Most corporate and company related legal issues do not have direct "correct" or "incorrect" answers. All corporatesneed to assess their tolerance levels for risk on most major business decisions. Legal advisors provide strategic counsel to help align these decisions with business objectives.
DIVORCE AND FAMILY When you arrive in life at cross-roads with your spouse, and either your spouse or you have decided to part ways, it can be painful. Unfortunately, the suffering does not end there. Since very few divorce cases are filed based on mutual consent, more often divorce cases end up in long protracted court litigation and litigants need to have effective divorce lawyers on their side for handling a contentious divorce.
EMERGENCIES At home, or at work, or while travelling, sometimes certain events occur that we are unprepared for. We may have been robbed or been subjected to some other crime. In fact even after being absolutely cautious, we suffer at times, from an accident in a hit and run case. Criminal offences can also include cases where a check you received from someone is dishonoured by the bank.
IMMIGRATION Among migrants, Indians form a large part in most developed countries, e.g. US, UK, Canada, etc. Some Indians have relatives abroad who give them the opportunity to move overseas. Others pursue higher education, obtain jobs and settle in the country of their choice. Whichever be the case, each situation involves liaising with immigration agents or lawyers, preparing the paperwork, and applying for the visa or the appropriate immigration document.
INSURANCE DISPUTES Have you ever bought an insurance policy, paid premium for years, only to know that your policy does not cover the medical condition, etc. that it was purchased for? Often insurance companies sell policies, and later wrongfully or deliberately dishonour and reject claims. Or insurance agents, with the aim of selling policies, overpromise on behalf of the insurance company. One way or the other, benefits of the policy are left to the fine print, and consumers more likely rely on oral confirmations by the agents on policy coverage.
INTELLECTUAL PROPERTY Whether you are a manufacturer or a service provider, you always operate under a company or firm name. Gradually, you become known in the industry you operate, for your quality of goods or services. Over time, people may even begin associating your company’s name with a specific quality level. It’s important then, that you protect this image or brand you have created through your hard work by registering your company name and its logo design, with the trademarks registry.
REAL ESTATE AND PROPERTY When you plan on buying your first property, whether it is a residence flat, apartment or bungalow, or commercial office space, you would want to make sure that the underlying legal formalities are properly fulfilled, with all i’s dotted, and t’s crossed. Any deficiency in the title search and you could be left with a property having unmarketable or not good title.
START-UP ASSISTANCE You may have a great business idea, but turning a great idea into a successful business venture takes a lot of hoops to cross. As a person with a great idea, you will initially need to have like-minded people to work with. Once you have a team to put the building blocks together, you will require finances. You then choose a business name, a registered office, and then register your entity.